Investment Q&A

Q: What are your trusted sources for forward sales, earnings and ebitda in trying to determine valuations?

Thank you,

Q: Sorry for yet another CSU question! As a long-term holder of CSU, we've made a hefty profit….not as much as it was, but still hefty.

Having said that, I need to rebalance our portfolio, which I can easily accomplish by selling some, not all, CSU.

Is portfolio rebalancing justification in this scenario?

Thanks in advance for your valuable insight.

Q: TD Direct Investing:

We have been advised by our personal advisor that our charity Margin account will not be allowed for options trading. He has advised that all open orders should be closed within 90 days.
It was just a phone call and were advised there would be no written communication.
We have had our account with TD for more than 40 yrs and the charity account for 15. I am nearly 90.

We would appreciate your comments if this action is allowed and verbal notification is sufficient.

We would also appreciate if any of your members have had his same fate or if this is a personal vendetta.

We leave it to your discretion as to how you treat this question.

All the best and thanks for the excellent service.

Thomas

Q: I have an incorporated business investment account. There will be no new money coming in and I will not need the money for five to ten years. Currently, I have roughly 5% in each of CSU, SVI, WSP, MELI, and TSLA, and 10% in ZSP. The remainder is split between EIT and FIE, whose distributions are primarily capital gains and eligible dividends. Would you have some suggestions on how to tweak the portfolio? Thanks.

Q: Today I received an email called Chart Attack.

Of course I've recieved them before but never made good use of them

I'm sure a lot of work has gone into it by 5i and was just wondering how would you suggest your subscribers use these to influence/improve their investment decisions.

Thanks

Sheldon

Q: Regarding Dawn's problem with transferring/contributing USD to TFSA/RRSP accounts with TD:

TD won't transfer USD cash into registered accounts like TFSA or RRSP, but *it will* transfer US assets in-kind . Actually, as far as I remember, you can do it yourself.

So, all you need to do is to buy a money market fund. I used at the time TDB2915 recommended by TD Direct Investing staff (worth confirming if it's still the best to use for this transfer) because there are no fees when buying/selling TD funds.

So, buy as many units of the fund as needed in your USD margin account , and then after a day or two you can transfer online the fund units in-kind into your *CAD* TFSA/RRSP account. Here, I don't remember if you have to move the units into your *CAD* margin account or not first, in order to be able to do the transfer in-kind online by yourself. Anyway, once you have your fund units you can ask the TD staff to do it for you, if you prefer.

Once into the CAD registered account, you can transfer them into your USD TFSA/RRSP account and then sell them for cash. No buying or selling fees should apply.

Hope this helps. Best regards.

Q: Good Morning 5i,

There has been a noticeable trend of the 50 day and 100 day SMA's converging across many stocks with a market consolidation. We have a rule about selling or trimming when the 50 day crosses over the 100 day. An S&P at 7100 before March will trigger a larger trim and adjustment to safer stocks. Can we have your thoughts about the 50 day crossing over the 100 day and the general consolidation that is occurring?

Thank you for your help

D&J

Q: My portfolio is composed of a mixture of stocks ,ETFs,and covered call +/-leverage ETFs.The vast majority of my covered call / leveraged ETF "surprisingly" shows a significantly increased, or stable NAV although the dividends are 7-12 %(being aware that the ACB will be reduced with time).I assume that the 60% individual quality dividend stocks will compensate for any potentially lower NAV and ACB (if sold)of those specialized ETF (
.This strategy offers significant revenues + acceptable growth with lower risks than a pure "growth strategy"..I was initially cautious considering the critics about those specialized ETFs ; my conclusion is that if they are cautiously selected, they help stabilizing a portfolio and revenues in a volatile markets for a retirement perspective.. Could you share your impressions about this strategy + any suggestion for improvement in balancing the portfolio will be very appreciated.

Q: In my TFSA account at TD I have my holdings on Drips. In December TD started investing the dividends from these holdings in partial shares......to 5 decimal places!

When it comes to selling any of these holdings will I have trouble selling these partial shares?

Q: Where can I get information on TSX listed companies reporting dates for Q4 2025?

Q: Dear Peter et al:

NOT a question but a SINCERE THANKS for the remarkable report that you posted today.

The AI Compute Stack and the Stocks That Power It.

What a terrific report. I read it once quickly and am re-reading it again. I may have to do it several times more. Absolutely brilliant.

Many Thanks.

Q: 5i has been a terrific resource for many things, including recommendations for great stocks that I would never have owned otherwise.. But... I now have too many 'favourites' and need to reduce the number of equities in each of these 3 sectors : Financial, Industrial and Tech. Your suggestions as to a rational approach to the decision making process would be appreciated . I assume there will be different factors for different sectors as well as adjustments to be made depending on whether the preference is for growth, income or a balanced approach. I have reached decision making paralysis - HELP !!

Q: 5i: dum question I am sure but under dividend frequency I understand m for monthly, Q for quarterly and A for annually but if you
do not mind what is the I think looks like a u?Thanks Larry

Q: Hello Team 5i & Everyone,

Which chart do the big institutions use when it comes to dividend stocks, the version that adjusts data for dividends or not?

Thank you!

Sandra

Q: Great service. Do you foresee a buyer strike on US Treasuries given recent Trump activity and comments surrounding Venezuela, Greenland and others. If so, would this cause rates to rise? Is this a real concern or just paranoia on my part? It seems Europe, China and others cannot compete militarily but may begin to use economic leverage against the US. Thank you for your insights.

Q: Good afternoon,

I feel that I have constructed a well balanced equity portfolio of between 20-25 stocks, thanks in large part to you and your team.

I have identified the following as core positions, where each one represents between a 3-5% weighting:

RY
GWL
ENB
FTS
AEM
BN
NVDA
GOOG
AMZN

I know that there could be many additions to this list. But assuming I hold my "top picks" to these names, do you have any immediate concerns?

Thanks as always.

Q: Do you have any views on Alpha Picks, run by Steven Cress? He has an extensive background focused on quant. It has only been around for about 2 1/2 years, and those have been exceptional market years, but the results surpass the S&P by a wide margin.

Q: Can you give us the total returns for the S&P 500 and TSX benchmarks? Also why are there so many different numbers reported for these on many different sites, and even each AI has different numbers. I'd like the returns including dividends, since I don't know why you would compare to a benchmark excluding dividends. Thx

Q: La difference entre avgo-u et avgo-c

Q: Dear 5i
If i was to buy 10k worth of a US stock with CD dollars , would the Fx conversion costs be significantly more then if i bought the same US stock as a CDR considering a CDRs embedded fee`s ?
Thanks Bill C