skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello Peter and 5i Team

My question is regarding my wife's RRSP room which currently is at approx $20,000. She has an indexed pension and anticipates retiring in about 10 years. In addition she has approx $60,000 in her RRSP which she has chosen to be in low risk investments. When she retires she will also receive her sick time payout of 6 months salary($55,000 in today's dollars)
We have been forgoing contributing further to her RRSP with the idea of rolling the sick time payout directly into her RRSP to avoid the tax hit. Anticipating that she can add another $20,000-$30,000 in RRSP room in the next 10 years is this a wise move? To totally top up her RRSP now would require borrowed money.

Thank You
Read Answer Asked by Marty on November 10, 2013
Q: Hi Peter:
I have a small position in both Carfinco and Rifco and both have done well, which one should I add to the existing position
in terms of risks and return ? thanks
I think you did mention that winter season is the time when the small cap stocks tend to do better, is this a seasonal trend? is there a reason behind it ?
thanks!
Read Answer Asked by Michael on November 10, 2013
Q: Would you consider that the US MARKET has topped temporarily and is about to make a correction?
Ditto for Canada?

If so what might some money making opportunities in contra ETFs?
Read Answer Asked by lyle on November 09, 2013
Q: Hello Peter, when Cineplex offer its convertible debentures, I think you said you weren't a fan of CDs in general, but since they were Cineplex, they would be ok. Now Aecon is offering them. I know you prefer Stantec over Aecon, so how do you feel about Aecon CDs? Can you explain why you aren't a fan of CDs in general?
Thanks very much.
D
Read Answer Asked by Deborah on November 09, 2013
Q: Hi team
For a new, young( 35) investor who contributes small regular amounts into an RRSP account, what is the cheapest fee way to make investments? Would an ETF be the way to go? and if so would you recommend a single ETF or several to diversify somewhat?
Thanks
Kathy
Read Answer Asked by Kathy on November 08, 2013
Q: This is a statement not a question but I would appreciate you posting. I think the best thing I have learned from your research and advice is to not be afraid of purchasing a stock on your recommendations just because it has had a good run. I bought Paladin one week before the takeover announcement, and Constellation only one month ago, on your positive outlook for both stocks. Your advice looks forward based on what you think a stock will do, not what it has done. 5i Research is helping many people. Bill
Read Answer Asked by Bill on November 08, 2013
Q: Good morning...quick question...in one of my self direct accounts ($100,000) I plan to mirror your portfolio...I understand we can't time the market but should I purchase all in one day or split over a period of 30days...Thanks
Read Answer Asked by Matthew on November 08, 2013
Q: I've sold Paladin (thank you) and have cash to invest. My stock holdings are below. Looking for 3-4 new HIGH QUALITY companies (regardless of sector) that aren't highly cyclical and you would consider "must adds" for a long-term investor.
Tech 30% - CSU/AAPL/ESL/MDA/AYA/GIB
Fin 30% - BNS/XLF/AIG/BMO/CXS
Ind 10% - STN/BYD.UN
CD 10% - CGX/ACQ
Enr 10% - CPG/PPL
Tel 5% - T
Hlth 5% - VRX
Thanks for your great service!
Read Answer Asked by Christopher on November 07, 2013
Q: Please comment on my attempt to trim. 100 shares of CSU was purchased at $116. Present value is $196. It is now 9.8% of my portfolio which is about $200,000. If I sell 30 shares at $196 that would reduce the holding to 6.9% of my portfolio. Is this worth the effort?
I also own 600 shares of ESL @ $27.76. This is 8.3% of my portfolio. If I sell 100 shares that would reduce this holding to 5.4%. Alan W.
Read Answer Asked by Alan W. on November 07, 2013
Q: 5i Team,

Portfolio management question. I think most investors here have a TFSA, RSP and Self Directed Cash Accounts (US & CDN).

Where would you try to position the following type of companies:

1. Small Cap / growth stocks
2. Mid / Large Cap - No dividends
3. Mid / Large Cap - dividend payer

I'm thinking, small caps in TFSA, buit not sure about the others... what type of companies should go in the RSP vs. Cdn/US cash accounts if given a blank slate?

Thank you.
Read Answer Asked by Ray on November 07, 2013
Q: "November 06, 2013 (asked by Philip)
Question: No question, just a comment. Thank-you so much for providing this service. This Q & A forum has taught me so much as an individual investor."

I could not have said this better! Thank you so much for everything.
Read Answer Asked by Craig on November 07, 2013
Q: You (and your team) are doing an excellent job. It is definitely evident by your results and the accolades from many of your members. However, I must believe that like many of us, you've had your bad days as well. Are there any lessons learnt that can be shared with all of us. Thank you.
Read Answer Asked by Walter on November 07, 2013
Q: No question, just a comment. Thank-you so much for providing this service. This Q & A forum has taught me so much as an individual investor. When I began with your service I knew very little about stocks and was buying on tips of those that looked to be better off than I. This forum has taught me how to push aside the hype and truly evaluate the potential of a stock, and as proof, I have begun building a consistently positive return portfolio. Thank-you and all the forum participants for sharing your valuable wisdom on a daily basis - Cheers.
Read Answer Asked by Philip on November 06, 2013
Q: I submitted a question regarding portfolio management a few days ago and my thought is that you may not have received it. My question had to do with the number of positions one should hold as the size of your investment portfolio grows. That is, would 20 holdings be appropriate for any sized investment portfolio or is there a point where additional holdings should be considered. Thanks for your help.
Read Answer Asked by John on November 06, 2013
Q: Hi Peter and team. I have another porfolio management question.
We are having trouble allocating equity and ETF's between the regular portfolio we manage on our own and the TFSA. After 5 yrs the TFSA holdings are about half and we've noticed ofcourse that you can not claim losses. This should be obvious but is it better to put the ETF's in the TFSA and stocks outside? Trying to create a sleep at night portfolio has been a challenge.
Thanks for any input. Jan
Read Answer Asked by Janis on November 06, 2013
Q: What is the signifigance of beta? I thought that numbers below 1.0 indicated a less volatile stock, but when I look at some charts I see stocks with betas below 1.0 going up and down like yo-yos.
Read Answer Asked by Edward on November 06, 2013
Q: I want to thank you so much for AVO. I have made amazing amounts of money with this stock and no doubt the good story will continue.Now I am waiting for other great stories over the next week like bad, acq, byd.un aya and another great one which you will be reporting on soon and that is DHX. What are you thoughts regarding their upcoming earnings? I own them all.
Read Answer Asked by Jim on November 06, 2013
Q: Good morning Peter and team.
If one places a market order, in what sequence are orders executed relative to limit orders and all other market orders? In the order that they were placed?
Thanks
Read Answer Asked by Dave on November 06, 2013
Q: which companies that you guys have covered could be the most negatively affected by a surprise interest rate increase, thanks?
Read Answer Asked by Pat on November 06, 2013
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!