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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Can you please tell me when the following three companies report:

DRT
PHM
CRH Medical

And where can I find this information?

Best,

Carla
Read Answer Asked by Carla on July 20, 2015
Q: Between 5I, CMS and Derick Foster one does not have to look any further for investment advice. Thank You. Do know if the interest paid in a margin account negotiable. Maybe you or someone in the 5I community might know. I am with TD and love the service there. I read all questions daily and find it to be very informative. Your the best.
Read Answer Asked by chris on July 20, 2015
Q: If we see a material reduction in short interest is that an indication that share price may have found a bottom? Just wondering if it is worth paying attention to the short interest in Home Capital.
Read Answer Asked by Murray on July 17, 2015
Q: I'm planning to use your three model portfolios as a guide for my own investments. While your models show percentage holdings for each stock within a portfolio, I haven't noticed a theoretical total dollar amount or relative percentage for each of the three portfolios as a whole.
My question is what percentage of each of the three portfolios would you recommend to someone with a 5-7 year horizon?

Thanks as always for your great website
Read Answer Asked by Michael on July 17, 2015
Q: hello 5i:
just noticed some of the trading that's been going on in CSH.UN. The following is copied from the TMX website. Can you explain how someone can be both a buyer and a seller (79)?
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 100 0.15 TSX 079 079
07/14/2015 4:00 PM EDT Q 11.57 3,100 0.15 TSX 039 002
07/14/2015 4:00 PM EDT Q 11.57 1,400 0.15 TSX 039 002
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Copyright © QuoteMedia. Data delayed 15 minutes unless otherwise indicated. View delay times for all exchanges.
Read Answer Asked by Paul on July 15, 2015
Q: How can a company have a negative debt to cash flow ratio?
What debt ratios do you use when evaluating a company? I use debt/equity, debt to cash flow, and debt to ebitda. For different industries do you use different standards for debt and where would a person find what ratios to use on what industries? Thanks
Read Answer Asked by Rob on July 13, 2015
Q: My question has to do with how to determine if I am doing a good job with my investments and am, in fact, outperforming in some way. I am wondering how I should go about establishing a target rate of return for my portfolio, assuming you think that is a good idea. I know that many use the S&P TSX Composite as a proxy but that doesn't really represent the make-up my portfolio so I may be comparing apples to oranges, I currently hold a mix of most of what is suggested in the various 5i portfolios, as well as some international things as well.

Is is best to stick with the TSX, simply because if I can't beat it I should join it or is it best to go through the percentage makeup of each area I invest in and use a weighted average percentage to arrive at an overall number?

My concern is that even if I may "outperform" the TSX but on a risk-adjusted basis, I may actually be underperforming.

Really appreciate the insight.

Paul F.
Read Answer Asked by Paul on July 13, 2015
Q: Hello Peter and Team,

Could you please advise me on couple of good websites/places where an individual investor could get earning estimates and how much does it cost on an yearly basis?

Best regards,
Febin

Read Answer Asked by Febin on July 13, 2015
Q: If Canada's bank rate goes down on the 15th I am assuming Cdn bank stocks will go down and Reits will go up. How do you think it will affect the various sectors on the TSX?
Read Answer Asked by Arthur on July 13, 2015
Q: In regards to William's question on July 10 regarding a portfolio tracker,

An Android smartphone App like Peak Stocks (there are many apps available) (free or a one time fee of ~$2.50 for the paid no advertising version) can provide a handy easy to use tracker. Apple has many also. I have used it for over a year now and have no affiliation with anything mentioned. It also provides live widgets to put on your phone's home screen(s) to really follow a stock(s).

It allows for creating many portfolios which can be named as you like. Each port can be in the currency you select. Stocks can be added/deleted as one likes for monitoring. Stocks can be added/deleted as buy/sells so that it monitors the $ value of each stock and the complete portfolio, 0 - 15 minutes delayed. No log in is required.

It provides charting from 1 day to 10 years+, and seems to provide the most recent and historical news for every stock in any of the ports. I often read of news on a stock before I read about it here at 5i considering that 5i is not a news outlet and does a great job of providing info and answering questions.

