Q: Marijuana and blockchain stocks seem to be soaking up most of the small cap/microcap dollars. As a result, a number of quite cheap stocks not in those sectors are being ignored. Do you think there is anything to this thesis?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Just a comment on Earle’s post on Friday on the 30 day waiting period on capital losses and being able at least to adjust your cost base. I am an “active” investor, which is a polite way of saying I trade a lot. I am not recommending that for all but here is my approach to taxes. I really don’t pay much attention to the 30 day rule during the year. If I sell a loser and change my view in a week or so due to new information, I will buy it back right away so as not to lose potential upside on that stock. At year end, I get my detailed trading statement. When I am calculating my capital gains/losses for the year, I check each losing security to see if I bought it back within the 30 day window. If I did, I just don’t claim the loss. For me, missing a taxable capital loss feels a lot better than missing the opportunity to get back onboard a stock on day 10 or 15 if my view has changed rather than waiting for day 30 to pass. I agree with Earl that taxation should always be secondary in your investment decisions.
I assume my approach is fine with CRA as I do not try and claim my capital losses if they are not past the 30 day window. Your views are appreciated.
Thanks again,
dave
I assume my approach is fine with CRA as I do not try and claim my capital losses if they are not past the 30 day window. Your views are appreciated.
Thanks again,
dave
Q: Hi, I work for one of the big 5 Canadian banks. I have the majority of my portfolio in shares of the bank I work for. Simply through unvested and vested shares. Some are paid via performance and others are through an employee share plan. I want to manage risk so should I sell the shares as they become vested and put elsewhere or leave them be. Seeing I work in banking I understand the business moreso than other sectors so there is a comfort factor here. Has Peter experienced such a dilemma at any of the previous companies he worked for and how was it managed? thank you
Q: Hi 5i team,
If I buy shares in a dividend paying stock the day before the dividend pay date, would I still get paid the dividend, or is there a minimum amount of time you need to own shares before you get paid the dividend?
Thumbs up on the new website!
If I buy shares in a dividend paying stock the day before the dividend pay date, would I still get paid the dividend, or is there a minimum amount of time you need to own shares before you get paid the dividend?
Thumbs up on the new website!
Q: Peter; Re Tamara,s question on Bitcoin today. I think you should cross reference the question under “bitcoin” as it is the best and most comprehensive explanation of it I have read. I can now pass it on to my grandchildren who might need to know exactly what it is.
Rod
Rod
Q: I received the following notice on my TFSA account this morning. Why would TD do this ? I have never known the bank to provide a service without a fee attached ! What is in it for TD ? Thanx Robbie
":You hold some securities that may be subject to Cease Trade Orders (CTO). If you would like to remove them from your list of Holdings, you may apply to gift each security to TD Direct Investing. View/remove CTO securities "
":You hold some securities that may be subject to Cease Trade Orders (CTO). If you would like to remove them from your list of Holdings, you may apply to gift each security to TD Direct Investing. View/remove CTO securities "
Q: Hello Team: Season's Greetings
In my company DCPP Sunlife offers the following 3 funds among others but the following have had the best returns:
MFS Global Equity: Allocation U.S. 54.15%, Intl 44.64%, Cash 1.21%. which I am currently in.
TDAM Global Equity Index: Allocation U.S. 61.19% Intl 38.6% Cash .14% Other .07%
TDAM Intl Equity Index: Allocation .97% U.S., Intl 98.59%, Cash .03%.
I would like a little less U.S exposure than the 54-61 % which the first two have but to do that I go to 98% International. The 98% International exposure consists of 31.7% Eurozone, 24.3% Japan, 17.2 % U.K., 13.3 % Europe Ex-euro, and 7% Australasia, by region and by sector : 21.2 % Financial services, 13.5 % Industrials, 11.7% Cons Cycls, 11.2% Consumer defensive, 9.7% Healthcare.
All three funds have had 1 yr returns in the 18 -20% range.
What is your opinion regarding my selection of the TDAM Intl Equity fund with 98% International exposure going into 2018 or should I stay with a fund with ~60% U.S. exposure.
Thank You once again for your help
Clarence
In my company DCPP Sunlife offers the following 3 funds among others but the following have had the best returns:
MFS Global Equity: Allocation U.S. 54.15%, Intl 44.64%, Cash 1.21%. which I am currently in.
TDAM Global Equity Index: Allocation U.S. 61.19% Intl 38.6% Cash .14% Other .07%
TDAM Intl Equity Index: Allocation .97% U.S., Intl 98.59%, Cash .03%.
I would like a little less U.S exposure than the 54-61 % which the first two have but to do that I go to 98% International. The 98% International exposure consists of 31.7% Eurozone, 24.3% Japan, 17.2 % U.K., 13.3 % Europe Ex-euro, and 7% Australasia, by region and by sector : 21.2 % Financial services, 13.5 % Industrials, 11.7% Cons Cycls, 11.2% Consumer defensive, 9.7% Healthcare.
All three funds have had 1 yr returns in the 18 -20% range.
What is your opinion regarding my selection of the TDAM Intl Equity fund with 98% International exposure going into 2018 or should I stay with a fund with ~60% U.S. exposure.
Thank You once again for your help
Clarence
Q: Good day – could you please provide a brief description or guideline for how to tell when one is reaching for yield. In my case I am quite happy with a 6 to 8% total return, and if I can achieve that with a high yielding investment I'm not as concerned about growth. However, the question remains - when are you reaching for yield so that you may be exposed to an unacceptable capital loss? Thanks so much.
