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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello Peter, keeping in mind the long term and maintaining a balanced 20 stock portfolio closely mirroring the 5i Model portfolio is it advisable to add some US exposure of 10 to 15 % to the portfolio presently?
In the question answer section of 5i the following ETF’s SPY, IWO, and VIG seen to be the choice. For the long term would you suggest 3 equal parts of the above ETF’s or go mostly for the growth potential of small caps and recommended only IWO? Thank you for providing such great insight, Ronald


Read Answer Asked by Ronald on January 14, 2014
Q: "the wife" and I have the following in our TFSAs :
wife : GIB.A, CGX, DH, VUS : all ~ 25%
hubby : GIB.A, FSZ, STN, SLF : all ~ 25%.
Could you please recommend a few additions for our 2014 contrib.
Thanks
Read Answer Asked by Terrance on January 14, 2014
Q: In setting up a Canadian diversified portfolio which ten sectors
would you include.Is ten the right number?

thank you
Read Answer Asked by edward on January 14, 2014
Q: What's the best way to short the U.S dollar in Canadian dollars? Thanks!
Read Answer Asked by holly on January 14, 2014
Q: ESN is down 9% on heavy volume and no news. Would you unload a position based on this?Thanks
Read Answer Asked by hal on January 13, 2014
Q: Cal asked about a graph/chart for all the stocks on the TSX with the 200 day MA. I know stockcharts.com quite well and a search came up with nothing. I am not certain just what information such a chart would provide (except for curiosity) that couldn't be gleaned from $TSX with a 200 day MA as it would very closely mimic the total market.
Read Answer Asked by Fred on January 13, 2014
Q: re......deflation. I feel it is a possibility we may see real deflation where I live subject to the US dollar question of course. I am not worried about it from a local point of view but from a Canadian Macro economic point of view if it got going it could be worrisome. I believe we would have lots of notice with time to have some form of plan ready to go so to not have one is just plain crazy. But I can only find blank faces when I ask for opinions. Since I am convinced I must stay invested, I is moving to consumer staples a reasonable move? What moves might the bank of Canada do? Who is a deflation guru with an answer?
Is there a place to hide?
Thanks very much
Read Answer Asked by Glen on January 13, 2014
Q: Hi, recently on BNN a graph was shown that plotted the collective grouping of all the 200 day moving averages of all the stocks traded on the TSX. My internet search for such a graph has been unsuccessful. Would you at 5iResearch know where I could view such a plot. Thanks ... Cal
Read Answer Asked by cal on January 13, 2014
Q: Hello 5I Team: I currently hold XTR & CIG686 for retirement income. If they comprise 50% of core portfolio and therefore both at about a 55% holding of bonds make up about 27% of portfolio, would you consider these types of bonds suitable for risk diversification? I also keep some cash and GICs in addition to core which amount to about 15% of core. Thank you, Larry.
Read Answer Asked by Larry on January 13, 2014
Q: i am interested mostly in dividend paying stocks....with some for growth. I am able to put a substantial amount of money into the market right now. what stocks do you suggest I buy? should i wait for a pullback? Are you putting on a model portfolio for 2014? what prices are a good entry point... thank you linda
Read Answer Asked by Linda on January 13, 2014
Q: Peter,

With a weaker CAD, which companies do you think will benefit from rising USD and have Canadian based expenses?

Thanks,
Zach
Read Answer Asked by Zach on January 12, 2014
Q: With the Canadian dollar down what areas do you feel benefit-any specific canadian stocks for example.
Read Answer Asked by terrance on January 12, 2014
Q: Hello Peter and Associates, I plan to sell my shares on IMO, COS and GIM is there any particular price you would suggest before selling these. I plan to replace them with VET, Enbridge and CDZ as per your recommendations. Thanks.

Shyam
Read Answer Asked by Shyam on January 12, 2014
Q: Hi Peter,
When checking out a stocks financials under % RETURN, what does Com. Eq. stand for, and how important is it ? THANKS!
Read Answer Asked by Terry on January 12, 2014
Q: I'm thinking of investing in a couple of ETFs. I'm trying to understand the fee structure. On Fees and expenses it gives an Actual Management Fee percentage and an Actual Mgmt Expense Ratio(MER). How do these 2 Fees relate to my costs of buying and holding on to an ETF
Read Answer Asked by david on January 11, 2014
Q: I am looking at your Dec/13 summary and under 5i A+ to B- returns you show a 66.5% return since inception. Does this return include dividends and what is the date of inception.
Read Answer Asked by Jacques on January 11, 2014
Q: BMO Investorline was the first one out with RDSP account, but they only allow mutual fund investment.
TD Waterhouse allow investment in stocks, debenture, mutual funds, fixed income, options etc for RDSP account. However, all trades have to be phoned in, instead of online. But commission are charged at online rate.
Fed has allowed RDSP transfer to different brokers since 2 years ago.
Read Answer Asked by Kevin on January 10, 2014
Q: Re Edward's comment about not being able to purchase individual equities in an RDSP. This is probably because he opened it through a BMO retail banking branch/outlet. I know TD/Waterhouse (brokerage A/C) allows this as per the following from www.tdwaterhouse.ca/products-services/investing:

"Over and above our industry-leading GICs, term deposits and mutual funds, you can invest in a wide selection of qualified investments including —

A wide range of mutual funds from other leading
fund companies
Fixed income investments and third party GICs
Canadian, U.S. and foreign equities,
including new issues"

I'm sure the same can be done through a BMO brokerage as well.
Read Answer Asked by Scot on January 10, 2014
Q: Brenda's question about stock selection for an RDSP implies that individual stocks can be purchased in her RDSP. When I set up my registered disability savings accounts (unfortunately 3 accounts) I was unable to find a self-directed RDSP in which I could purchase individual stocks. Thus, I currently hold only BMO mutual funds in these accounts. I would happily open a RDSP accounts in any financial institution that offers plans that permit individual stock purchases.
Peter, this forum is invaluable.
Read Answer Asked by Ed on January 10, 2014
Q: Tx 4 ACQ, great site, but you sign me off too fast - I use 2 computers & this site is gone when I need it. How do I get longer static time?
Bill
Read Answer Asked by Bill on January 10, 2014
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