Investment Q&A

Q: Hello, can you tell me how close the NEO listed CDRs are tracking the US listed companies? Also, is there a no fee site where I can compare the performance of the CDRs against their US equivalents? I don’t see tHis functionality on 5i and it would be nice to have. Thanks.

Q: Thank you for the answer provided today to Guy R. re Structured Notes.
My question is similar but about Principal Protected Notes pushed by advisors as well.
Thank You!

Q: Thanks very much for your quick response .... just a comment - while the dividends are back dated when posted, the funds are not available to the Investor until actually posted. Thus the Investor does lose either through loss of interest, or not making further investments when they might have. Most brokerages pay nothing on cash balances.

Q: Dividend Pay Dates

We all know that dividend pay dates are a matter of record. My question concerns delays in receiving these dividends. For example, some companies make their payable dates on a Saturday, Sunday, Monday or Holiday. TD Bank is a prime example of this & often has a payable date on a Saturday. As a result, you are lucky if the dividend shows up in your account on the Monday, many times later. Also, some companies declare an extra or Special dividend, normally payable on the same date as the regular dividend. INSW is a perfect example of this, with the regular dividend showing up a day after the payable date & the extra won't be in my account for a week??! It is pretty obvious that someone is making money on the FLOAT - don't know if it is the Company issuing the dividend, some sort of middleman or transfer agent, or the Banks? It certainly is not the individual investor!? If you consider the same practice affects dividend income on Mutual Funds & Canada Pension Plan, perhaps millions of Canadians are affected. Would you comment on this practice - anyway this might be avoided? Thank you - Ross Siemms

Q: After the planned split of LAC I see at my TFSA account (with RBC Direct Investment) only the LAC shares but no signs of LAAC (second part of split). At the same time they say that LAAC shares commenced trading on NYSE this morning. Please advise should I undertake something for clarification fo this issue or it is just a transition problems and thigs will be automatically set up soon? Thank you!

Q: Is there a link to my previous questions

Q: What can you tell us about structured notes and any recommendations?

Q: Liquidity for this stock is very low and hard to trade.
Is it possible to trade it privately with insiders of the
company like some are doing themselves?

Q: Hi Peter and Team, your readers may be interested to know that Tim Cesnick's tax and finance articles published by the Globe & Mail are organized and freely available in one location on his website, ourfamilyoffice.ca/our-thinking/articles/ Similar to 5i, he is generous in sharing his knowledge and seems driven by the motto, 'wealth is good provided everyone is wealthy'. I thank you for your significant contribution my and my wife's progress in financial knowledge and literacy.

Q: I thought the short portion I saw of Chris's webinar was fabulous, very useful.

Can you please provide me with a link so I can watch the entire presentation?

Sheldon

Q: Will there be a replay or recording of yesterday's presentation? Thanks, Scott Stewart

Q: Hi

This is a video 5i members may find interesting and helpful concerning the market.



https://www.youtube.com/watch?v=PH21P_4NUcA

Q: Today's seminar Decoding Market Signals was OUTSTANDING !!
If possible I would like to see similar presentations on a quarterly basis.
Thanks again for all your great work.

Dave

Q: I will be unable to attend the webinar tomorrow. Where will I be able to see a replay? Sheldon

Q: Is a way to receive in my daily question and answers list of others investors which could be accessible instantly from my own questions daily list? Thanks

Q: Is a way to mark some of the questions and answers of others investors as a favourite which could be accessible instantly from my own questions ? Thanks

Q: I have recently read the book "The Great Taking" by David Rogers Webb. In this book, the (impressively credentialed) author claims that "ownership of securities as property has been replaced with a new legal concept of a "security entitlement", which is a contractual claim assuring a very weak position if the account holder becomes insolvent". In other words, should your investment bank (e.g. TD Waterhouse, etc.) go bankrupt, as an account holder, you could lose your securities. Apparently, account holders of JP Morgan lost their investments when JPM went bankrupt, as JPM had taken client assets as a secured creditor while being the custodian for these client assets. The alleged purpose of this law is to ensure the financial stability of the clearing houses.

Is this correct? What protections do Canadian investors have? Do we not "own" outright the stocks or ETFs which we purchase? Are there any actions which individual investors can take to protect themselves?

Thank you for this excellent service.

Q: Hi 5i Team,

I am trying to understand how RETURN of Capital works on ETF.

Eg: Buy 1000 shares at 14 = 14000 and get 8% dividend.
Sell 1000 shares after a year at 15 = 15000. So Total return is 15% return on my investment. (8% dividend plus 1K capital gain = 7%)

Please advise if the above calculation is correct or is it the original investment minus 8% dividend.

Thanks for the great service

Q: What do you thank of the Quantrum a i Platform that musk started

Q: Dividend tax credit : Do we still get the dividend tax credit for the canadian stocks included in an ETF that holds both canadian and international stocks?