Q: Hi guys,
Nice new site. I want you to go a little deeper into your assessment here. Mark me down for 5 questions. Please provide a more in depth assessment of DOL activity this morning at open for us "commoners, dotards", etc. I owned 900 shares of DOL, and put in a stop loss of $138.00 when trading at $155.00 over the last little while. My position got activated regrettably, only to see an immediate rebound. The activation and drop was so fast, I cant even assess the decline in price vs. buying fulfillment,steps etc. The chat forums are pointing to some manipulation on this, etc. How does this process even happen so quickly like this. It was instantaneous, only to rebound. The earnings we good, and matched most analyst assessments. I just want to learn more about this process to prevent unnecessary trigger activation's for the future being in a taxable "holdco" account. It happened to a lesser degree a couple weeks ago with TOY also, but to a smaller extent being a smaller company, with less shares going to market. Having read Flashboys...... can I better plan for this stuff, with my buy and sell triggers etc. Or, does the little guy always loose. Thank you.
Nice new site. I want you to go a little deeper into your assessment here. Mark me down for 5 questions. Please provide a more in depth assessment of DOL activity this morning at open for us "commoners, dotards", etc. I owned 900 shares of DOL, and put in a stop loss of $138.00 when trading at $155.00 over the last little while. My position got activated regrettably, only to see an immediate rebound. The activation and drop was so fast, I cant even assess the decline in price vs. buying fulfillment,steps etc. The chat forums are pointing to some manipulation on this, etc. How does this process even happen so quickly like this. It was instantaneous, only to rebound. The earnings we good, and matched most analyst assessments. I just want to learn more about this process to prevent unnecessary trigger activation's for the future being in a taxable "holdco" account. It happened to a lesser degree a couple weeks ago with TOY also, but to a smaller extent being a smaller company, with less shares going to market. Having read Flashboys...... can I better plan for this stuff, with my buy and sell triggers etc. Or, does the little guy always loose. Thank you.
Q: Hi All at 5i!! I am a little confused about bitcoin. What exactly is it? How goes it reach such astronomical heights in value considering it seems to have no real value or does it? I have read articles but I am still not clear. Could you please explain, in a nutshell, how it can be applied to our daily financial lives (ie how you use it) and how it gets its value? Cheers, Tamara
Q: Hi, are there any stocks that represent an attractive buy opportunities due to tax loss selling.
Thanks
Thanks
Q: Very interesting article on the way US tax cuts will work:
http://nationalpost.com/opinion/stephen-gordon-corporate-tax-cuts-wont-work-in-the-u-s-the-same-way-they-did-here
http://nationalpost.com/opinion/stephen-gordon-corporate-tax-cuts-wont-work-in-the-u-s-the-same-way-they-did-here
Q: You're talked before about not trading early in the day. Could you explain the logic. Many thanks
Q: Hello 5i!
Can you explain the Cognex stock split to me?
Specifically: "Cognex Corp - ‍board approved a two-for-one split of company’s common stock, payable in form of a stock dividend"
I understand the usual two for one but what about the "payable in the form of a dividend"?
Thank you
Dave​
Can you explain the Cognex stock split to me?
Specifically: "Cognex Corp - ‍board approved a two-for-one split of company’s common stock, payable in form of a stock dividend"
I understand the usual two for one but what about the "payable in the form of a dividend"?
Thank you
Dave​
Q: A question was asked about a Technical analysis report that you indicated would be issued in the next week or so. How can I access this report on your system?
Q: Hello Peter/5I
Why are the Tech sector declining with the new US tax cut ?
Thanks
Claudio
Why are the Tech sector declining with the new US tax cut ?
Thanks
Claudio
Q: When is the next Technical Analysis report?Did not see one in Nov. Just renew this great site for another 2 years
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iShares Core MSCI All Country World ex Canada Index ETF (XAW $51.35)
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Vanguard FTSE Global All Cap ex Canada Index ETF (VXC $74.09)
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Vanguard Total International Stock (VXUS $75.82)
Q: I own pretty much all the stocks in your model portfolio (other than GC, PKI, SJ, and SYZ) and about 1/2 of your growth portfolio. I also own a number of ETFs, including VXC, VCN, VAB, CDZ, SPY, XAW, and VXUS. I was doing a review of my portfolio and noticed that the ETFs above now make up 20% of my portfolio. A couple questions:
1) Are some of these ETFs redundant in my case?
2) What sector allocation would you suggest for 2018?
1) Are some of these ETFs redundant in my case?
2) What sector allocation would you suggest for 2018?
Q: Hi there,
I currently follow the BE Portfolio with a slight growth tilt. I have about 25 positions on, each starting with a 4% weighting. I have done very well few names such as SIS, SHOP, PBH, TOY etc. At what weighting would you recommend that I trim back positions?
Thanks!
I currently follow the BE Portfolio with a slight growth tilt. I have about 25 positions on, each starting with a 4% weighting. I have done very well few names such as SIS, SHOP, PBH, TOY etc. At what weighting would you recommend that I trim back positions?
Thanks!
Q: I have used the Financial Post site for convertible debenture quotes for many years. It was an awesome site that providing me with all the info I needed for convertible debentures trading on the TSX. About 4 weeks ago it went away and I have been unable to find another site that was comparable to this one? Does anyone know another site that provides a summary of quotes for Canadian convertible debentures?