Investment Q&A

Q: hi,
im looking to add several US equities. unfortunately the exchange rate is not great for CAD>USD right now. I am considering buying the CDR's. can you provide your thoughts on CDR's, the main advantages/disadvantages ( and try to include how they perform in relation to the underlying US equities in USD's, and how liquid they are ie if needing to sell quickly. cheers!

Q: Not a question but an answer from TD on info I was researching and I notice also A few people were asking about giving shares in lieu of cash to a charity so I thought I would forward the TD answer.

""You can make the donation from your margin account at no fee, all of have to do is obtain a donation form from the chosen charity which should have the receiving party's information pre filled and then you just have to fill in the margin account info for the delivering side.

Once filled out, you can scan in an email pdf format to me and I can submit to our back office who would process it in approx. 2-3 business days.""

Q: Is there a difference in buying Fractionals via Neo CDRs and Wealthsimple?
Thanks!

Q: Hi
What metrics are best to use when valuing a royalty company like DHT.un? Thanks
Kenn

Q: Re Brians question about tax relative to RiF's on death relative to charities. An excellent source of information is your local Community Foundation. This is one of their specialties.

Q: Hi 5i Team,

I'm wondering if you have any suggestions for using options to generate routine income. So far, I mainly write puts on companies that are temporarily out of favour but that I wouldn't mind holding for a while and also collect a dividend if I end up having to hold for a bit (e.g, ENB, TD, BN, CVS). I do this randomly (e.g., once or twice a year on a couple of companies) but would like to increase the frequency. I don't have a good sense for what expiry date I should choose (I typically go out six months or more) or the best strike price (I usually pick around the current price). Do you have any good ideas for the current market that you could suggest and could you recommend a resource to do more research. I'm currently thinking of writing puts on TD, CVS, and BTI and wondering if I should scatter their expiry dates.

Thanks as always,
Lisa

Q: I would like to give money to charities from my RRSP is there a beneficial way, what are the tax consequences?

Q: Hi Gang

Can you give me list of Reits and companies that pay in US cash

Thanks Mike B

Q: As for the Q. on Annamaque Mines and other worthless old stock certificates, they may still have some value as the artwork on some of these scrips is quite good and the promoters and "boiler rooms" that sold these to an unsuspecting public often put more $$$ into these pieces of banknote quality paper than the project.
A hobby exists called Scripophily and the better ones can be hundreds of $ in trading value.

https://scripophily.net/international/canada/

I have about 20 of these inherited from ancestors and the best adorn my office wall, some with an interesting history such as National Portland Cement Co. from 1908 with the Topeka bridge pictured crossing the Kansas River which collapsed in 1965, though I'm not certain it was from faulty concrete.

Q: Hi Peter, This might be a dumb question but I am going to ask. Do the graphs on 5i or yahoo or any other website reflect total return I.e include dividends ? If NOT then how to compare two stocks performance over different period of time ? e.g SLF vs MFC , Thanks

Q: I am hoping you can shed some light on the best way to receive dividends from Brookfield. I have used BAM in my example but I think all their companies work the same way.

The dividends are paid in US dollars. As a Canadian resident but holding the shares on a US exchange, it seems that I will be paid first in Canadian dollars and then the dividends will be converted to $US. That is unless I write my broker and ask for the dividends in US dollars directly. However, if I hold the shares on the TSX, the dividend will still be paid in US dollars and then converted unless I ask the company to pay me in Canadian dollars!

What is not clear is if there are any conversion fees attached to any of these options. What is the best/cheapest /easiest way to receive Brookfield dividends? Can it be done without having to contact either my brokerage or the company?

I tried to ask the company but their response was quite unclear.

Appreciate your insight.

Paul F.

Q: A further question on AI. Has your firm investigated using it to aid investment decisions? I recently had a discussion with a university professor using AI to write papers for instance and it sounds like the possibilities are endless.

Q: When purchasing a CDR of a US company in a non tax sheltered account if the company pays a dividend what happens regarding withholding taxes.
Keith

Q: Dear 5i,
I came upon old (1945) stock certificate for Annamaque Mines, Limited when looking at old family papers. How can I check if shares have any value. Much Thanks for your advice.

Q: Good morning 5i
Just a clarification on your covered call strategy that you mentioned today. You said that if called away, say, at $45 you would immediately sell a put for $45 for about a month out. One of the reasons for this i imagine is that you think the stock has the wind in its sails. Right? Also, how would this strategy affect the superficial loss rule. I don’t imagine you would be seen as buying the stock within 30 days?
Thanks

Q: Could very briefly outline your covered call strategy? Thanks Jim

Q: After the Fed decision and Powell’s commentary on Thursday, a number of pundits declared that real rates will be higher for two or three years. What do you make of that assessment, and how would that affect the outlook for gold bullion and precious metals stocks?

Q: Hi, I want to buy Sonova Holding AG. It is a swiss company - how do i buy that as a canadian? Can I?

Q: I am seeking to understand geographic diversification as I confine my equity exposure to those listed in Canada or USA. However, many of these equities have international operations outside of North America. I think of this as my international diversification, although I believe this is not how geographic diversification is generally viewed. Appreciate any brief comments or insight you can give. This may be too general a topic to reply to in brief, so perhaps you could advise one or 2 references on the topic.
Much thanks, as always.
Cyril

Q: This is in response to Jim’s question regarding selling covered calls on Microsoft. I understand the fear of it easily rising above the strike price. Just a suggestion from an amateur, if you feel it would likely go up, you could instead sell a put. This is, of course, an opinion on the direction the stock is headed and 5i may not suggest that. But, it is maybe possibility