Investment Q&A

Q: Currently hold this ETF. Happy with the dividend but expect it may be adjusted down. Where would you see the "bottom" for the dividend rate over the next 12-24 months and what will influence it? What are your thoughts on holding this long term as an income investment. Or is it a "trader" ?

Q: I was going to include this link in my last question as I thought it was a good read and a good reminder for long term investor's, but forgot. Here it is:

https://www.cnbc.com/2022/11/04/op-ed-investor-ron-baron-on-investing-during-periods-of-entropy.html

Q: Could you give some pointers as to what priority's you look for in regard to "how to analyze an earnings report"?

How often are earning reports issued?

Thank you.

Q: Good morning
When a broker recommends a stock a disclosure is made stating that:

"Broker is a market maker or is associated with the specialist that makes a market in the securities of the subject company"

Can you please explain what this means and whether it is significant?
Thank you

Q: My floating rate mortgage is now approaching 5%.

Do you think it is better to invest in some of the strong companies that are currently at good prices, or to pay extra toward the mortgage?

Thanks!

Q: Good morning, what ETF's would you advise for a new portfolio today. Mid age investor, including sector allocations please. TFSA and Non reg'd accounts

Thank you

Q: Could you please comment on the safety of this etf. Would investment in this at this time be ok for income and some future growth?
Thank you.

Q: If the republican party took over the house and senate in the midterms ,how might this affect the price of oil and gas? Thanks harris

Q: I recently read a short article on CDR’s on the NEO exchange designed, by CIBC, to gain access to American companies without worrying about currency exchange. What is your take on CDRs and how does one access them?

Q: Hi Guys
I'm having a hard time wrapping my head around how Asset Writedowns &Restructuring Costs can actually add to Cash from Operations, in the case of Cenovus say 1.5 Billion. Can you enlighten me on how this should be perceived as Positive Cash Flow
Thanks Gord

Q: When assessing income/dividend stocks, I would like to look at the total return of such stocks over a period of years, say 5 year. Do you know of any free web sites that provide such information? ......Thanks....Tom

Q: Do you have any insights on financial planning/stock tracking software that can track various accounts and stock performance across institutions? ...and with the input of financial variables (inflation, spend etc) provide updated information on meeting long term targets. I struggle with financial providers (hide fees, limit what you can see etc) and cannot get a comprehensive picture of my financials.

Q: Has tax loss selling started? What is your take on Tax loss selling in this most unusual year.?

Q: This will be a stupid question sorry. Can you explain in laymans terms what i have bought here and how it functions in relation to the regular stock.

Q: Hi folks
I received a letter from Facebook about the Facebook Fair Fund FBFF. it's about their alleged misleading disclosures. I did have about $5400.00 in their stock at the times stated in the letter. I no longer have any shares. Do you think it is worth my pursuing?
Much thanks

Q: Hello, I hold BEPC, CSU in my Canadian account. I thought it was mentioned in the past that the shares can be kept in the CDN account but dividends can be put in the US Acct to avoid brokerage fees so I called TD Waterhouse and they said it’s not possible without transferring the shares to the USD Acct. Did I misunderstand? Is there another way around this?

Q: Hello 5i,
Please tell me where, on the 5i site, can I find the "Market and Report Updates!" that I am sent.
Thank you
Stanley

Q: I have only US$ available and tend to invest only in inter-listed companies (e.g. a Cdn bank, Canadian Oilco, and other large caps). I asked both iTRADE and RBC-DI *NOT* to convert the dividends such companies pay in C$, and instead let me accumulate C$. My understanding is that an investor has the legal right to demand the bank NOT to convert dvidends.

However both brokers I name here claim that to avoid unwanted Forex conversion, I need to ask them to journal the holdings over to the “side” I want.
In your experience, is this normal? Or can one insist the broker leave the holdings in the currency of original purchase? Do the brokers have a legal right to make the above-noted demand?

This issue affects many 5i members:
I had wanted both brokers not to convert because they were applying the worst possible exchange rates. Many of your members will have holdings bought on TSX where the company pays dividend in US$. AQN (inter-listed) is one of several Canadian companies that pays dividends in US$ . I believe you likely have many members who object to the very disadvantageous exchange rates applied by brokers — and certainly many would object to “automatic” conversion, surely.

If brokers are within their rights, are there not laws, rules & regs that require brokers to apply FAIR exchange rates?

Q: Hello 5i Team

I track the NCIB purchases by Imperial Oil and have noticed the following:

Exxon Mobil reports their insider sales to IMO on a weekly basis (shows up on both 5i data feed and SEDI weekly reports).

Imperial Oil purchases on the open market are only reported at month end, showing the daily purchases.

I have noticed with other Canadian companies (CNQ and Suncor) appear to report monthly however they only report the months total purchases and not the daily purchases.

Question

Is Imperial (i.e. Canadian companies) only required to report their NCIB purchases on a monthly basis? This is in contrast to the US SEC requirements which appear to required daily reporting on a delayed basis.

Is there a website that lists the requirements for NCIB purchases or would I have to consult the relevant TSX guidelines or securities legislation?

Thanks

Q: This was your response to my last question about the webinar broadcast a few days ago

"Unfortunately due to securities regulations on offering memorandum fuds we are not being allowed to post it"

Perhaps you can help me. So, its ok to do the original broadcast that people attended live. But it is NOT ok to view a replay of the exact same broadcast?

Please try and help me understand the logic here.

Thanks

Sheldon