Q: Regarding position sizes of individual stocks, I have a PRIF, RRSP, TFSA and a cash account where I use borrowed $ from HLOC. In the cash account I have HDIV, ZWU, and CLS for some better growth hopefully. The distributions cover the interest expense monthly, I enjoy the tax advantage of interest expense and have done well over the years making some capitol gains, this account is about 18% of my entire portfolio. My question is regarding individual stock position size in the other accounts, seems to me I should not include the cash account holdings, curious to 5i thoughts?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: There have recently been questions about the number of stocks to own in a portfolio and diversification across a portfolio versus accounts. I need to reduce the number of stocks I own, but I am debating what the portfolio should look like when I am finished. My wife and I manage our account as a combined portfolio, but the result is that we are dealing with eight accounts (unregistered, TFSA, RRSP/RRIF). I would be interested in your thoughts on the minimum number of stocks in an account so it is not a bet on a coup,e of stocks, ant the advisable of having the same stock(s) in multiple account.
Thank you.
Thank you.
Q: Hello 5i Team
Are publicly traded companies responsible for preparing the transcripts of quarterly earnings call and/or annual meetings? If not who prepares them?
I have noticed some companies post them on their website and others do not.
I have seen some third party websites post transcripts, but it is often hit and miss
Do you have any recommended web sites for transcripts?
Does your data provided offer this service and could it be incorporated into the data you provide for companies?
Thank you
Are publicly traded companies responsible for preparing the transcripts of quarterly earnings call and/or annual meetings? If not who prepares them?
I have noticed some companies post them on their website and others do not.
I have seen some third party websites post transcripts, but it is often hit and miss
Do you have any recommended web sites for transcripts?
Does your data provided offer this service and could it be incorporated into the data you provide for companies?
Thank you
Q: I had purchased this in a Canadian TFSA. Just reviewing my investments and I must have asked for this to be transferred to the US TFSA due to dividends being paid in US currency. However, the cost is listed as the Canadian amount! No wonder it's showing I'm underwater. but I don't think it correct. Have you or your readers come across this problem before?
Q: Regarding SHOP's recent earning report, Stockwatch website has a title of "Shopify loses $273-million (U.S.) in Q1 instead of EPS of 20c. Could you please elaborate their earnings a bit to understand? Thanks
Q: I looked up a statistic from Morningstar called "Annual Portfolio Turnover". For VFV it is 3.47% and for VSP it is 26.1%. The passive index is the same but VSP is hedged to the Canadian dollar. Can you help explain what is included in this statistic? (AUM changes?, stock additions/deletions?, hedging? etc)
Could you please give me an example of situation where one might see 150% for an active ETF or aggressive mutual Fund? Thanks.
Could you please give me an example of situation where one might see 150% for an active ETF or aggressive mutual Fund? Thanks.
Q: Hello 5i,
I am a new member OF 5i research subscription. My question is generic in that, I would appreciate your view in principles regarding selling stocks.
In general, when and why an investors should sell stocks .
Looking forward to your answers. Thank you.
I am a new member OF 5i research subscription. My question is generic in that, I would appreciate your view in principles regarding selling stocks.
In general, when and why an investors should sell stocks .
Looking forward to your answers. Thank you.
Q: My question has two aspects. One genral and another one specific
First. numerous analysts and professional investors (and not necessary professional short term traders) use to claim a golden rule saying if a company following poor results in the earnings season, slides 10% or about, you sell immediately and the sooner the better. What is your position on this issue?
Second. What kind of application could be envisaged in the specific case of a stock like Cloudflare with a recent splash of more than 17%?
Thank you very much in advance
First. numerous analysts and professional investors (and not necessary professional short term traders) use to claim a golden rule saying if a company following poor results in the earnings season, slides 10% or about, you sell immediately and the sooner the better. What is your position on this issue?
Second. What kind of application could be envisaged in the specific case of a stock like Cloudflare with a recent splash of more than 17%?
Thank you very much in advance
Q: Good evening,
Further to Terry's question regarding crystallizing capital gains, prior to June 24th. I am in a similar situation, with my elderly parent's affairs, both personal and corporate, that I handle for her. It was very generous of you offering what you are contemplating doing, and most certainly much appreciated.
A wonderful, thorough service, I've been a member since you started up.
Thank you as always...
Further to Terry's question regarding crystallizing capital gains, prior to June 24th. I am in a similar situation, with my elderly parent's affairs, both personal and corporate, that I handle for her. It was very generous of you offering what you are contemplating doing, and most certainly much appreciated.
A wonderful, thorough service, I've been a member since you started up.
Thank you as always...
Q: Hi Group . I am not happy with my Raymond James financial advisor. Namely I am paying them $1200/month in fees. Presently i am at 6% return YTD (7 1/2 average over last 10 yrs). When i look at your balanced portfolio you are significantly better than that as is the major markets..
