Q: As was mentioned earlier by one member T.D.Waterhouse have informed their clients that effective Sept.15 they will be charging their clients $2 per envelope to mail monthly statements and trade confirmations.This will effectively raise their commission fees by about 50% ($2 for the stock trade and $2 for the money market sale.)Thus the cost of a trade at T.D.Waterhouse will be $9.99 +$2 +$2 = 13.99.If one agrees to receive these documents on-line there will be no additional charge.I mention this so that anyone contemplating changing to T.D.Waterhouse will be aware of the implications. If you feel this info is worthwhile feel free to publish it.Thanks again for your great service.
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Can you tell me what are the best ratios to look at when evaluating an oil company. Thanks.
Q: Peter; Is there a U.S. inflation indexed ETF ? Thanks. Rod
Q: I have approximately 7% of my portfolio in high yield bond funds and with interest rates expected to go up I was thinking of switching some into insurance companies such as sun life and GWl. Do you think that is a sound strategy? Thanks
Q: Reference to Hussein question about cashing in a defined benefits pension plan. I did exactly that as interests rates are very low yielding a very high payout. The payout depending on your age will have a cash portion which will be taxed at your marginal rate. The tax sheltered portion can go to a LIRA or a Life Income Fund, which is what I did. All I have to earn in return from the funds left over after paying the tax on the cash is 5.5% to equal what my pension would have been. I am getting that with Canadian dividends companies. Also remember that you will have money to give to your heirs once you go but with a pension plan all bets are off. A good source of pension info is "The Pension Puzzle" which is written for Canadians by Canadians. Moshe Milvesky has written some good books on pensions so check them out especially the ones written for Canadians.
Q: what is the difference between bbd.pr.c and bbd.pr.d and can a company recall its share at the market price as opposed to the issue price?
Q: PBH / NCIB
All they have done is reissue the NICB that recently expired.
I found this towards to bottom of the NR.
"The Corporation has in place a Normal Course Issuer Bid respecting each of the above-named securities, which was filed with The Toronto Stock Exchange on August 13, 2012 and which expired on August 14, 2013. The Corporation purchased $810,000 7% Convertible Debentures under and pursuant to the terms of such Normal Course Issuer Bid. No purchases of any other of the above-named securities have been made by the Corporation pursuant to such Normal Course Issuer Bid."
As you correctly pointed out Announcing an NCIB and executing it are two different things.
All they have done is reissue the NICB that recently expired.
I found this towards to bottom of the NR.
"The Corporation has in place a Normal Course Issuer Bid respecting each of the above-named securities, which was filed with The Toronto Stock Exchange on August 13, 2012 and which expired on August 14, 2013. The Corporation purchased $810,000 7% Convertible Debentures under and pursuant to the terms of such Normal Course Issuer Bid. No purchases of any other of the above-named securities have been made by the Corporation pursuant to such Normal Course Issuer Bid."
As you correctly pointed out Announcing an NCIB and executing it are two different things.
Q: I own 800 shares of Mid.un in my son's RDSP plan. I also hold 800 Mid.un warrants which may be exercised commencing January 1,2014. I would like to know whether I can sell these 800 shares on open market use proceeds to buy another stock and still have the right to exercise warrants in January 2014 at $9.88 per trust unit. Thank-you
Best Regards
Harold
Best Regards
Harold
Q: Hi Peter:
In my RRSP, I still have alot of Bonds in a bond fund and a short term bond (MD stable bond); will it make sense if I switch part of it to a laddered prefer shares ETF or a prefer ETF like CPD; thanks for your help!
In my RRSP, I still have alot of Bonds in a bond fund and a short term bond (MD stable bond); will it make sense if I switch part of it to a laddered prefer shares ETF or a prefer ETF like CPD; thanks for your help!
Q: Question that has intrigued me. When a guest appears on BNN's Market Call, do you need to tell them in advance what your top picks will be? If so, by how much?
Been appreciating your service from Day 1!
Been appreciating your service from Day 1!
Q: I am planing to go away for few weeks and do hold some stocks which might be not worth to leave unchecked for a while.Which one i should Hold?.MB-T,PNE-T,SUM-T,TIO-T,WFT-T?.I have lost a lot before i subscribed to 5iRESEARCH and scared,so i don't want to repeat.THANKS.
Q: There seems to be a general consensus on business TV that the Cdn. dollar will fall relative to the US dollar. Can you explain why they feel this way with commodities starting to pick up?
Q: In the next 2 months is there likely to be a significant
downside in the market in all or particular sectors, that a largish cash position is a good thing to consider?
downside in the market in all or particular sectors, that a largish cash position is a good thing to consider?
Q: what rating limits put stock in the BUY category? A to C, B- ?
Q: As a fairly new investor (5 yrs) I haven't experienced a increase in interest rates and the effects on the equity markets. I hold a well diversified portfolio but I do have some power producers (ATP.to, TA.to, INE.to) I have read and heard the increased interest rates are detrimental to this sector. Do you have any suggestions on how to position a portfolio for the increase and would you sell any of these power producers? (I am not underwater on any of these stocks)
Q: Hi Peter,
I am new to investing and to 5i and am a regular reader. I join the many others in thanking you for the service you provide. It is a great resource for a rookie like me.
I intend to start investing (small) and after reading the many Q’s and A’s have focused in on LIF, AYA, SYZ and SGY. I am looking for short term growth. Finally the questions… which do you think are the top two of these four to start with? And should I buy now or do you think the market will take a downturn throughout Sept and Oct as it seems to do each year?
Many thanks again.
I am new to investing and to 5i and am a regular reader. I join the many others in thanking you for the service you provide. It is a great resource for a rookie like me.
I intend to start investing (small) and after reading the many Q’s and A’s have focused in on LIF, AYA, SYZ and SGY. I am looking for short term growth. Finally the questions… which do you think are the top two of these four to start with? And should I buy now or do you think the market will take a downturn throughout Sept and Oct as it seems to do each year?
Many thanks again.
Q: Premium Brands Holdings Corporation (TSX:PBH) announced today acceptance by the Toronto Stock Exchange of its Notice of Intention to Make a Normal Course Issuer Bid through the facilities of the TSX and other Canadian trading platforms.
The Corporation is proposing to purchase, for cancellation, up to 5% of its issued and outstanding Common Shares, and up to 10% of the public float of each of its issued and outstanding Convertible Debentures. Does that affect my shares or the stability of the company?
The Corporation is proposing to purchase, for cancellation, up to 5% of its issued and outstanding Common Shares, and up to 10% of the public float of each of its issued and outstanding Convertible Debentures. Does that affect my shares or the stability of the company?
Q: Hi Peter and Team, do you have any thoughts and opinions (or articles you can direct me to) in regards to the benefits of cashing out of a defined benefit pension? Considering interest rates are at their lowest historically, and on their way up again, is now the time to take the cash lump sum instead and invest it myself? Would you consider a blog or article on this subject? I believe (but not sure) this may be the best environment to cash out while rates remain very low to get a much larger lump sum payout into a LIRA and take full control by making 'conservative' investment decisions for much better returns and growth for future payouts in 10/15 years from now. Thanks!
Q: Good Morning: Torc (TOG) is planning a 5 for 1 consolidation. How will this help the company and benefit shareholders? Thanks Mike
Q: info tech is suggested as a place to be in rising interest rates …… is there a ETF in canadian funds or canadian companies which you would suggest