Q: I own 25 shares of CSU. I have pretty much ignored the talk of debentures since I understand nothing about them. However, I've now got some CSU.RT worth practically nothing sitting in my discount brokerage account. Do I have to do anything with it? Why do I have it at all?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Hi 5i team
This is a general question. I always seem to be two steps behind in knowing what is happening with stocks in particular and markets in general. What would you suggest that I subscribe to or read on a daily basis to be informed on a more timely manner regarding my particular stocks and those on my watchlist, without devoting all day to it).
Thanks
Kathy
This is a general question. I always seem to be two steps behind in knowing what is happening with stocks in particular and markets in general. What would you suggest that I subscribe to or read on a daily basis to be informed on a more timely manner regarding my particular stocks and those on my watchlist, without devoting all day to it).
Thanks
Kathy
Q: Good Morning 5i,
As an investor who recently took control of my finances from my company directed investments I have found 5i to be a good friend and am making gains I never did previously. Thank you for that! I met another investor while on holiday who casually mentioned that what I should be doing is trading options...what would your advice be? Include options as part of my strategy or simply stick with the Model Portfolio and maybe 1 or 2 other stocks with 1 being a higher risk, higher gainer and 1 being an ETF?
Thanks.
As an investor who recently took control of my finances from my company directed investments I have found 5i to be a good friend and am making gains I never did previously. Thank you for that! I met another investor while on holiday who casually mentioned that what I should be doing is trading options...what would your advice be? Include options as part of my strategy or simply stick with the Model Portfolio and maybe 1 or 2 other stocks with 1 being a higher risk, higher gainer and 1 being an ETF?
Thanks.
Q: Peter
My daughter is turning 21 next month She has $ 2500 to put in her TFSA Any suggestions as to how she should start her investing career Good luck on your ride
My daughter is turning 21 next month She has $ 2500 to put in her TFSA Any suggestions as to how she should start her investing career Good luck on your ride
Q: Comment re: meet and greet proposal.
" maybe hold a meet and greet sometime in Toronto with an invitation to all subscribers? (I am from Ottawa
Perhaps 2 would cover more subscribers. 1 in Waterloo which would be easy and within range of Windsor, Barrie etc as well as tri-cities, London and perhaps Toronto and maybe one somewhere east of Toronto for that area of the province.
Bryon in Elmira
" maybe hold a meet and greet sometime in Toronto with an invitation to all subscribers? (I am from Ottawa
Perhaps 2 would cover more subscribers. 1 in Waterloo which would be easy and within range of Windsor, Barrie etc as well as tri-cities, London and perhaps Toronto and maybe one somewhere east of Toronto for that area of the province.
Bryon in Elmira
Q: Hi Peter and team: Just a question: I am sure a lot of your subscribers like me would like to meet you and your team personally. Is it in the realm of possibility to maybe hold a meet and greet sometime in Toronto with an invitation to all subscribers? (I am from Ottawa) but would gladly travel to Toronto and pay to attend such a forum. Thanks for all your hard work and good luck on your bike ride. Stay safe.
Q: Hello Team
I often watch BNN when they have analysts on and I have noticed that when the analyst reveals their top 3 selections most often the disclosure statements indicate that the analyst does not actually own the stock personally nor do family members own the stock. Almost always though it is held in the fund that they manage. Are analysts generally precluded from owing stock that they recommend for their funds to hold?
I often watch BNN when they have analysts on and I have noticed that when the analyst reveals their top 3 selections most often the disclosure statements indicate that the analyst does not actually own the stock personally nor do family members own the stock. Almost always though it is held in the fund that they manage. Are analysts generally precluded from owing stock that they recommend for their funds to hold?
Q: Hi Peter,
Just a note for Gerald and other members on company sectors. If they go to the TMX web site (TMX.COM), enter the company symbol they are interested in. After the quote comes up, choose the “company” tab. The Industry classifications are shown at the bottom of the page.
Regards
John
Just a note for Gerald and other members on company sectors. If they go to the TMX web site (TMX.COM), enter the company symbol they are interested in. After the quote comes up, choose the “company” tab. The Industry classifications are shown at the bottom of the page.
Regards
John
Q: How do you decide that a stock is too expensive to buy? DHX seems like a great growth stock, but it's trailing PE is about 100. Kelso also has a really high trailing PE. Doesn't this make them highly risky if they miss their numbers going forward? This is more a request for your philosophy on picking expensive, high growth stocks than about DHX or Kelso specifically. Thanks for your comments.
Q: I own $6000 (par value) of Southern Pacific Resources (STP) non-secured senior bonds, due in 2018, that I purchased some time ago through my discount brokerage. All indications are that STP is on the verge of bankruptcy. Today, the market price of the STP bonds is 62 cents, indicating that likely some fraction of the bonds' face value should be recoverable during the (probable) bankruptcy proceedings.
As a retail investor, I do not know what the procedure is for small bondholders when a company is in bankruptcy. Assuming that bankruptcy occurs, will I need to personally make a claim for my money, or will I normally be able to "piggy-back" off the legal efforts of major bondholders and wait for the settlement? Do all bondholders need to share the legal expenses related to the bankruptcy proceedings?
Thanks for any clarifications you may be able to provide.
As a retail investor, I do not know what the procedure is for small bondholders when a company is in bankruptcy. Assuming that bankruptcy occurs, will I need to personally make a claim for my money, or will I normally be able to "piggy-back" off the legal efforts of major bondholders and wait for the settlement? Do all bondholders need to share the legal expenses related to the bankruptcy proceedings?
Thanks for any clarifications you may be able to provide.
