Q: This is a market question. Yesterday, markets were up nicely until news of more US tariffs on China came out, then they plunged. But they plunged deeper in Canada than in the US. Would you have a try at explaining why that would be given our valuations are cheaper and US tariffs on China would have no impact on us? It seems every time US markets drop due to China tariff concerns ours go down more. Are we in a bear market in Canada? Morgan Stanley has said the US is now in a bear market and all rallies should be sold because it's going to get worse. Would you advise that here?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Just a general question about the "market". Do you have an idea about the makeup of the investor population? For example what percentage would be small independent amateur DIY investors like my self? I believe sometimes called retail investors? What percent would be big pension, mutual fund or other advisors or say ETF managers, etc?
I am interested to learn if I am mostly up against professional investors.
And if the market is mostly made up of professional investors I find it even more curious how the market seems to behave. All the ups and downs and seeming panic to euphoria don't seem very professional to me.
I am interested to learn if I am mostly up against professional investors.
And if the market is mostly made up of professional investors I find it even more curious how the market seems to behave. All the ups and downs and seeming panic to euphoria don't seem very professional to me.
Q: How is the term 'Financial Leverage' calculated? I'm referencing the term as used by Morningstar. I believe that the 5i website uses the term leverage ratio, correct?
Q: Have you guys every considered a "like" or "thumbs up" feature for the answers section? I often see answers I really agree with, and would like to acknowledge and display appreciation.
Thanks for all your great work,
Lee
Thanks for all your great work,
Lee
Q: If Apple's earnings are down after reporting on Nov. 1st, will the market follow the fall of FAANG stocks? Would you continue investing in FAANG or start looking at other tech companies? If so, which would you recommend and what would be some good opportunity's if we see a slight crash in market?
Thank you,
Thank you,
Q: Hi Peter and Ryan,
I got to give million thanks to 5i Research for their analysis on ESIO a few months ago when I bought it at 18, thereafter I watched it went up to 24 and dropped to 15 recently, Your prior analysis indicated that high growth will be expected in 2019 which assured me and made confident to hold this stock, and fortunately I got the reward to day , the stock popped up 90% this morning due to a take over. Without your assurance, I would have sold it at a much lower price or even sold it at a loss during the recent market down turn and sector sell off.
ECI Enercare was another example which I was also rewarded.
I understand that you can not always get it right though I got caught with some other recommendation, but as you said, and I fully agree with you that good stock offset the other loss.
I can not say enough thanks to 5i research for your excellent service and very honest analysis. Keep up the good work!
I got to give million thanks to 5i Research for their analysis on ESIO a few months ago when I bought it at 18, thereafter I watched it went up to 24 and dropped to 15 recently, Your prior analysis indicated that high growth will be expected in 2019 which assured me and made confident to hold this stock, and fortunately I got the reward to day , the stock popped up 90% this morning due to a take over. Without your assurance, I would have sold it at a much lower price or even sold it at a loss during the recent market down turn and sector sell off.
ECI Enercare was another example which I was also rewarded.
I understand that you can not always get it right though I got caught with some other recommendation, but as you said, and I fully agree with you that good stock offset the other loss.
I can not say enough thanks to 5i research for your excellent service and very honest analysis. Keep up the good work!
Q: I, like everyone else has been getting hit with the recent market volatility. 5% loss to my balanced portfolio. What would you say to someone who only has 3-5 years until retirement. I have been leaning towards growth but perhaps should I look for more income stocks with the downturn in order to transition into income 3-5 years.
Thanks
Thanks
Q: Good morning 5i,
My question concerns tax loss selling. If half a position was sold, say, roughly a month ago, I would be able to purchase the stock again today. But, say if I decided to sell the other half of the position today, would I have to wait another thirty days before buying anything back? Or, could I buy the original half back, now.
thanks
My question concerns tax loss selling. If half a position was sold, say, roughly a month ago, I would be able to purchase the stock again today. But, say if I decided to sell the other half of the position today, would I have to wait another thirty days before buying anything back? Or, could I buy the original half back, now.
thanks
Q: Any thoughts on this company? How would someone find out about the track record of the management team?
Q: Greetings team 5i,
Beside my core portfolio, I invest about 5% of my money in a “fun” portfolio. It has not been much fun recently. I bought ABBV (at the top) in order to write covered calls and cash-secured uncovered puts.
These calls, written just out-of-the-money and puts written just in-the-money on Mondays with the expiry date on the Friday of the same week, have produced premiums ranging from $US0.81 to $US2.73 which happened this week.
Why is there such a wide range of premium prices and what do the higher premiums suggest?
Thank you.
Milan
Beside my core portfolio, I invest about 5% of my money in a “fun” portfolio. It has not been much fun recently. I bought ABBV (at the top) in order to write covered calls and cash-secured uncovered puts.
These calls, written just out-of-the-money and puts written just in-the-money on Mondays with the expiry date on the Friday of the same week, have produced premiums ranging from $US0.81 to $US2.73 which happened this week.
Why is there such a wide range of premium prices and what do the higher premiums suggest?
Thank you.
Milan
Q: Hi,
Does your answer to a previous question on the sector weightings applies to US stocks also and will 5i Portfolios also need to be adjusted ?
