Q: I have been a member for many years and truly appreciate the unbiased opinions I receive when asking a question as the markets evolve over the years.
Thanks again Steve
Thanks again Steve
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Looking ahead to next year’s CUSMA negotiations, could you provide best- and worst-case scenarios and how each might affect markets?
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Amazon.com Inc. (AMZN $243.01)
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Alphabet Inc. (GOOG $336.28)
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Microsoft Corporation (MSFT $481.63)
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Nebius Group N.V. (NBIS $100.43)
Q: We have had two great years of returns and many sectors like Tech, Financials, Materials.. have done really well. I have done some rebalancing heading into year end and am at about 65 % Equity and 35% Fixed Income/Cash. My top 5 holdings are BN, GOOG, MSFT, AMZN, RY.
I am confident (hopeful) that I am well positioned to weather any inevitable drawdown or pullback.
What sectors do you see that could perform well in 2026?
Many Small/Mid Cap stocks have suffered in late 2026 (PRL, GSY, LMN, NBIS, TOI, others) Do you see the Small/Mid cap space as an area to deploy cash in early 2026?
Is there an area of the market that could surprise in 2026?
Please deduct appropriately.
Thank you for your continued support and guidance and have a great Holiday Season!!
Tim
I am confident (hopeful) that I am well positioned to weather any inevitable drawdown or pullback.
What sectors do you see that could perform well in 2026?
Many Small/Mid Cap stocks have suffered in late 2026 (PRL, GSY, LMN, NBIS, TOI, others) Do you see the Small/Mid cap space as an area to deploy cash in early 2026?
Is there an area of the market that could surprise in 2026?
Please deduct appropriately.
Thank you for your continued support and guidance and have a great Holiday Season!!
Tim
Q: Hi 5i guys. Back in OCT or Nov when Linamar was stuck in the low $70 range I sold a long dated call on LNR at $80 strike price since I didn't think LNR was going to move in price very much and I thought I would collect some premiums. Well LNR has been well over $80 for a couple of weeks and the option still has not been exercised and I still have my 100 shares of LNR. This seems odd to me since I figured that the counter party to this option would have exercised their option to take the LNR shares. Is there a logical reason why this option is still outstanding. I am not disappointed with my call selling strategy since I got over $3 of premium so I am flat since LNR has been trading around $84.
Q: With respect to the class action regarding Lightspeed, they make it difficult to Opt Out of the class action by requiring proof of purchase, number of securities, etc. and I am wondering why it is so difficult. I understand that the lawyers want as many claimants as possible in order to be successful in your action. It seems to read if you don't opt out and the settlement is approved then you will be sent further forms to fill out in order to receive any settlement monies. Your thoughts are appreciated.
Q: For an income seeking investor who has built up a modest portfolio and wealth using institute financial advisors considering doing investing on their to save fees to create more wealth and income, how many hours/ week would one have to spend to monitor, research and buy/sell investments for their portfolio?
Second question/questions what basic investing knowledge should one have or perhaps a better way to ask this question is can you name a few investing courses one could take to be more comfortable investing without the assistance of a financial advisor?
Thanks and seasons greetings to all.
Second question/questions what basic investing knowledge should one have or perhaps a better way to ask this question is can you name a few investing courses one could take to be more comfortable investing without the assistance of a financial advisor?
Thanks and seasons greetings to all.
Q: Can U recommend a book or Books for beginners starting to invest in stock Market please
Q: Dear 5i. It's time to put the sound investing advice on the back burner for a few days. Take this time to enjoy yourselves with family and friends. Imbibe, indulge at the celebratory buffet, you've earned the rest. Merry Christmas and thank you for all you do for the membership.
David
David
Q: Not a question but a "thank you" for the timely, unbiased and sensible advice your service provides the DIY investor.
Keep up the great work and "Happy Prosperous New Year"
Keep up the great work and "Happy Prosperous New Year"
Q: Thank you for the common sense advice and recommendations. You folks have made a big difference to mine and my family's portfolios. The best investment decision I have made was becoming a 5i member.
All the best to you and your's in 2026.
