Q: On Sep 23,there was a Q that TD now allows partial share purchase of CSU.Is this just for TD clients?If open to the publicc,please provide symbol. Tx for U usual great services & views
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Regarding Kim's question about drawing from ones RRSP, I found the book titled 'Retirement Income For Life' third edition by Frederick Vettese very helpful.
Q: Building on Jeremy's suggestion to Kim's question today on drawdown of RRSP and other retirement holdings, here are a few free calculators I have found helpful:
https://www.calculator.net/retirement-calculator.html
And,
https://www.cchwebsites.com/content/calculators/CARetirementPlan.html
The latter is more flexible. Also books by actuary Frederick Vettese are very good, and there is a free site for one to calculate CPP payouts if you are inclined to drawdown early or defer:
https://www.cppcalculator.com/
https://www.calculator.net/retirement-calculator.html
And,
https://www.cchwebsites.com/content/calculators/CARetirementPlan.html
The latter is more flexible. Also books by actuary Frederick Vettese are very good, and there is a free site for one to calculate CPP payouts if you are inclined to drawdown early or defer:
https://www.cppcalculator.com/
Q: Hello 5i,
Post if you like.
As per Kim's question today on drawdown of RRSP and other retirement holdings, there are a few things I have found helpful. Rita Silvan's article in MoneySaver Sept/24 "Boomer Candy" had some great points. Daryl Diamond's book Your Retirement Income Blueprint is worth the read. Finally a fiduciary planner/ tax plan.
Good luck.
Jeremy
Post if you like.
As per Kim's question today on drawdown of RRSP and other retirement holdings, there are a few things I have found helpful. Rita Silvan's article in MoneySaver Sept/24 "Boomer Candy" had some great points. Daryl Diamond's book Your Retirement Income Blueprint is worth the read. Finally a fiduciary planner/ tax plan.
Good luck.
Jeremy
Q: I have an online account and a full service account. Do you have a site where I can see the 50/100/200 day moving averages. As well, with respect to the terms that are used by 5i and other analysts such as margins, cashflow, etc. can you tell me where I can find information about these type of terms? Thank you.
Q: Wondering if 5i moderators could answer the questions alot earlier IE NOT > 11:00hrs EST especially after a weekend. It would be appreciated by the members that would prefer to have some insights before the markets open AND also allow them to read them before our respective work days start.
Q: Further to previous questions is there inside selling to attribute decline?
Thanks Rick
Thanks Rick
Q: A 12 year member. Used to find Forums easily but after searching for quite some time cannot find Forums on Sept. 8.
Q: I currently do my investment trades thru National Bank Direct Brokerage. I is a very good platform but does not keep a real time update on Capital gains and losses for the year. Do you know of any sites that can do this? Thanks
Q: What is a good approach to evaluating risk for a stock investment? I can think of systemic risks, specific company risks, and historical drawdown price risks. Anything else? Is there a way to condense these into an overall risk estimate? Any articles or books on the subject you would recommend for DIY investors?
Q: Peter; What restrictions would be on DRX with respect to its share buyback and earnings tomorrow ? Thanks. Rod
Q: Is there a free website that you can provide where one can see the historical p/e ratios of publicly-traded corporations?
Q: SMCI 8/28 @10:30 down another 25% today. Hagens Berman are advising investors who are suffering substantial losses to submit your claims. Could you explain what the proper procedure is to do this or do you have other recommendations? Thank you so much.
Q: Dear 5i,
TD Direct Investing has recently introduced partial share trading.
Should an investor be concerned with getting fair market value when the trade is finally executed? Would you see any issues if one wanted to trade a popular high price stock like CSU (maybe 0.5 to 1.5 shares)?
TD Direct Investing has recently introduced partial share trading.
Should an investor be concerned with getting fair market value when the trade is finally executed? Would you see any issues if one wanted to trade a popular high price stock like CSU (maybe 0.5 to 1.5 shares)?
Q: When I look at Kelt on the 5i website it says insiders are exercising options at 2.76. I am assuming these options were issued in the past. I am also assuming that the insiders are exercising the options for stock and are using their own money. DO options have an expiry date ?Are my assumptions correct ?
