Investment Q&A

Q: Thanks 5I for your amazing site! You've effectively replaced my "full-service broker" and done a much better job.
In my portfolio, I hold 100% Canadian stocks. Does it make sense that I compare it's 2013 performance to that of the TSE, rather than the S&P500?
Also, if you think I should have exposure other than Canadian, what do you suggest, and in what amount?
Thank you very much!!!

Q: Retirement Planning Software

In response to a member's question about retirement planning I have used andd would recommend

OTAR Retirement Planner
Mr Otar also has a book called unveiling the retirement Myth
which seems to complement the software

The book gets into a lot of retirement planning topics and the software supports what is in the book. Perhaps a person might buy the book an then decide if he wants the software.

RRIFMETIC

This program is similar to the Otar planner , but also adds
a very accurate income tax component which allows accurate estimation of gross income required I started with OTAR and would have been fine with it ut found that I liked the income tax component of RRIFMETIC.

Both I think are designed for financial planning professionals
but are useable by lay people such as myself.

Websites can be found using GOOGLE. (Otar or RRIFMETIC should work)

I think these products are fairly proced and I would recommend either or both. Otar may be more suitable to start.


Please feel free to publish any or all of the above if you do not have reservations about the products.

Thanks on advance

Q: What Canadian stocks do you think will get the most American interest and might get the most upside next year? I'm looking for investment ideas for new TSFA and RRSP money in January.

Thanks Peter for your invaluable advice! Happy Holidays!

Q: RESP question for infant
Finally after 2 months of red tape , we have an RESP set up for our infant grandson. In November 5I suggested Avigilon[up 24%], Great Canadian [up a bit[, Exco[up 18 %], Easyhome[up 14%], and Amaya[down marginally]. We would like to take a position in 2 companies. Has your opinion changed since November as 3 out of 5 have performed so well?
Happy new year and thanks again for all your research.

Q: Good evening.
In responding to Walter's question about tax deductibility of 5i membership, my understanding is that newsletter subscriptions are questionable and advice is acceptable. To support my claimed expense I always print off at least one of my questions and the 5i response to demonstrate that specific advice has been given to me. I do the same for my Keystone Small Cap Report.
Hope that helps.
Ed

Q: Happy holidays to all.

1) I just renewed my service for 2 years and I am wondering if the cost of the subscription can be used as a tax deduction?

2) Suggestion. I was hoping to search your site for the above question (as somebody else may have asked it - to avoid disturbing you), however I realized that I could only search by symbol. Maybe at some future time (a low priority at this time), it may be nice to search by symbol and by other search criteria as well.

Thanks again.

Q: Hi Team: Is AGI.warrants a buy? Trading around $1.17 a warrant.
Has long term life.I do not know how to value these warrants.
Thank you
George Hemmerich

ALAMOS GOLD INC WT 8/30/18

Q: Hi Peter,

can you recommend a good retirement planning software either PC or web based? I would be willing to pay for it if it is very good. Ideally it will be able to plan for a married couple. I am currently using a free planner provided by BMO Investorline which is quite good but, would like a second opinion to check the results. thanks

Q: Merry Christmas. Regarding John's question re percentage of stocks trading above their 200 day moving averages, Stockcharts.com has the charts for the TSX and S&P 500 indices. The Stockcharts symbols are $TSXA200R and $SPXA200R.
Best wishes for the new year to everyone at 5i.
Tim.

Q: Peter - I would like to take this opportunity to wish you and your family as well as the rest of the 5I team a very Merry Christmas. The launch of 5I research was certainly a bellweather change in the investing dynamic of this country. You have truly changed the investing landscape for the better. We have all benefitted from your work and for once the little guy has been given a significant leg up on the money-sucking industry as a whole. We are all grateful to you for how you have in fact changed lives for the better and I know that everyone visiting this site expresses deep gratitude for your efforts. The word is spreading and you will continue to grow dramatically. Thank you again from a grateful team of happy clients.Jim D

Q: Hi team:
great work and thanks for your advice
I have some REITs and are holding them for income for a yield of about 4-5%
From what I understand, switching some of those to FSV and TCN
both are involved in real estates especially in US could offer a better potential of
capital gains (though lower yield) than the current REITs in Canada, would that be
a correct assumption ? Merry Christams!

Q: Hi Peter, I am finally picking up the courage to invest in the stocks in your model and summary portfolio in January 2014. What is the outlook for the next 3 years. I have more than $31500 to invest and am thinking of about 15 stocks at about 5% in each.
Thanks for all the great advice.

Q: Merry Christmas, Just sitting at home enjoying this Christmas morning and feeling grateful for my family, good health, and grateful for the financial advise 5i has provided over the last 2 years. 5i has changed my investing approach and made me a significantly better investor. I now have a systematic approach which I did not have in the past. Lastly when I get nervous about the markets I just reread your articles and this gives me the confidence to stay in the markets.

Have a happy and prosperous 2014.

Darcy

Q: Hi! A general question of the origins of how the name "5i" came about? Was it just having a 5th eye besides wearing glasses? Wishing you happy holidays.

Q: First of All Merry Christmas to everyone there...hope you have great holiday season.
My question is just a general one. You mentioned that a few companies have been added to the index, AVO being one of them. At the same time some companies are taken off. How do they determine which ones are added and taken off? Is it all done to manipulate or protect the level of the TSX? It seems that companies that are hurting are taken off and companies that are doing well are added. Is that my imagination or is designed that way?

Q: Do you know a good source for the percent of stocks trading above their say 200day moving average? Preferably in chart form. Canadian and/or US. Thanks

Q: Hi and Merry Christmas!
In recent posts the topic of a company (WIN,ESL specifically) being bought/sold (take-over?) has come up. My question is (although I hold both WIN and ESL)general: what, if any, criteria or factors should one consider in terms of whether to sell early, sell into the offer, hold on with the new entity/owner or ?? Are there any guidelines that apply across the board or is it totally stock/offer specific? Any thoughts would be appreciated. I did not see any Q/A address this in the Market Strategy area.
Best Wishes for the Holiday Season to you, staff and members!
Cheers,
Mike

Q: I have always been sceptical of websites offering advice and stock recommendations except the occasional guest on BNN. I had followed Peter on BNN when he was with Sprott and afterwards with 5iResearch. I was intrigued by the approach that Peter has taken with his new company and so over the past year or so have dumped most of my mutual funds and bought individual company recommendations. If I had stayed with the mutual funds my gain would have been around 20% for 2013. With 5i's recommendations I am up about 75% and the retirement light at the end of the tunnel got a little brighter. Thank you for the great advice and all the best for 2014!

Q: Hi Peter and team (sorry but I don't know anyone else's name)

I joined the site last summer and since then I have made reading the investor questions and answers a daily habit.

I considered myself a fairly knowledgeable investor but to be honest my investment performance as a do it your-selfer had been fairly abysmal as I thought the best way to make money in Canada is just invest in gold, oil and real estate. Who knew about the opportunities in cinemas, auto collision shops or engineering firms? Obviously, not me!

Since joining 5i, thanks to you, I have earned my best returns ever.

Therefore, I wish to express my sincere thanks for the service you provide and the very best for the holidays and New Year to everyone at 5i

Q: Hi Peter,

Should the average investor consider trading options?
For example my family portfolio size is approx. +800K in
both registered and non-registered accounts.
It appears to me that trading commissions/fees are significant
and definitely erode the potential/risk from using them.
I would appreciate your thoughts.