Within the app this is accomplished by simply clicking on the stock in a port which instantly opens a chart with price, volume...then swipe the screen left and the news page is open.

Some suggestions of port types that can be created are: (different)Sectors, Real port stock tracking, Cash Port, RSP port, TFSA, Watch List CDN., Watch List U.S., 5i's Rec's 2015, 5i's Income Rec's, All of My Holdings......

I find an app like this is very handy without the need of being at a computer, as it allows stock and bond tracking from anywhere as most people now-a-days have a smartphone with a data provision. It uses minimal data.

An app like this allows for instant tracking without having to log into a person's brokerage account.


Globe and Mail Investors, Globe Investor, MY WATCHLIST also allows for many ports to be created and provides a reasonable amount of information. It requires setting up a free account and must be logged in to access it from a computer, tablet, smartphone....

Hope this is of some value to someone.

Stan
Read Answer Asked by Stan on July 13, 2015
Q: I use TMX powerstream by the TMX group. Not cheap but very good for tracking more complex portfolios of stocks. Provides me with quick analytical tools. Cannot work without it now.
Read Answer Asked by Greg on July 11, 2015
Q: You have probably written an article about this and I would like to read it. I see a lot of questions that start with the phrase "there is a lot of SELLING of BLANK (example "phm). Could you not insert the phrase "there is a lot of BUYING of phm".

It seems to me that when the volume goes up on a stock it could be caused by a number of people seeing an opportunity to get in cheap on a stock and start making ridiculous bids in the hopes of picking up a growth stock at a great price.

Day traders must love a stock like phm. If they know what they are doing they can make 5 or 6 percent a day.
Read Answer Asked by Bryan on July 11, 2015
Q: Hi Team,

Blake asked about Canadian blue chips that have never cut their dividend.

There is a list here of Canadian dividend all-stars that have increased their dividend for 5 or more calendar years in a row: http://www.dividendgrowthinvestingandretirement.com/canadian-dividend-all-star-list/

It might provide some ideas although not all on the list are blue chips.
Read Answer Asked by Michael on July 10, 2015
Q: Hi Peter, Ryan, Team,
In answer to Peter's question today, we have used INVESTOOLS.COM owned by TD Ameritrade for 15 years now. They allow you a very large of portfolios- 50 or 60... Costs about 400$/ yr. Very user friendly. Easy on the eyes. We make sector portfolios and track them.
If anyone has a better suggestion, i would like to know. sarah
Read Answer Asked by sarah on July 10, 2015
Q: On a single, consolidated, basis, I'd like to be able to easily look at the holdings in all of my, and my wife's, accounts. This would be a spreadsheet alternative, and should help simplify sector allocation, etc.

Do you know of such a product?

[All accounts are with TD Waterhouse, but there's no indication separate/ combined views are possible with TDW's portfolio program.]
Read Answer Asked by Willliam on July 10, 2015
Q: Hi,

Marc asked earlier about how a retail investor can get access to 90-day corporate debt. Not sure if this qualifies but on the TD Web Broker platform under fixed income I am able to purchase banker's acceptances and bearer's deposit notes in the 90 day range.
Read Answer Asked by Michael on July 09, 2015
Q: Could you please explain what a covered call option is and site a hypothetic example of when the call option would be exercised

Carl
Read Answer Asked by Carl on July 09, 2015
Q: Peter, Ryan, and Team,

Do you know how a retail investor can get access to 90-day Corporate debt. I'd like to look at setting up a rolling portfolio of this type of short-duration debt but don't see any through my web broker.

Thanks,

Marc
Read Answer Asked by Marc on July 09, 2015
Q: I own shares in Stone Point Energy, which just received a takeout offer from Endurance Energy, a privately held firm, for .078125/share. The stock is currently trading beneath this amount, so in order to receive the takeout price do I just hold it until the deal closes and then expect an offer from Endurance? Thanks as always.
Read Answer Asked by Curtis on July 09, 2015
Q: In answering Rob question about rate of return, I found the easiest way is to use the function XIRR in excel spread sheet, perhaps accurate enough for my purpose.
Read Answer Asked by Saad on July 06, 2015