Mike
All the best to you and your's in 2026.
Mike
Q: Will the webinar featuring Ryan's 2026 outlook from Dec 16th be made available?
Unfortunately, I missed the recording and I would very much like to view it. Thx and happy holidays!
Unfortunately, I missed the recording and I would very much like to view it. Thx and happy holidays!
Q: Everyone, recently i have been reading your early and earliest questions because i believe history repeats itself. Thanks for leaving the questions for rereading. Clayton
Q: Hi team,
I am tempted to try day trading to acceleratet the growth in my port folio.
What are your views on day trading ?
What is the best way to go about it ?
What does it require ?
Recommended web sites, readings ?
Gratefully,
Jacques IDS
I am tempted to try day trading to acceleratet the growth in my port folio.
What are your views on day trading ?
What is the best way to go about it ?
What does it require ?
Recommended web sites, readings ?
Gratefully,
Jacques IDS
Q: I have been dealing with TD Web Broker to + 25 years and they continue to Nickel- and Dime for Stock & Option trades.
I am considering switching to InterActive Brokers or Questrade or WeBull Canada ....... Please give me your analysis on these three companies outlining the pros & Conns for each
Thanks MMD
I am considering switching to InterActive Brokers or Questrade or WeBull Canada ....... Please give me your analysis on these three companies outlining the pros & Conns for each
Thanks MMD
Q: Hello 5i,
Tom asked about timing to transfer portfolios. IF you were informed it takes a month, add one more month as a minimum time. We have transferred 2x over the last 7 years. SLF is a nightmare. It took 9 months to get the funds from SLF to RBC. There was a hidden fee from SLF too. Even if you don't add to your RRSP, they used dividends to buy stocks, therefore they said the 7-year rule was not valid (not adding new money to a portfolio exempts you from withdraw fees) and tried to charge us 9k in exit fees.
We changed to Questrade this year. It was too expensive at RBC and their investment site is garbage. That process took 11 weeks. We had purchased GIC's through RBC which Questrade could not accept. Unfortunately, the transfer started a week before the market turn down in March. By the time funds were in place the market was already going up BUT, some stocks that fell 60%-80% have still not recovered today. Luckily, we had put 50% into cash before the transfer. Cash is your only protection from delays.
Our two bad experiences though should not deter a transfer though we would suggest going into a lot of cash as one stock, ETF, or GIC that can't be transferred can add weeks or months to a transfer.
Hope that helps.
D&J
Tom asked about timing to transfer portfolios. IF you were informed it takes a month, add one more month as a minimum time. We have transferred 2x over the last 7 years. SLF is a nightmare. It took 9 months to get the funds from SLF to RBC. There was a hidden fee from SLF too. Even if you don't add to your RRSP, they used dividends to buy stocks, therefore they said the 7-year rule was not valid (not adding new money to a portfolio exempts you from withdraw fees) and tried to charge us 9k in exit fees.
We changed to Questrade this year. It was too expensive at RBC and their investment site is garbage. That process took 11 weeks. We had purchased GIC's through RBC which Questrade could not accept. Unfortunately, the transfer started a week before the market turn down in March. By the time funds were in place the market was already going up BUT, some stocks that fell 60%-80% have still not recovered today. Luckily, we had put 50% into cash before the transfer. Cash is your only protection from delays.
Our two bad experiences though should not deter a transfer though we would suggest going into a lot of cash as one stock, ETF, or GIC that can't be transferred can add weeks or months to a transfer.
Hope that helps.
D&J
Q: Dear Peter et al:
I enjoyed your article , "This December, free up some time by ignoring these investing issues". A timely article. Well written. As a long term subscriber, I know that you live by these "principles" even when we pepper you with questions on target prices! :)
You didn't mention about what would make you "sell"! In other words, what are your exit strategies other than trimming your position sizes in those multi baggers!
I ask this b/c of my experience with Knight therapeutics, Payfare and a few others. Do you look at "opportunity costs" in your portfolio construction?
I value your words of wisdom, always!
