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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Cryptocurrency
With lots of covid time on my hands I have been educating myself on crypto. I have been a huge sceptic but I am starting to turn around on the idea. It doesn't seem much crazier then buying gold or silver as an investment. Bitcoin seem to have reached critical mass, etherium to a lesser extent but the list of seemingly credible options is growing. My gut is telling me to put small amountsof fun money into speculating on crypto? I was surprised that not many questions have been asked about this.

So my question: Does or do you see a time in the near future where crypto currencies will need to be part of an investment portfolio just like gold, bonds or cash? If yes explain a bit ( maybe some suggested reading or resources), If no crystal ball prediction please.
Read Answer Asked by Tom on October 19, 2020
Q: In your Oct.19 answer to pat no link appeared. Can I have it please?
Read Answer Asked by Ron on October 19, 2020
Q: Hi 5i team,
I notice a couple of questions on gaining access to the Canadian Financial Summit. I attended that, typically not live, but over the following day or so. Thanks very much for the free ticket. Some great presentations.
I may be mistaken on this and, if so, please disregard this note. Each day’s presentations were available for 48 hours after that particular day, then locked down. That was the free ticket. On Sunday night, all days were locked down. To view the presentations today, you have to buy the All Access Pass for $197 (which was on sale over the weekend). The All Access Pass also gives you some bonus documents in the Lifetime Access Library, I understand.
Dave
Read Answer Asked by Dave on October 19, 2020
Q: Regarding etfs, are there actively managed etfs? Etfs initially tracked a particular index and thus were passive and required no judgment hence their low fees. But are there now etfs with someone at the steering wheel. For example, if you have an etf investing only in tech stocks, is that etf necessarily just tracking the tech sector of a particular index, or is there actual stock selection going on? If it is actively managed, how is that etf different from a mutual fund and if the answer is just lower fees how can the etf sufficiently pay its manager compared to a mutual fund manager?
Read Answer Asked by William on October 19, 2020
Q: I tried to get my free ticket for the Online Finance Conference that you just advised us about, but the links to get the ticket didnt work at all so I wasn't able to partake. What to do? I am particularly wanting information on choosing which stocks belong better in a TFSA than in a RIFF. Thanks.

Read Answer Asked by Pat on October 19, 2020
Q: Received the notice of the investment seminar too late
Is there a link for Peters session and/ or recommendations of other presentations that impressed the 5I team at the conference?

I would think the 5 I take would be important to the family of subscribers 😎😇

Peter
Read Answer Asked by Peter on October 19, 2020
Q: hi experts. If a country takes all there gov,t bonds and converts them to perpetual bonds will our bond porfolio drop in value.and if they also change to digital currency what does that mean to us. they are now considering it.thanks brian w
Read Answer Asked by brian on October 14, 2020
Q: What is the implication, if any, when you see the c-suite taking shares in lieu of compensation?
Read Answer Asked by Tim on October 13, 2020
Q: My question is more for education and is about a companies daily trading volume. For example; I have been following Tucows (TC) for some time and for a company having a market cap of almost 800 million; why does it have such a low daily trading volume? The recent deal it made for the sale of Tucows TING mobile to DISH earlier this year was given good reviews.
Thanks 5i
Read Answer Asked by mike on October 13, 2020
Q: Hello 5i staff,
Good morning to you. I have a reasonable portfolio of stocks but have been thinking of increasing holdings in six or seven stocks and dropping others, in order to consolidate. Currently I am selling puts on the stocks that I am interested in and was wondering what you thought of that as a strategy. For instance, I currentlly have puts out on Alimentation Couchetarde, BAM and CNR amongst others, I am not in a hurry and am happy to collect the premiums. But, I can see that if these stocks continue going up, I may never get them. And on the otherside, if there is a market crash, I will get them for sure. But, may more for them than I would at the time, Now, I am talking about stocks that I already hold 3 percent of my portfolio in. Would certainly appreciate your comments, as usual.
thanks
Read Answer Asked by joseph on October 09, 2020
Q: 7:18 AM 10/7/2020
I am having a lot of difficulty trying to calculate or find Compound Annual Growth Rates [CAGR] of share prices without [and with] dividends reinvested. Do you know opf a reliable source?
Sources tend to differ a lot perhaps because of not properly accounting for share price stock splits.
I would appreciate it if you could give me CAGRs without and with dividends reinvested for
CNR, CP, TIH, RBA, TRI, BAM.A, RY, CSU.
Thank you......... Paul K.
Read Answer Asked by Paul on October 07, 2020
Q: Is there a website or resource somewhere that lists any current promotions for transfering self directed registered accounts from 1 institution to another ? I need to consolidate 3 rrsp accounts. I have called the institutions but without much luck. Thank you.
Read Answer Asked by Paul on October 06, 2020
Q: When there is a huge disparity between the number of buy/sell bids , or sell/buy bids what is the market indicating ?
Thank you , Donna
Read Answer Asked by Donna on October 06, 2020
Q: Hi

Based on the current events show going on in the US.
I am thinking of selling all my US holdings and buying them back when the dust settles.
Capture the gains and buy them back at a steep discount.
Your comments Please

Thanks
Mike
Read Answer Asked by Mike on October 06, 2020