Investment Q&A

Q: Responding to another question that you opened up for comment. Not sure how i'm supposed to respond but anyway my recommendation for the user is Simply Wall Street. It will show all the relevant metrics and then show you comparable companies in the same sector. If you want to view two side by side just open a second window.

Q: I’m struggling a bit with the balance of income (dividends) and growth in a portfolio. I just looked up the 5 and 10 year CAGR for my core, large cap dividend paying holdings and discovered almost all were less than 10% (and many much lower, BNS, NTR?). I know it all comes down goals/objectives, but trying to assess the risk of mid cap growthier stocks and then attempting to factor in the tax implications of capital gains versus dividends is making my head hurt. It looks to me that as a financial holding TMX (X-T) would have been a better investment than, say, Scotiabank (BNS-T) over the last 10 years, at what would seem not much added risk. If you could put on a income investor hat, is there some level of longer term CAGR that you would balk at, and say “there has to be an acceptable risk equity out there with a better return”?.

Q: Hi 5i,
A question born out of wanting to save both time and paper (or perhaps just out of laziness...):
Do you know of any site where the relevant metrics of companies can be displayed side by side, for convenient comparison purposes. For example, right now I'm interested in comparing ENB and TRP to decide whether to offload some or all of the former in favour of the latter. I can look up each on 5i and print the page(s) for each containing the metrics, but I'd much prefer to bring them - and maybe one or two others like KEY and PPL for example - up all together and review on screen all at once in vertical side by side displays, but I don't know of any site that will let me do that. I wonder if you, or any members who read this, might?
Thanks!
Peter

Q: What would you consider to be a minimum net profit margin I should be targeting for companies? I was interested in Magna on this pullback but noticed their NPM is in the mid/low single digits which seems skinny for a manufacturer. Thanks

Q: What is the best source of information on the percentage of a stock that is being shorted? This figure is often cited in analysis, but I've never seen where it can be found.

Q: Hi all , my question is when should you add more shares to your portfolio holdings if you plan to hold the stocks you have for a few years. Is there a good time during the year when to add , is it after good company results or when a company goes up or down a certain % , or just keep a % weighing and never add to it .
Thanks,

Q: I am trying to understand the tax ramifications of return of capital. In a simple case where a fund had increased in market value by 10% and has a yeild of 10% all of which is return of capital, there would be no taxes payable. However, if I sold the fund, there would be a total of 10% payable as capital gains. As a result I have always assumed that return of capital is the best yield as long as the market price of the fund has not gone down. Am I looking at this too simplistically?

Q: Hello,

I just received a letter stating that PXG and many other Invesco ETF's are being delisted as at April 17, 2023.

Is it more prudent to sell prior to this date or let the delisting date be the selling date? Any advantages or disadvantages?

Thanks for your help.

Q: Good Morning,

Could you please explain how a margin account works for the newer or inexperienced members. A general explanation on costs, taxes, overall thoughts, etc would be appreciated. Thanks again.

Q: Would you please remind us of the criteria going into RATING.
Clearly there's more to it than adding up the GRADES.
GSY & TSU RATINGS compared to SLF are mil;es apart using GRADES only.

Q: Hi 5i Team,
Can you please recommend a web site or an app (free or on a paid subscription basis) for managing stocks.
Cheers,
H

Q: Hi,
This morning Hector had asked you about www.stockcharts.com This is not a question but comments.

1. On Cyber Monday, Stockcharts typically do a "Sale" . One can get up to 3 months extra if one subscribes for 12 months. So, you pay for 12 months but use it for 15 months.
2. The MID level subscription seems to offer a lot more than the Basic version. The Pro level, well, it is for the PROS!!
3. Their educational tools , some of which are freely available on You Tube, are very useful. One may want to look at these clips before they decide if it is for them or not.
Search with StockchartsTV
4. Tradingview, Finviz and even koyfin(the less expensive versions) are probably competitors.

Hope this helps.
Mano

Q: I was planning to join www.Stockcharts.com since they seems to be best in the market or do you have another recommendation.

Do you have any special discount from them for 5imembers.

Thanks for your great service

Q: I watched the utube of Chris an analyst at 5i Research on Shopify. I wasn't aware of him. As a member of 5i Research, I am happy to have his knowledge available. Recently someone was looking for moving averages and Stockscores was mentioned. It doesn't seem to provide the 50 or 200 day moving averages for various stocks - we only saw the example (Facebook) which did not have that option. In the past I have seen the 50 and 200 day moving averages whether it was on Globe Investor or iTrade or Bloomberg or charts on your system. Would you be able to advise easy access to it? Thanks so much.

Q: Hi Team,

Looking for your valued opinion regarding the Empire Life Class plus 3.0 insurance/annuity product. This would be for a retiree, 64 years old.
Any concerns with this strategy or things to look out for.
Thank you

Q: How do you convert BNRE shares into BN shares. I have only 1 BNRE share and do not want to pay broker fees.
T Stephen

Q: Bloomberg had a segment on recently where structured notes were discussed as a solid way to provide downside protection for a portfolio. Energy was
This was a question from feb 6. Asking about structured notes that allow for upside but sell at lower levels to protect from down side risk. Is this not the same as putting at stop sell order on your stock to protect against large loses? But at no extra cost.

Q: Hi 5i Team- Although I am familiar with the following metrics/terms I am having difficulty differentiating them one from the other and having a clear understanding of what each one means. Could you explain the difference between earnings, net earnings and profit. Also what is the difference between cash flow and free cash flow. In addition does free cash flow automatically mean profitability. Thanks.

Q: Having recently watched on BNN an expert on technical analysis, could you provide me with your opinion on how important moving averages are and which ones are the best to look at - the 50 day moving average, 200 moving day average or other. Also where would be the best site to go to track these moving averages. I have never paid much attention to technical investing but am starting to think that it does have its place in assessing the success of a stock. Thanks.

Q: Everyone, what emphasis do you place on the charts for either buying / selling / holding a stock? In my technical portion of my stocks during the last month all have climbed above the 200 DMA and most are above the 50 DMA. Most are above the previous short term highs with the RSI around the 70’s and the MACD well above the neutral line. I don’t use them for a buy and have sometimes used them for a sell. During a hold it is used to compare to the broader market. Clayton