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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello, I have a conservative portfolio consisting of dividend-paying Canadian Stocks, Bonds, and some private Real Estate and Mortage Funds.

It has been suggested to me that adding some of the 3iQ Cryptocurrency Asset Fund would provide some needed diversity to my account and also provide some hedging to lower interest rates. Would you recommend adding this fund to my portfolio for these purposes?
Do you have any other t ype of assets that you would recommend to achieve added diversification and hedging to the portfolio? Thank you Alan
Read Answer Asked by Alan on October 10, 2019
Q: Hello to all!!

There was a question asked about peleton. In your reply you said you prefer using zwift. Having said, wouldn't it be fun if 5i created a group ride every now and then.
Just a thought! Depending if there would be interest with other members.

Thanks
Read Answer Asked by Rino on October 09, 2019
Q: Hello team,

Just a follow up on 5i answer on Sam's inquiry about buying exchange traded US pay
PSU.U. The list you provided of possible brokers that will allow you to buy the product included TD. I use TD Webbroker for online trading, and they have conflicting offerings and won't let me purchase. The TD previous trade you saw yesterday was most likely Institutional.

Stephen
Read Answer Asked by Stephen on October 08, 2019
Q: I have a question about asset allocation. I'm 70 and don't need income from my portfolio. Currently I have 75% in equities fairly well diversified and 15% in fixed income, mostly bond ETFs (rest cash). You recommend having 25-33% in fixed income depending on how I answer your asset allocator questions. why do I need any fixed income at all if I do not need the income now or for the next few years. When I do need this income, could I not convert to bonds ? The bond funds that I have have been about neutral over the past couple of years; some have gained and some have lost value. they have paid out interest but then so have the equities to a considerable extent. thanks
Read Answer Asked by Stuart on October 08, 2019
Q: Here is a very relevant chart showing why investing in sound Co.'s for the long term is the way to win. There are draw down's
every year that really are insignificant in the big picture.
https://ritholtz.com/2019/10/sp-500-intra-year-declines-3/
Read Answer Asked by Joseph on October 08, 2019
Q: Just wanted to express my appreciation for the wonderful service you provide to investors like myself. I have been a member for many years and always look forward each morning and evening to viewing the website. I really don't think I could do without 5I. Bill
Read Answer Asked by William J on October 07, 2019
Q: Just to follow up my previous question on market makers, would an iceberg order be a way around? BTW I don't do big orders, just smallish board lots, so the m.m. must think that's worthwhile for him too.
Read Answer Asked by Jeff on October 02, 2019
Q: I have Level 2 trading access on Toronto so I can see where the orders stack up. I want to know how what is probably the market maker, in this case National Bank Financial, sees my order coming in and jumps ahead to be first in line?
Is there a way around this annoying practice?
Read Answer Asked by Jeff on October 02, 2019
Q: I keep hearing about how some socks have appreciated by 1000 + % or higher BUT I do not get the Math. e.g. this weekends Star spoke about how WEED had appreciated by 1,838% as of June. I have owned WEED for a long time, why am I NOT a millionaire. Please explain.
Thanks!
Read Answer Asked by Austin on October 01, 2019
Q: Most of my investments (90% of my portfolio) are in Balanced Income mutual funds. I made my first investments in the market (10% of my portfolio) about 1 year ago and have made reasonable returns on these investments. I have approximately $200k in cash to invest in the market. I have a couple of questions:
1. Should I invest all the cash in the market or should I keep some cash to invest if there is a downturn in the market? If I should keep some cash, what percentage should be kept in cash?
2. Should I do a lump sum purchase of stocks or should I dollar-cost average the purchase of stocks? If I should dollar-cost average, over what period of time should I purchase stocks?
Thank you very much.
Read Answer Asked by Don on September 30, 2019
Q: Why is tax-loss selling considered to be a December activity or at least an activity that most people practice then? If you are down on a stock and want to sell for tax purposes, why not do it now (or in March or July) and then reinvest when you see the opportunity? It seems to me that by waiting until mid-November or December it not only means that you will get even less for your stock (sure you get a bigger tax loss) but that you will be wanting to repurchase it when everyone else is too, thereby having to pay more for the stock.

Am I missing something here?

Appreciate your insight.

Paul F.
Read Answer Asked by Paul on September 30, 2019
Q: I did well last January picking up some small Canadian oil companys just after tax loss selling and selling them a few months ago.
Do you expect big tax loss selling of similar stocks (such as WCP or ARC) this December with a rebound in spring
Read Answer Asked by Doug on September 27, 2019
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