I enjoyed your article , "This December, free up some time by ignoring these investing issues". A timely article. Well written. As a long term subscriber, I know that you live by these "principles" even when we pepper you with questions on target prices! :)
You didn't mention about what would make you "sell"! In other words, what are your exit strategies other than trimming your position sizes in those multi baggers!
I ask this b/c of my experience with Knight therapeutics, Payfare and a few others. Do you look at "opportunity costs" in your portfolio construction?
I value your words of wisdom, always!
Q: I like to purchase some US traded companies but I have no American cash. If a person wants to buy $10 to $15,000 (CAD) of a US traded stock, is it better to purchase a CDR or convert to US dollars at the current exchange rate? Does the exchange rate, or size of purchase make any difference when deciding which is the best course of action?
Thanks
Thanks
Q: Everyone, to be a successful DIY investor, what are three or five key factors for that success? Clayton
Q: Hello, I won’t be able to attend Ryan’s presentation, “2026 Outlook: Does Sci-Fi Become a Reality or a Nightmare!” Could you let me know if it will be available later in the Podcast section of the 5i website? Thank you
Q: Yesterday (Dec 10) I submitted the following question:
“I had an order in today to buy 3 CSU shares at $3251.00. I noticed that at least 4 times today the stock fell below that price. The low for the day was $3250.00. My order was not filled despite being above the low for the day on at least 4 occasions. Can you explain why my order was not filled? If the reason is because I am buying only 3 shares, then how do I buy such a small amount if my order is being ignored? I am reluctant to place a market order when the trading volume is relatively low.”
You asked what time the order was placed. It was Dec 10th at 10:24:43 am ET using RBC Direct Investing.
After the market closed yesterday I did call RBC DI to get an explanation. The person gave a few answers that just didn’t make sense, and said it was the first time he had a call with a question like mine. He tried to deny that there were any trades below $3252.00 and that’s why my order was not filled, then finally admitted he saw a trade for 4 shares below my bid price, and would have to investigate further.
Today (Dec 11), I placed another day order to buy 3 CSU shares at $3250.50. The same thing was happening this morning. The price was trading below my buy price and still my order was not getting filled. I called RBC DI and spoke to a licensed trader who gave me this explanation. An order for 3 shares is an odd lot, and odd lots go to a different exchange, and it depends on the shares available for sale on that exchange. She also said a lot (100 shares) gets priority (which I thought was not an issue anymore).
Does that explanation make sense to you?
Maybe others who have placed odd lot orders have experienced this problem.
p.s. By the way, while I was on hold at RBC DI, my order got filled at a lower price than my bid price. She told me my order went to the CBOE exchange.
“I had an order in today to buy 3 CSU shares at $3251.00. I noticed that at least 4 times today the stock fell below that price. The low for the day was $3250.00. My order was not filled despite being above the low for the day on at least 4 occasions. Can you explain why my order was not filled? If the reason is because I am buying only 3 shares, then how do I buy such a small amount if my order is being ignored? I am reluctant to place a market order when the trading volume is relatively low.”
You asked what time the order was placed. It was Dec 10th at 10:24:43 am ET using RBC Direct Investing.
After the market closed yesterday I did call RBC DI to get an explanation. The person gave a few answers that just didn’t make sense, and said it was the first time he had a call with a question like mine. He tried to deny that there were any trades below $3252.00 and that’s why my order was not filled, then finally admitted he saw a trade for 4 shares below my bid price, and would have to investigate further.
Today (Dec 11), I placed another day order to buy 3 CSU shares at $3250.50. The same thing was happening this morning. The price was trading below my buy price and still my order was not getting filled. I called RBC DI and spoke to a licensed trader who gave me this explanation. An order for 3 shares is an odd lot, and odd lots go to a different exchange, and it depends on the shares available for sale on that exchange. She also said a lot (100 shares) gets priority (which I thought was not an issue anymore).
Does that explanation make sense to you?
Maybe others who have placed odd lot orders have experienced this problem.
p.s. By the way, while I was on hold at RBC DI, my order got filled at a lower price than my bid price. She told me my order went to the CBOE exchange.