Q: When you are going to sell a stock is there a better or worse time to sell to get full advantage of your dividend or does it depend on the individual stock? Example BAD
You can view 3 more answers this month. Sign up for a free trial for unlimited access.
Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Hi Guys! Regarding ex-dividend dates. Do you not have to buy the stock 3 days before the ex-dividend date because it takes 3 days to settle?
Q: Market Question - every morning on the news it says "Dow and S&P futures" are up or down. What are futures? How are they calculated? and are they of any importance? Does the TSX have futures?
Thanks
Thanks
Q: Hi Peter and gang,
I have noticed over time there does not appear to be an easy way to remove old, delisted or defunct firms from one's portfolio in most investment company accounts. Is there anybody out there performing this function?There would appear to be an opportunity for a non-profit to accept them and a donation for transfer out of an investor's account. this could clean up records, provide non-profits with a cash stream and simplify gains and loss declarations.
David
I have noticed over time there does not appear to be an easy way to remove old, delisted or defunct firms from one's portfolio in most investment company accounts. Is there anybody out there performing this function?There would appear to be an opportunity for a non-profit to accept them and a donation for transfer out of an investor's account. this could clean up records, provide non-profits with a cash stream and simplify gains and loss declarations.
David
Q: When evaluating your monthly Summary Reports, can you please clarify the difference between the "2013 P&L" and "Total P&L" values. Many thx.
Q: Hi 5I team,
I'm wondering how much cash I should be holding for the current environment? And is there a minimum cash percentage I should keep all the time?
Currently, I have 25% and that's probably too high.
I consider all my/husband/kids investments as one basket (family RESP, my RSP, husbands RSP, spousal RSP, minor sons RDSP, my TFSA, husbands TFSA and joint margin account) as being able to take moderate risk because I have a DBP through work.
I'm wondering how much cash I should be holding for the current environment? And is there a minimum cash percentage I should keep all the time?
Currently, I have 25% and that's probably too high.
I consider all my/husband/kids investments as one basket (family RESP, my RSP, husbands RSP, spousal RSP, minor sons RDSP, my TFSA, husbands TFSA and joint margin account) as being able to take moderate risk because I have a DBP through work.
Q: Hello,
I have a question regarding earnings, why is an increase in EPS more important than revenue/net income growth?
Thank you.
I have a question regarding earnings, why is an increase in EPS more important than revenue/net income growth?
Thank you.
Q: Thanks for your excellent site.
I would like to invest 20% of my RIF into a Balanced (or other low risk alternative)ETF or MF to replace my Bond investment and improve the return of my portfolio.
I do not depend on my RIF for a living and my risk tolerance is average.
Your view and advise please
I would like to invest 20% of my RIF into a Balanced (or other low risk alternative)ETF or MF to replace my Bond investment and improve the return of my portfolio.
I do not depend on my RIF for a living and my risk tolerance is average.
Your view and advise please
Q: Hello Peter!
On 15th.October I started my $100K Portfolio partially based on your Model Portfolio and also on my own ideas as follow|
ACQ-13%
CSU-13%
AD- 13%
BAD-12.5%
AYA-7.7%
STN-7.7%
BYD.un-9.2%
MG-9.3%
ESL-6.5%
RRx-6.5%
Please give me your opinion on my portfolio and what would you change. Thanks Andrew B.
On 15th.October I started my $100K Portfolio partially based on your Model Portfolio and also on my own ideas as follow|
ACQ-13%
CSU-13%
AD- 13%
BAD-12.5%
AYA-7.7%
STN-7.7%
BYD.un-9.2%
MG-9.3%
ESL-6.5%
RRx-6.5%
Please give me your opinion on my portfolio and what would you change. Thanks Andrew B.
Q: Hi Peter,
I realize you are mainly into stocks but I had a call from a company named "Rare Diamond Investor". They sell coloured diamonds as an investment. Just wondering what your thoughts on that are? Is it a risky investment. Thanks.
I realize you are mainly into stocks but I had a call from a company named "Rare Diamond Investor". They sell coloured diamonds as an investment. Just wondering what your thoughts on that are? Is it a risky investment. Thanks.
