Investment Q&A

Q: My TFSA account has equal weighting with IPL, RPI.UN & OSF.UN. Would FSZ (Fiera Capital Corp) be a good addition?
Thanks

Q: An early happy new year to all at 5i. I would like to echo Tim's request (29 Dec). We need a portfolio suitable for the retired or what is usually termed the "widow-and-ophan" class of investers.

Henry

Q: Peter and Team,

I'd like to wish you all a happy new year, first off. Second, I have owned Tourmaline for a while and had been writing covered calls on the name. I went a number of months without getting called away but finally did in December. It was almost a 5% weighting for me. I also currently own PPY (currently 3.0% of the portfolio) and PEY (Currently 3.7% of the portfolio) in the Natural Gas Sector.

My question is, with the proceeds from TOU should I be trying to get back into TOU? Are there better or other names that I should look at in the sector? Should I put the cash made into one of the names I already have?

Thanks for your thoughts!

Q: My son is planning on purchasing his first home within the next year and would like to take advantage of the HBP (Home Buyers' Plan) which enables him to withdraw $25,000. from his RRSP. Would you please recommend where he could park $25,0000 of his investment within his RRSP to keep it safe and enable him to withdraw it at a moment's notice when he finds the home he wants to purchase.

Q: hello peter,
we have about 80k RESP for two children (one 11 and one 10). We would like to take some risk. please provide 8 to 10 stocks for us to buy and hold. Happy new year and thanks.
yingzi

Q: Hi,

I have just joined and been browsing.

With regards to your model portfoliio, is it possible to add a column to say if it is still a buy or a hold. I mean, at the time of portfolio initiation, maybe a stock was a buy, bur its price appreciation may have made it a hold and not an attractive buy at this time.

As a new member, how can I know if it is still OK to set a portfolio to match your model portfolio?

Thanks

Q: I suggest the portfolio to be added in the new year should be a dividend portfolio. The current model and a growth model would both be directed principally towards the younger crowd. I think there are a lot of retired/older members and we would be left out of the models. Thanks

Q: Thanks 5I for your amazing site! You've effectively replaced my "full-service broker" and done a much better job.
In my portfolio, I hold 100% Canadian stocks. Does it make sense that I compare it's 2013 performance to that of the TSE, rather than the S&P500?
Also, if you think I should have exposure other than Canadian, what do you suggest, and in what amount?
Thank you very much!!!

Q: Retirement Planning Software

In response to a member's question about retirement planning I have used andd would recommend

OTAR Retirement Planner
Mr Otar also has a book called unveiling the retirement Myth
which seems to complement the software

The book gets into a lot of retirement planning topics and the software supports what is in the book. Perhaps a person might buy the book an then decide if he wants the software.

RRIFMETIC

This program is similar to the Otar planner , but also adds
a very accurate income tax component which allows accurate estimation of gross income required I started with OTAR and would have been fine with it ut found that I liked the income tax component of RRIFMETIC.

Both I think are designed for financial planning professionals
but are useable by lay people such as myself.

Websites can be found using GOOGLE. (Otar or RRIFMETIC should work)

I think these products are fairly proced and I would recommend either or both. Otar may be more suitable to start.


Please feel free to publish any or all of the above if you do not have reservations about the products.

Thanks on advance

Q: What Canadian stocks do you think will get the most American interest and might get the most upside next year? I'm looking for investment ideas for new TSFA and RRSP money in January.

Thanks Peter for your invaluable advice! Happy Holidays!

Q: RESP question for infant
Finally after 2 months of red tape , we have an RESP set up for our infant grandson. In November 5I suggested Avigilon[up 24%], Great Canadian [up a bit[, Exco[up 18 %], Easyhome[up 14%], and Amaya[down marginally]. We would like to take a position in 2 companies. Has your opinion changed since November as 3 out of 5 have performed so well?
Happy new year and thanks again for all your research.

Q: Good evening.
In responding to Walter's question about tax deductibility of 5i membership, my understanding is that newsletter subscriptions are questionable and advice is acceptable. To support my claimed expense I always print off at least one of my questions and the 5i response to demonstrate that specific advice has been given to me. I do the same for my Keystone Small Cap Report.
Hope that helps.
Ed

Q: Happy holidays to all.

1) I just renewed my service for 2 years and I am wondering if the cost of the subscription can be used as a tax deduction?

2) Suggestion. I was hoping to search your site for the above question (as somebody else may have asked it - to avoid disturbing you), however I realized that I could only search by symbol. Maybe at some future time (a low priority at this time), it may be nice to search by symbol and by other search criteria as well.

Thanks again.

Q: Hi Team: Is AGI.warrants a buy? Trading around $1.17 a warrant.
Has long term life.I do not know how to value these warrants.
Thank you
George Hemmerich

ALAMOS GOLD INC WT 8/30/18

Q: Hi Peter,

can you recommend a good retirement planning software either PC or web based? I would be willing to pay for it if it is very good. Ideally it will be able to plan for a married couple. I am currently using a free planner provided by BMO Investorline which is quite good but, would like a second opinion to check the results. thanks

Q: Merry Christmas. Regarding John's question re percentage of stocks trading above their 200 day moving averages, Stockcharts.com has the charts for the TSX and S&P 500 indices. The Stockcharts symbols are $TSXA200R and $SPXA200R.
Best wishes for the new year to everyone at 5i.
Tim.

Q: Peter - I would like to take this opportunity to wish you and your family as well as the rest of the 5I team a very Merry Christmas. The launch of 5I research was certainly a bellweather change in the investing dynamic of this country. You have truly changed the investing landscape for the better. We have all benefitted from your work and for once the little guy has been given a significant leg up on the money-sucking industry as a whole. We are all grateful to you for how you have in fact changed lives for the better and I know that everyone visiting this site expresses deep gratitude for your efforts. The word is spreading and you will continue to grow dramatically. Thank you again from a grateful team of happy clients.Jim D

Q: Hi team:
great work and thanks for your advice
I have some REITs and are holding them for income for a yield of about 4-5%
From what I understand, switching some of those to FSV and TCN
both are involved in real estates especially in US could offer a better potential of
capital gains (though lower yield) than the current REITs in Canada, would that be
a correct assumption ? Merry Christams!

Q: Hi Peter, I am finally picking up the courage to invest in the stocks in your model and summary portfolio in January 2014. What is the outlook for the next 3 years. I have more than $31500 to invest and am thinking of about 15 stocks at about 5% in each.
Thanks for all the great advice.

Q: Merry Christmas, Just sitting at home enjoying this Christmas morning and feeling grateful for my family, good health, and grateful for the financial advise 5i has provided over the last 2 years. 5i has changed my investing approach and made me a significantly better investor. I now have a systematic approach which I did not have in the past. Lastly when I get nervous about the markets I just reread your articles and this gives me the confidence to stay in the markets.

Have a happy and prosperous 2014.

Darcy