Q: Peter; Will you be posting a progress report on your ride next week? thanks. Rod
Q: I don't know if anyone has pointed out this article: http://www.theglobeandmail.com/globe-investor/diy-investors-might-be-pushing-buy-and-sell-buttons-too-much/article20077915/
It talks about DIY investors buying and selling too much. The advice is nothing new to subscribers to 5i, but for those of us who haven't fully integrated this wisdom, it's good to be frequently reminded.
It talks about DIY investors buying and selling too much. The advice is nothing new to subscribers to 5i, but for those of us who haven't fully integrated this wisdom, it's good to be frequently reminded.
Q: I have two general questions for you about growth stocks, with the emphasis on emerging growth stocks:
1. What metrics or other methodology do you use to identify growth stocks.
2. How do you determine when a high-flying growth stock has become too expensive to buy (or should be sold).
Thank you.
1. What metrics or other methodology do you use to identify growth stocks.
2. How do you determine when a high-flying growth stock has become too expensive to buy (or should be sold).
Thank you.
Q: Re 'P.S.' from Paul (Aug 21st)
"P.S. - as a note to others, I have had a few situations where I had set up DRIPs and subsequently sold the stock. However, I traded them ex-dividend and as a result, the DRIP went through and I own 1 or 2 shares of the company. I would have to pay the full commission to sell the shares, so as a result I sit with a few single shares in my account. Kind of annoying."
I use TD Direct Investing and if you phone them in the above situation of being stuck with a couple of shares after a sale
they will place a sell order for you and WAIVE the commission.
I'm sure other self directed discount brokerages probably do the same. FYI
"P.S. - as a note to others, I have had a few situations where I had set up DRIPs and subsequently sold the stock. However, I traded them ex-dividend and as a result, the DRIP went through and I own 1 or 2 shares of the company. I would have to pay the full commission to sell the shares, so as a result I sit with a few single shares in my account. Kind of annoying."
I use TD Direct Investing and if you phone them in the above situation of being stuck with a couple of shares after a sale
they will place a sell order for you and WAIVE the commission.
I'm sure other self directed discount brokerages probably do the same. FYI
Q: First a comment and then a question.
Would it be possible to add the sector that the company is in when answering a question? I still have a lot of trouble finding out how to classify the companies. (oops - guess that was a question!)
Second, in reference to your comments on DRIPs, the on-line brokerage that I deal with allows DRIPS but they will only buy whole shares, not partial ones and they put the difference in cash in my account. As a result, I don't get the full effect of the DRIP and so I have tended to not use them. Do you think they are effective even in this situation?
P.S. - as a note to others, I have had a few situations where I had set up DRIPs and subsequently sold the stock. However, I traded them ex-dividend and as a result, the DRIP went through and I own 1 or 2 shares of the company. I would have to pay the full commission to sell the shares, so as a result I sit with a few single shares in my account. Kind of annoying.
Thanks so much for your help.
Paul F.
Would it be possible to add the sector that the company is in when answering a question? I still have a lot of trouble finding out how to classify the companies. (oops - guess that was a question!)
Second, in reference to your comments on DRIPs, the on-line brokerage that I deal with allows DRIPS but they will only buy whole shares, not partial ones and they put the difference in cash in my account. As a result, I don't get the full effect of the DRIP and so I have tended to not use them. Do you think they are effective even in this situation?
P.S. - as a note to others, I have had a few situations where I had set up DRIPs and subsequently sold the stock. However, I traded them ex-dividend and as a result, the DRIP went through and I own 1 or 2 shares of the company. I would have to pay the full commission to sell the shares, so as a result I sit with a few single shares in my account. Kind of annoying.
Thanks so much for your help.
Paul F.
Q: Peter;Re the tax form 1135 my C/A says all registered accounts are exempt. Rod
Q: Hi team -
I apologize for dragging on the T1135 subject, but I'm a bit confused by your response to Henry's example of the VALUE of his initial $50K investment rising above $100K at anytime of the year.
You said "Yes, in this case you would need to fill out form 1135. The requirement is if foreign assets are greater than $100,000 at any time during the taxation year."
I'm confused because I'm under the impression that if the total COST of the security is above $100K anytime of the year it would then become a requirement. If Henry bought at JNJ $50K and then held on indefinitely without purchasing any more shares he would not have this requirement regardless of whether or not the market value increased beyond $100K. I thought the key word is COST.
Am I missing something here? Thanks for your help.
I apologize for dragging on the T1135 subject, but I'm a bit confused by your response to Henry's example of the VALUE of his initial $50K investment rising above $100K at anytime of the year.
You said "Yes, in this case you would need to fill out form 1135. The requirement is if foreign assets are greater than $100,000 at any time during the taxation year."
I'm confused because I'm under the impression that if the total COST of the security is above $100K anytime of the year it would then become a requirement. If Henry bought at JNJ $50K and then held on indefinitely without purchasing any more shares he would not have this requirement regardless of whether or not the market value increased beyond $100K. I thought the key word is COST.
Am I missing something here? Thanks for your help.
Q: If someone could start to invest in one or two Dividend Reinvestment Program(DRIP) which would one would you suggest?
Thanks
Dolores
Thanks
Dolores
Q: PRC - is doing a stock consolidation; 10 shares become 1; I am a share-holder and do not understand; will $1,000.00 worth of stock become worth $100.00 - that would explain the selling, but seems crazy; please advise.
Q: Hi sorry guys.Re form 1115 (or whatever) I read your link; now I'm really confused. The amount is based on cost. So, if I bought shares of JNJ say for $50K and its value goes to $100K, I don,t need to file the form. Yes? What happens the following year when the value starts above $100K? Thanks Henry