Q: Hi 5i team, we have read Random Walk down the Wall Street. Joy to read it. My question is on the other book Stock Analysis. Would it be similar to Intelligent Investor by the same author? Also, how about Non-random Walk down the Wall Street?
Q: I am a conservative investor. Please give me your top picks in the following groups: industry, resources, consumer, finance and utilities. Could you also provide an exit value for each pick. The picks would be for long term holds. Thank you, love the web site.
Q: I am interested in Horizons Active Floating Rate Bond ETF ( HFR ) as part of a fixed income allocation. However, I am hesitant because of what I don't understand ie." The ETF may use derivatives,include interest rate swaps to deliver a floating rate of return." Is ths benign or a red flag?
Q: I have held a Man AHL hedge fund MCC101 in my RRSP for a number of years. It did well in the market crash. I think it would do well in a market up turn but in an up and down market like we have had it does nothing. Is there any point in holding on to this? I think if I just followed your model portfolio I would do (a lot) better.
Q: Hi Peter and Team
I am a timid do-it-yourselfer Senior and do appreciate the service that you and your team provide.
My question is about the treatment of an ETF, by the CRA, that is sold on both the TSX and NY, under different symbols. My example is the Vanguard ETF VIG and VGG, and there are others. They are both the same fund since VGG holds VIG as its sole holding. However VGG is sold on the TSX in Cdn dollars while VIG is sold on the NY exchange in US $. VGG is not hedged. Is VGG treated as a Canadian ETF and if so what implications does that hold for tax purposes since it has US holdings. They each pay a dividend in US$ and I would assume there would be a 15% withholding tax on each of them. Perhaps you might also comment on the requirement by the CRA to state whether or not one has $100 000 in foreign assets on one's tax return and what implications if any there are with purchasing either of these type of twin ETF's into one's portfolio. I would appreciate any clarification that you might provide.
Many thanks
Bill
I am a timid do-it-yourselfer Senior and do appreciate the service that you and your team provide.
My question is about the treatment of an ETF, by the CRA, that is sold on both the TSX and NY, under different symbols. My example is the Vanguard ETF VIG and VGG, and there are others. They are both the same fund since VGG holds VIG as its sole holding. However VGG is sold on the TSX in Cdn dollars while VIG is sold on the NY exchange in US $. VGG is not hedged. Is VGG treated as a Canadian ETF and if so what implications does that hold for tax purposes since it has US holdings. They each pay a dividend in US$ and I would assume there would be a 15% withholding tax on each of them. Perhaps you might also comment on the requirement by the CRA to state whether or not one has $100 000 in foreign assets on one's tax return and what implications if any there are with purchasing either of these type of twin ETF's into one's portfolio. I would appreciate any clarification that you might provide.
Many thanks
Bill
Q: Is now a good time to buy preferred shares
Q: Hi
I am following your model portfolio in my RRSP and could not be happier. I make regular contributions to my account and I am wondering if there should be any strategy involved in adding to my current positions. My regular contributions are not large enough to be able to maintain the current balance across all stocks but I did not want to sit on cash unnecessarily.
Thanks and please keep up the great work.
I am following your model portfolio in my RRSP and could not be happier. I make regular contributions to my account and I am wondering if there should be any strategy involved in adding to my current positions. My regular contributions are not large enough to be able to maintain the current balance across all stocks but I did not want to sit on cash unnecessarily.
Thanks and please keep up the great work.
Q: I manage between 25-30 individual stocks in 4 portfolios - 2 for each of my wife & I in RSP, CASH & TFSA accts. I would appreciate your advise as to where I could obtain "software" that would mimic your "Model Portfolio" as well as allow for the production or graphs & bar charts to monitor trends, etc.
Thanks again for your superb service!
Thanks again for your superb service!
Q: What was the start date of your model portfolio?
Q: I would appreciate an independent opinion: I will be retiring soon and am thinking of taking the commuted value of my pension. Is it better to invest in your model portfolio or place the funds in Sunlife My Money for |Life Plan for Income and capital appreciation