What is the best way to measure performance. Is it fair to say in general that they should be better than the market. What do you suggest as a reasonable measurement on performance . I realize this is not easy to measure so can you give me some suggestions that i can follow . thanks for your help
What is the best way to measure performance. Is it fair to say in general that they should be better than the market. What do you suggest as a reasonable measurement on performance . I realize this is not easy to measure so can you give me some suggestions that i can follow . thanks for your help
Q: Hello 5i.
Sometimes in questions (or answers) "starter positions" or "partial positions" are mentioned. My question is, how should an investor best manage such positions in a hypothetical 20-25 stock portfolio (implying 4-5% as a full position), while maintaining this portfolio size? Should an investor buy e.g. 4 "starter positions" at 1% each and then consolidate into the one that does best? Or should an investor buy starter positions with an eye to replacing a current full position that is not performing as well? Or is there another approach?
Thanks!
Sometimes in questions (or answers) "starter positions" or "partial positions" are mentioned. My question is, how should an investor best manage such positions in a hypothetical 20-25 stock portfolio (implying 4-5% as a full position), while maintaining this portfolio size? Should an investor buy e.g. 4 "starter positions" at 1% each and then consolidate into the one that does best? Or should an investor buy starter positions with an eye to replacing a current full position that is not performing as well? Or is there another approach?
Thanks!
Q: What is your opinion of using leverage through a HELOC to invest vs dollar-cost-averaging every paycheck as money becomes available? I am going to primarily invest in index ETFs.
Q: You indicated there was a flash report issued for TFII. Thanks for pointing this out. If I'm interested in seeing all reports, both formal and flash, for a company, how do I search and access them?
Q: Hi
I have trading accounts with a Big 5 bank and have been unable to access the one of the accounts for the past day to review the performance therein or execute trades. Have never experienced this before; I'm sure it is a technical issue that is being worked on although no notice has been provided (of which I am aware).
Regardless, it is somewhat nerve wracking and leads me to pose the question: What protection and recourse do individual investors have in case a brokerage fails? Not saying this could be the case here but am wondering if one should take proactive measures to protect assets? Or is there a fund akin to the CDIC ?
Thank you
Brad
I have trading accounts with a Big 5 bank and have been unable to access the one of the accounts for the past day to review the performance therein or execute trades. Have never experienced this before; I'm sure it is a technical issue that is being worked on although no notice has been provided (of which I am aware).
Regardless, it is somewhat nerve wracking and leads me to pose the question: What protection and recourse do individual investors have in case a brokerage fails? Not saying this could be the case here but am wondering if one should take proactive measures to protect assets? Or is there a fund akin to the CDIC ?
Thank you
Brad
Q: Pleasse provide information on thsi issue
tks
tks
Q: If I make 5% on a yield stock and I make 10% on a growth stock per year - would I not be better off all things being equal to just invest in the capital gains stock and trim it by say 10%?
I look forward to your thoughts on both choices and their pluses and minuses.
Thank you
I look forward to your thoughts on both choices and their pluses and minuses.
Thank you
Q: I really appreciate the company profiles you offer. I have a question about profitability ratios. I am wondering the difference between EBIT and EBITDA also profit margin cont.op vs. profit margin total op. Is there one metric that is more important than another when considering a companies profits. Thanks Steve
Q: I am learning to use portfolio analytics (PA). PA provides some guidance that makes a lot of sense from a tax efficient perspective. For example, it recommends to place Canadian dividend payers in unregistered accounts and Canadian and US growth funds into TFSAs. Are there any downfalls to not having each account diversified?
Q: I have been holding Well for a while now and while dissapointed in the share price I am not dissapointed with the financial results. Allways they could be better but I felt the company is moving in the right direction. I'm struggling with "market sentiment" and how to include this in my investment decisions.
It feels like if I could get a handle on this I could get in front of a stocks ups and downs and adjust my position accordingly.
I'm not expecting a definitive answere but just some advice how to value and navigate "market sentiment." Thanks John
It feels like if I could get a handle on this I could get in front of a stocks ups and downs and adjust my position accordingly.
I'm not expecting a definitive answere but just some advice how to value and navigate "market sentiment." Thanks John
Q: Hello 5i Team
Further to David's question on April 30 regarding dividend stocks - a suggested site is:
dividendgrowthinvestingandretirement.com
The site publishes (emails) a monthly excel spreadsheet listing Canadian dividend growth stocks along with other historical information.
Further to David's question on April 30 regarding dividend stocks - a suggested site is:
dividendgrowthinvestingandretirement.com
The site publishes (emails) a monthly excel spreadsheet listing Canadian dividend growth stocks along with other historical information.