Investment Q&A

Q: I would like to get your general thoughts on dipping into margin at times such as these to chip away on the buy side wall markets are off all-time highs. Assuming margin ratios are kept reasonable, the investor understands the risks, and an effort is made to reduce them once markets froth again, would this be a reasonable (albeit inherently risky) way to potentially profit from a drawdown?

Q: private question that i ill keep private is xbc their outlook beside their last quarter ok and were can i get a quality back up to find info on companies for reserch purposes

Q: Peter; For those members interested in how, where and why the ultra rich, including Ukrainian and Russian oligarchs, hide their ill gotten gains, the book Moneyland by Oliver Bullough is really fascinating. Publish if you wish. Rod

Q: Hi Peter, Ryan, and Team,

I just posted this on the forum. I noticed that the Fixed Income thread in the forum is rarely used, and hope it's OK to post this as a "question" so that more members can benefit from what I recently discovered.

This is a heads up to anyone who uses Scotia iTrade. Up until recently, iTrade included CMR as a commission-free ETF, but it has recently been "de-listed" as free, and now is subject to a $9.99 commission. :(

I used to use CMR to park money received from dividends in our RRIFs, to accumulate "safe" cash for the mandatory RRIF payout. No way can a commission be justified going forward!

Q: If permitted to ask something personnel... When responding to questions for US securities, we see that you or your partners or 5i own a number of US stocks. What kind of strategy (i.e. buy/hold, sell, increasing positions, ...) are you mainly employing for your own investments during this turmoil? (I have to believe that you are feeling the pain alongside many of us.) Thanks again.

Q: Hello 5i,
This is not a question, but rather a plea to all of those members reading this to consider checking out and using the forums for questions, help, conversation, resources, etc.
I recently posted a question and received some great info from other members which helped me a great deal.
The forums can be an even much more valuable resource if people choose to engage - and this benefits us all.
For those worried about the "risks" - there are few that basic due diligence can't address. In my experience over the past many years, the overwhelming majority of people who use them genuinely want to help others.
Anyway, personally, I will continue to "pop in" and check them out and I thank all the members who do engage there.
Cheers,
Mike

Q: At the annual meeting, the board was re-elected with a exceptional "no" votes. What do you suspect is happening here? Might there be conflict coming soon?

John

Q: Can you explain Depository Receipts?

Q: When I look at upcoming earnings announcements on Yahoo Finance, most companies have pre-market or after-market as a timeline but some show TAS instead. Could you explain the meaning of TAS , and sometimes TNS. Also do these terms carry any particular significance. Thanks.

Q: Thoughts on these quarterly results? Do you still like the long term prospects of these three growth companies?

In general, what are your thoughts on holding growthier names in this current market? It just seems that the risk of holding these positions through earnings outweighs the benefits. For example, if a company meets expectations and maintains guidance, the stock barely moves. However, any miss or lower guidance and the stock easily gets crushed 30-50%, such as NFLX, FB, UPST, RBLX, COIN, etc... Seems a lot of companies are issuing lower guidance because of all the uncertainties. Wouldn't it be better or more prudent to just sell or maybe trim the positions to reflect these risks and re-enter later?

Other growth names I have on deck soon are GSY, WELL, AT, EGLX, LSPD, NVDA, APPS, and CRWD and I'm worried about how investors will react to earnings. Thanks!

Q: Hello 5i
While interested in making a little extra money , I have also wanted to keep my life simple, so I have concentrated on selling covered call options and puts. Because of the crazy recent markets, though, i have been looking at other strategies. For instance the bull put strategy looks interesting. Wondering whether you think it is worth while for an average investor to put much into these other strategies

Thanks as always for your help

Q: Do you have a good reference site which I can use to compare historical interest rates vs each sector?

Q: Everyone, I was never good at knowing when the market tops out or when it hits a bottom - the bell never rings. What I know is holding the best of the best and waiting ten years, it always works. My techs are down - yawn - but in the last decade my investments are up 10 times my original investment. I will take that everyday! Many thanks for your work and I all your responses EVERYDAY! Clayton

Q: I have noted in many questions you seem to distinguish between a starting position price and a price to add to a position. What is the difference in the thought process on starting position price and adding to a position price?
Thank you, Mike

Q: Stock picking is getting too challenging!
Slowly shifting to broader ETFs. Eg utilities, energy, banks.,
Now looking more broadly at the TSX, NASDAQ, Dow and TSX.
Long term it seems that even among the professionals it is tough to beat the indexes.
Hence my shifting strategy.

Are these indexes revamped periodically?
If yes, how is it done. How often. Criteria?

Would this be the main reason for beating most of the pros?

As usual thanks for your help

Q: Hi! I am wondering where you feel opportunities in the market exist. When oil was negative very few advisors were pounding the table to buy. It seems now looking back it was a no brainer and seems so foolish that I wasn't loading up on these bargains. Will we look back and say why didn't we buy high growth tech? Or, is it beaten up renewables/bond funds you favour if adding new money? Where do the opportunities lie based on current geopolitical risks and risk of recession/stagflation?

Q: Hi Everyone at 5i!! I had the pleasure of reading Peter’s article, ‘’ 5 things Investors Rarely Think about Before Buying a Stock but should “ and it gave me good food for thought. I was wondering if 5i would put on a webinar about reading a stock’s financial reports, which help determine if a it is a good investment. I am aware of some things, but could really do with a comprehensive over view. For all I know you could have already provided such an over view and I missed it. If so, could you please provide me with a reference to the information . Cheers, Tamara

Q: Hi 5i,

Has there ever been a time (in relatively modern history) that the central banks have actually been raising rates in a recession?

For all the talk the banks have done about raising rates, very little has actually been done.

Thanks!
David

Q: re your reply to a question today:
The issue in the current environment, however, is whether raising rates actually impacts the specific inflationary items we are seeing today (such as those caused by supply chain issues and the war).

Great point. You don't heard much discussion on that. If raising rates will not dampen inflation, then the Fed may just stop raising the rates. Don't these rate hikes add to the interest costs to government borrowing? Gov't debt is much more of as concern than private debt. The US has committed to to huge infrastructure spending. And that was before the war in Ukraine. Military spending has to increase. At the least, all those weapons have to be replaced.

Q: Hi 5i - do you like the new CDN $ hedged CDR investments for US companies such as NVDA and Netflix?

Thanks, Neil