Investment Q&A

Q: A comment on Shirley of this morning regarding tax forms (T3, T4, T5, LP tax forms..etc.), now all of these can be downloaded directly from Revenue Canada website directly to your tax filing program. The only issue is that you have to wait until all of them are received by RCA which is usually around first week of April.

Q: I'm meeting with my broker tomorrow. My results were over 20% last year. 2019 TSX return was 19%.
I'm still working full time so I find it difficult to manage my portfolio on my own.
I check all of his recommendations on 5i.
Mostly conservative dividend paying stocks. Buying on dips and trimming on rises.
Overall, I'm finding it hard to complain about what he's doing
What should I ask him when we meet tomorrow?

Q: 25 per cent of my portfolio includes the above ETF’s. Are there other ETF’s that I should consider to replace any of these. The returns have not been exactly stellar compared to many of the individual stocks that you have recommended. Thanks
Dennis

Q: SHOP is almost 30% of this ETF now. Shouldn't the "manager" be adjusting the weightings of this Fund? I realize it's slim pickings in the Cdn Tech sector but the other holdings could be beefed up and SHOP could be shaved back a bit. With a bad Q, SHOP could drag this ETF thru the mud.

Q: Hello guys,

Do you know some criterias to use to evaluate the integrity of the CEO, CFO and officers when you want to invest in a company. I'm scare that the case of MTY look like as Nortel

Q: I have noticed lately that some of your answers have an addendum that people associated with 5i may have financial interest in companies mentioned. Does this represent a shift of philosophy away from unbiased answers?

Q: Can you help me understand why SHOP went vertical (looking at the minute to minute pattern on the RBC website) Wednesday literally in a heart beat? Is the observation correct in terms of the 7-8% pop happened instantly? If correct how does this happen? Is this programmed trading? Would any regular folks have been able to buy it along the way up or did it just pop without any pauses along the way up?

Thanks again.

Q: The US is having some issue, China is having major issues affecting world economy and Canada in particular is struggling to resolve transportation (and therefore market) issues.
Do you have a general outlook on where the market is headed and should I be cautious and keep a larger cash balance? If so, when do you anticipate a clearer outlook?
Thank you.

Q: I currently hold the listed equities in my TFSA, advised by a newsletter that will be winding down in a year. When this happens, I will likely liquidate my current TFSA holdings. Understanding that you cannot give personal advice, which of the following strategies do you think would be most likely to generate a longterm annualized return of 10+%?

1) Allocate the proceeds to 30% ZSP, 30% VGG, 20% XEF, 20% VEE, and hold these longterm, rebalancing annually to maintain original allocations
2) Allocate the proceeds in the 5i Growth Portfolio - I am already overweight Canada in general, so I don't really like this option
3) Allocate the proceeds into 5i's favourite growth/total return potential 8-10 US equities at the time, and then periodically ask 5i say, every three months, if there has been any change in this roster of 'favourites', (if you select this, I will ask for specific names in a followup question)

Parenthetically, I would absolutely love it if 5i would add a US-based portfolio to go along with the current three Canadian-focused portfolios, and would be willing to pay significantly more for my annual subscription to access this (reviewing the QandA, one already has a good idea what the 5i ' US favourites' are, it would just be nice to have this presented as a regular growth-oriented portfolio). I reviewed the Investor Suite and don't feel I would make good use of many of the tools, reports, and features offered in that comprehensive suite.

Thank you, and please deduct as many credits as deemed appropriate.

Q: Why would a company like telus do a stock split at its somewhat low price? Usually stocks don't split in this price range.

Q: GReat article on trying to understand the Brookfield emplire.

https://theprovince.com/financial-times/inside-brookfields-empire-a-complicated-jigsaw-of-500-billion-in-assets-spread-across-the-world/wcm/ced4b714-3e50-4115-b9ac-48d6ce1f623a

Cheers

Q: Yahoo Can. has 1/4 & yearly estimates for everything at this https://ca.finance.yahoo.com/quote/GSY.TO?p=GSY.TO&.tsrc=fin-srch

That is for GSY & then choose Analysis for ESTIMATES. All free!!
Your Welcome

Q: I think the market is too complacent of the effects of the coronavirus. China is arguably the largest industrial manufacturer in the world and it has been all but shut down for the past month. I spoke to a friend whose company has a factory in China and event though it is not near the province where the virus has started, the factory is at low productivity because of worker fear and reliance on parts from other factories that are directly effected. If this were happening in North America, the markets would have sold off.

Q: Hello Peter,
If the US economy hypothetically grows closer to 3 percent as forecasted by Trump; which sectors would lead the way in your opinion?
Also, the Canadian economy should also experience a tailwind. How would you suggest the portfolio could be adjusted?
Any pointers to specific stocks both here and south that one could look at?
Regards.

Q: Not a question, I came across this site that is useful for some research on pref shares
If you think it is worthy to pass on to the group
please do. I have zero interest in the site.

https://canadianpreferredshares.ca/category/primer/beginner/

Q: Another solution for Kyle is to give trading authority on that account to a Canadian resident before leaving the country. The Canadian can then place orders via telephone still at a discount rate. That is the practice at one major brokerage; I have found that practices and rules can vary widely even among major brokerages.

Q: I have a general question on the Energy sector. To state the obvious this has been a very weak sector to invest. More recently, we had Jim Cramer come out and say investing in energy stocks is no longer attractive and fund flows are coming out of them as it does not "look good" to have these stocks in a fund. The extreme opposite is a well known Canadian manager who touts 2020 is the start of a new bull market in energy. However, when looking at performance of this fund it has a negative compound over 10 years and since inception.

I like taking a contrarian view, and can be patient, however, I am going back and forth on this but continue to side more with the view of Cramer as you can almost "feel" the shift in sentiment away from energy.

What are your views, and is it worthwhile to have any exposure here?

Q: I see pictures of near empty big Chinese cities on tv. Sales of consumer electronics like smartphones and laptops must've plummeted or any consumer electronics for that matter. This will mean significant misses on the next quarter revenue. Why is the market shraging this off?

Q: I need some help.
I am retired and moving to the U.S.and my current bank will not let me trade my RRSP once I establish residence in the U.S.
Do you know of any financial institutions which would allow me to trade my Canadian RRSP from a U.S. address?
I am and will remain a Canadian Citizen

Q: hi there,

Often see questions about how to invest in AI - thought i would pass this article on - interesting perspective and investment portfolio:

https://seekingalpha.com/article/4316399-ai-portfolio-40-growth-yoy-review-and-adjustments