Thanks
Ninad
Does your answer to a previous question on the sector weightings applies to US stocks also and will 5i Portfolios also need to be adjusted ?
Thanks
Ninad
Q: Hello,
The equity portion of our portfolio is 25% S&P ETF and 75% blue-chip Cdn dividend-paying stocks. We've used DRIP for a number of years, our reasoning being no fees to convert dividends into shares and to stay invested. Do you concur? My concern is both the book and market values include those shares purchased through DRIP...so it's not possible to distinguish between dividends and share prices. That would be very helpful to know. With such clarity, I'm supposing we would have ignored the advice to hold on in a couple of our holdings, eg CIX who's share price (exc dividends) relative to what we paid several years ago must be dismal. Your thoughts on that? Maybe you know how we can get such clarity, ie without stopping DRIP? Thanks.
The equity portion of our portfolio is 25% S&P ETF and 75% blue-chip Cdn dividend-paying stocks. We've used DRIP for a number of years, our reasoning being no fees to convert dividends into shares and to stay invested. Do you concur? My concern is both the book and market values include those shares purchased through DRIP...so it's not possible to distinguish between dividends and share prices. That would be very helpful to know. With such clarity, I'm supposing we would have ignored the advice to hold on in a couple of our holdings, eg CIX who's share price (exc dividends) relative to what we paid several years ago must be dismal. Your thoughts on that? Maybe you know how we can get such clarity, ie without stopping DRIP? Thanks.
Q: I am looking for a suggestion for my son's RESP for a reliable 3-4% rate of return as we are starting to withdraw funds.
Thanks very much for all your excellent advice!
Thanks very much for all your excellent advice!
Q: It appears to me that major components of our economy are slowing. Specifically, vehicle sales, home starts and home sales all seem to have stalled or are stalling. Considering the outsized contributions these make to our economy, when coupled with a US - China trade war and increasing interest rates, why would one not sit on the sidelines during this market correction and/or go more into cash?
For example, people often complain about the effect of the price of oil on the economy, but the reality is that fuel and electrical production are ~ 10% of Canada's GDP whereas real estate, construction and related financials make up ~20% and automotive exports are the # 1 or 2 export from Canada.
I can't help but think that things are going to get worse before they get better...
Cam.
For example, people often complain about the effect of the price of oil on the economy, but the reality is that fuel and electrical production are ~ 10% of Canada's GDP whereas real estate, construction and related financials make up ~20% and automotive exports are the # 1 or 2 export from Canada.
I can't help but think that things are going to get worse before they get better...
Cam.
Q: Volkswagen no longer sponsor its ADR. I could either change it as an non-sponsor ADR or I could convert it into VW shares that are trading in Germany. Please tell me the pro and con of these choices.
Q: hi guys is it possible to buy an american stock within a canadian acct and hold it in same acct or is it better to transfer funds to an american acct and hod in that acct thanks as always
Q: I've noticed on several occasions over the years that subscribers have "called you to task" for advise that didn't work out. I can understand their frustration, particularly if they're down a fair bit because they followed your advise.
I've been an investor now since the 1970's and I don't look at it that way at all. You don't claim to be right all the time. It's a constant assessment of risk versus reward and sometimes it doesn't work out. As I've told my own adviser, who I have a lot of respect for, she doesn't have to be right about an investment. What I do expect is honesty. That's what I pay for and I get. If she was right every time, what would she need people like me for.
Similarly, if you were right all the time, would't you be sitting on your 300 foot yacht on the Riviera sipping Scotch. What would you need us for? Just keep on giving us honest opinions, even the riskier ones that sometimes disappoint.
I've been an investor now since the 1970's and I don't look at it that way at all. You don't claim to be right all the time. It's a constant assessment of risk versus reward and sometimes it doesn't work out. As I've told my own adviser, who I have a lot of respect for, she doesn't have to be right about an investment. What I do expect is honesty. That's what I pay for and I get. If she was right every time, what would she need people like me for.
Similarly, if you were right all the time, would't you be sitting on your 300 foot yacht on the Riviera sipping Scotch. What would you need us for? Just keep on giving us honest opinions, even the riskier ones that sometimes disappoint.
Q: Hi,
A question about the webinar yesterday on "how to pick a stock in 2018": How do you put the 20% rule from the "Lessons from some Experts" in practice ? Do you sell when the market(or a particular stock) corrects for 20% or more ?
A question about the webinar yesterday on "how to pick a stock in 2018": How do you put the 20% rule from the "Lessons from some Experts" in practice ? Do you sell when the market(or a particular stock) corrects for 20% or more ?
Q: I am a retired, conservative, dividend-income investor. I have added ROE and Payout Ratio to the metrics that I track to assess the securities that I hold. Can you give me some ballpark levels that are a good starting point? For ROE, is >10% a reasonable level? For Payout Ratio, is <90% ok? I suspect it differs by industry (eg. I know the banks are around 50%), if so can you lay it our for me...thanks.
Q: I know this isn't an exact science, but can you list what Canadian sectors you think will be the hardest hit by tax-loss selling? Is it a good idea to wait until early December to pick up some companies in these sectors?
thanks,
Paul
thanks,
Paul