Thx
Thx
Q: hello 5i:
regarding the calculation of dividend payout ratios: can you tell me the difference between using Adjusted (Operating) Earnings and Free Cash Flow? And what is your preference between the two? Are there times when its better to use Operating Cash Flows?
thanks
Paul L
regarding the calculation of dividend payout ratios: can you tell me the difference between using Adjusted (Operating) Earnings and Free Cash Flow? And what is your preference between the two? Are there times when its better to use Operating Cash Flows?
thanks
Paul L
Q: Do you have suggestions for websites that provide historical equity information? Particularly performance such as best 1 month, 3 month, 1 year ect. Worst 1 month, 3 month, 1 year ect.
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Alphabet Inc. (GOOG)
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Microsoft Corporation (MSFT)
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NVIDIA Corporation (NVDA)
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Shopify Inc. Class A Subordinate Voting Shares (SHOP)
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Palantir Technologies Inc. (PLTR)
Q: Hi I am 40 years old. I currently pay into a pension and am scheduled to retire in 2040. I have mostly been growth focused throughout my entire portfolio and am wondering when I should begin to consider a more balanced style. Ie income vs growth. Just to limit any risks. Thanks for any advice
Please list your top 5 non-tech names in order? Us or Cnd
Please list your top 5 tech names in order? Us or Cnd
Timeframe is 5-10 years unless you feel it should be shorter based on my retirement time. Thanks and please deduct any credits accordingly
Nick
Please list your top 5 non-tech names in order? Us or Cnd
Please list your top 5 tech names in order? Us or Cnd
Timeframe is 5-10 years unless you feel it should be shorter based on my retirement time. Thanks and please deduct any credits accordingly
Nick
Q: Dear Peter et al:
This is a general and "conceptual" question and I believe this may apply to many of the "grandparents" who are subscribers of 5i.
We would like to give some money to help our grand kids. We contribute for RESPs.
Reading the literature, it seems one can set up an "in kind Trust" that can grow seamlessly till they reach 18 years old and it can be rolled over to them and as their income is still low, the taxes are low.
(I am paraphrasing the articles here.)
However, recently I was told that taking a Permanent Insurance for kids (Universal or Participating Whole Life?) is another option one may want to consider. As the grandchildren are still young , the premiums are low ..and it gives them not only life insurance(a dreadful thought) but gives them the ability to cash in their policy for an attractive lump sum amount that can be used for their education (post secondary) or whatever they wish to do. I have never heard or read about this option before and wonder if you have any opinions. If you can forward some articles comparing these two strategies, In trust account VS Permanent Life policy, I would appreciate it.
BTW, I have reviewed the articles by Colin Ritchie in Canadian Money Saver. But this specific comparison isn't there. Colin's articles are more for adults who may be interested in Estate planning or augmenting retirement income etc.,
Thank you.
This is a general and "conceptual" question and I believe this may apply to many of the "grandparents" who are subscribers of 5i.
We would like to give some money to help our grand kids. We contribute for RESPs.
Reading the literature, it seems one can set up an "in kind Trust" that can grow seamlessly till they reach 18 years old and it can be rolled over to them and as their income is still low, the taxes are low.
(I am paraphrasing the articles here.)
However, recently I was told that taking a Permanent Insurance for kids (Universal or Participating Whole Life?) is another option one may want to consider. As the grandchildren are still young , the premiums are low ..and it gives them not only life insurance(a dreadful thought) but gives them the ability to cash in their policy for an attractive lump sum amount that can be used for their education (post secondary) or whatever they wish to do. I have never heard or read about this option before and wonder if you have any opinions. If you can forward some articles comparing these two strategies, In trust account VS Permanent Life policy, I would appreciate it.
BTW, I have reviewed the articles by Colin Ritchie in Canadian Money Saver. But this specific comparison isn't there. Colin's articles are more for adults who may be interested in Estate planning or augmenting retirement income etc.,
Thank you.
Q: Would like your thoughts on sell discipline- specifically when do you cut bait on chronic under performers? Thinking BNS, PBH, NTR, OTEX.