Investment Q&A

Q: Hi guys, I know I missed the boat on the latest downturn but is it better to short the CDN index or buy an inverse fund when the markets take a nosedive. Thank you

Q: I have the above in my TFSA along with 5 individual stocks currently.
Any gapes or duplication in the ETFs, Should I just add to each equally with any new contributions to an approx 10-12 % weighting for all and thereafter considerate on individual stocks for more growth torque.

Q: How do we follow Peter or Ryan on twitter?


Sheldon

Q: Following the much-anticipated rate increases that are pending here and in the US, would you buy a house or two for rental income and hopefully sell in the next 2-3 years for a quick profit?
Similarly, would you invest in a developer in Ontario who is building twelve homes in a small subdivision to sell and build to spec for buyers?
Thanks.

Q: hey guys just wondering what happens with a stock split does the value just without the amount of stocks increasing to keep the same value in your account thanks as always

Q: What interest factors do analysts use to calculate the discount on equity cash flows?
Perhaps you could give us novices an example.
Thank you

Q: What do you recommend for high yield short term savings?

Q: In the current market environment with high inflation, lower growth, risk of recession and war, if you were building a portfolio today for income/growth what sectors would you avoid entirely, if any? And, if one was building the portfolio today what percent would you allocate to each area that you are suggesting? Thank you!

Q: How can one best analyze in a simplistic way the cashflow of a company, what is the ratio that you fine most useful in your analysis?

Q: The brutal war in the Ukraine is expected to cause global food shortages. With the exception of fertilizers, how should a retail investor play this trade?
Thanks for your insights.
Ian

Q: How would you invest 40K USD (which stocks and/or ETF's) in a balanced way, to limit downside risk, but maximize capital appreciation over the next 1-3 years. What timing would you use to make this investment. Thanks

Q: I have no fixed income in any accounts, and I have never traded options.

I keep hearing voices in my head—in the middle of the night— that I should have a healthy allocation to fixed income, AND that I should sell covered calls on securities I love. Problem is I do not know where to start.

How does one even buy bonds? I would appreciate:
1- User-friendly sources for identifying symbols.
2- Similarly, if you would please identify sources where a clueless person learns how to sell covered calls.
3- How to select fixed income : is it only bonds or does the term include PREFERRED SHARES?
4- *When* to buy fixed income. Is now a reasonably good time?
5- Would you buy US bonds or Canadian or both?
6- Is it not better just to buy boring steady companies that pay good growing dividends, companies that chug along "nicely" paying dividend ,without intruding into one’s thoughts at night? At least I understand equities.

5i portfolio analytics scolds me on many things but never on lack of fixed income in my accounts. This strikes me as VERY ODD. Is 5i analytics silent on this because 60-40 appears to have been trashed? Is that even true?

Q: Question on Norbert’s gambit that I’m hoping you know or the community might.

I have a TD RRSP where I accidentally bought Roku in my CAD section of my RRSP. I have a USD portion of the same RRSP, can I have this moved in kind to the USD section?

Thanks!

Q: Hello,

I am looking at buying some corporate bonds for the fixed income portion of my portfolio.

Via my discount brokerage account, I see annual yield between 3% and 4.5% for terms between 3 and 4 years for bonds issued by big banks or Lifeco. If I hold to maturity, am I correct my annual return will be the annual yield?

Also, anything to watch for with these securities? To make my life easier, I was planning on buying a few larger positions to balance my portfolio (as opposed to the typical 7% max stock position for the equiy portion of the portfolio).

Thank you for your help.

Q: Hello,

With GIC rates now getting interesting, would you know if we can benefit within a discount brokerage account (i.e. buy a GIC or similar guarantee product within a trading account).

The idea is to invest the cash balances in my RRSP & TFSA accounts.

Thank you,

Q: Can u explain how buying on margin affects the market? Both upside and downside
Also what part do margins play in the big swings
we have seen in the past few months both on the downside mostly and the upside
Thanks

Q: When a Stock/ETF gives a yield percent, how do you calculate payout? Is it a percent of the present stock price, number of stocks times that percent?

thanks,
Paul

Q: Can you explain the difference between CDIC insurance and CIPF insurance? My understanding was that CDIC insurance covers bank accounts up to $100,000 each, and CIPF insurance covers investment/brokerage accounts, $1M limit each.
If I have $500,000 in my RRSP account with RBC Direct Investing, invested in a mix of Stocks, ETF's, GIC's and Cash, is that all covered under the CIPF insurance?
I'm confused when I see people's questions about trying to spread their money out to stay under the $100,000 limit, when they seem to be talking about investment accounts.... Thank you!

Q: Hello 5i
I hold the above covdered call ETF's as well as at least two individual companies from each (from before I bought these). also have over 10 ETF's that are not cover call. I have 51 positions with 49 stocks. These have performed well during this period of unrest. No they do not hit the high notes but not even close to bottom notes either but steadil;y increase in value aside from the dividends. My question is: with these new covered call ETF's at 12% of my investing portfolio (not including GIC's) might this be considered too much? Each is between 1.5% and 2% of the portfolio as are most of my holdings. The dividends are great and have kept up for the last three months. These also hold great companies that I would hold if I had room (and funds to buy them!) as a value investor. Please take as many credits as required.
Thank you
Stanley

Q: I am interested in trading micro mini contracts and futures for indexes or any other commodities. Do you recommend any brokerage company or can you point out where should I start.

Thanks for your great service.