Investment Q&A

Q: Do you have any Post pandemic suggestions?

Stocks or sectors?

If you find airlines and Cruise lines too precarious at this time, what does work for you?

Q: Hi Folks
I read in Bloomberg "investors are pricing in expectations of higher volatility around the elections ... In the stock market, investors have been purchasing volatility protection extending beyond November."
Can you please guide me what that volatility protection purchasing would actually be ? Is volatility protection only for investors who don't want to stomach the turbulence, or is there a broader interest in it? Many thanks for sharing your market wisdom.

Q: hi, according to the bnn website the tsx forward (I presume) PE is at 24.78, which as far as I can research is astronomical for a "recovery" period. can you shed some light on the tax historical forward PE, and provide some data/statistics on how well the tsx does over the next 6-12 months with a PE of 24.5 or above? I assume you have access to this data?? cheers, chris

Q: Hi Folks,
My question is about the concept of a 5 year "stepper" product described by one leading financial institution as having a one-year term and automatically renews for four successive one-year terms on the maturity/anniversary date. The annual interest rate automatically increases on each maturity/anniversary date. The investment may be cashed in full or in part on the maturity/anniversary date.
Rates are year 1 - 0.85%
Year 2 - 1.10%
Year 3 - 1.75%
Year 4 - 2.00%
Year 5 - 3.55%
Effective Annual Yield - 1.846%

For someone who has a portion of their portfolio in GICs, does this type of product make sense? What are the pros and cons please and thank you. Michal

Q: Hi Peter, I read your Saturday column in the FP very religiously. This Saturday you suggested that a Portfolio with 90% Govt. T-Bills and 10% Call Options can provide significant Upside & just as much Downside Protection. I don't know much, if anything about T-Bills & Options. Would you kindly explain? Also, where can I learn more about them online?
Thanks so much

Q: From my previous question, Re: Cramer discussing IPOs last week: it seemed he was suggesting that many tech / growth stocks would be driven down as buyers funded their new ipo positions with previous winners and that this would be a good time to buy growth stocks from this price action.

Your thoughts please.

Thanks

Q: Dear 5i,

Re Peter's article in the Financial Post article Sept. 17;
A comment was made about how an individual investor might
make a simple structured investment product using T-bills and call options. This interests me and I would like to learn more about how to do this and the risk and return behind this strategy. Can you please suggest some good reading material.

thanks
Ian

Q: Am I able to buy shares in Samsung, and if so how would I do so ?....please and thank you...Cheers

Q: Hello 5i,
I have the above ETF's in my TFSA as I believed the distribution is interest. I read in reports that distribution is dividend or "dividend interest") All quite confusing. In the TFSA's are also a GIC 5 year ladder, growth stocks (LSPD, LNF) and some high dividend paying equities. Should I journal the above ETF's to a non-registered account and refill the TFSA come January with more growth and GIC's or leave everything alone? I am 73 with a defined pension and 60/40 fixed / equity
Stanley

Q: Hello 5i Team
Is there a readily available website listing the subordinated voting shares on the TSX?
With the recent takeover offer for Cogeco / Cogeco Communications, a spotlight has been shown on multiple voting / non-voting shares?
What is 5i opinion on whether multiple voting / non-voting shares are beneficial for the small retail investor?
This might be a suggestion for a blog entry similar to Canadian companies paying US dollar dividends.
Thanks

Q: In the event that Corporations, REIT's or other company structures are taken private what options would they have relative to Pref Shares. Convertible Debentures etc. would they have to redeem them or could they still continue to be listed under their original terms? If the latter does that encumber the private Company in any material way?
thanks, Hugh

Q: hi, do you have a best estimate for the combined book value of the companies in the TSX now, versus what it was just before the covid19 shock. and what is your prediction 6 months from now, assuming no vaccine and things with covid grumbling along.

Q: Hi,

I'm not sure what to make of the announcement of QUIS hiring an outside company (Gateway) to help them with investor relations. Is it positive because Gateway will be able to increase QUIS visibility to institutional investors? Is it negative in that QUIS may be desperate and needs assistance? ...or is it a non-issue?

Thanks as always for your valuable insight.

Q: hi. clearly, the stock markets are highly manipulated now with direct government purchases of stock and bonds, and with central banks manipulating rates to the extreme lower side to force investors into stocks. the markets clearly are out of step with reality on Main Street. do you think this matters anymore, or is the stock market and it's players also post truth now?

Q: Good day guys ,
This might be a silly question , that being said I own shares in Canadian dollars , would u advise to transfer the shares to the south of the border side ?
Also when will 5 i be represented on market call again .. it’s been awhile .
Thx
Mark

Q: Hello and Good day,

I would really like to see some type of historical listing? under the porfolios tab to capture the changes that were made to the model portolios over the years. Example: NFI, RHT. Price the shares were bought and sold for a loss. The winners are very highly touted and rightfully so, but to the casual subscriber, it almost appears that 5i has never picked a bad one? Maybe you could do it by the year?? Just a thought. Thanks again.

Q: Re" Chris's question where to park house sale proceeds - I too just sold our house (in the process of building another over the next year) and am looking for short term low risk yield. I opened a Tangerine savings and checking account - who offer 2.5% for the first 5 months ($million max) Offer code is "EARNMORE". You have to open both a checking and savings account to qualify. No restrictions after the 5 months and the advisor I talked to told me that before moving the money out - to talk to them as they may extend the offer or provide another offer at that time. Question for 5I - With CDIC limits at $100K - would moving the max over for the 5 months be seen to be "too risky". I really don't want to have to open a bunch of accounts to lower what I see as pretty low risk of bank failure. Thanks

Q: re Data Providers

Dear 5i,
can you help tell me which data providers you use on your web site for your members;
Fundamental data?
Share Holdings Information?
Share Short Information?
I have access to multiple data sources with my discount broker so when I am researching a stock I want to avoid looking at the duplicate sources to save me time.

thanks
Insider Information?

Q: Every morning I read all news that occurred overnight on the companies that I own. I then move to articles about the sector news about each company and then to the world geo political news. Almost everyday I read an article in Yahoo news about LSPD. Recently my thoughts have turned to a conflict of interest between the companies, especially small to mid cap stocks, and the news organizations that produce the articles. It is almost entirely the same information twisted a little. Is there a conflict of interest between the two organizations, News organizations and the companies? Or are the news organizations just want the clicks to their platform for advertising stats? I assume the company does not object because they are positive articles and any positive article is a benefit.
Appreciate your thoughts.
Clayton

Q: Someone asked about a basic book on investing. A clear explanation of how investing works and how to understand various ratios etc. Is a small book by jason Kelly, called , "The Neatest Little Guide To Stock Market Investing". It is not Buffer or Dodds, but he does give a brief description of their styles, but i think it is quite useful. It is maybe fifteen years old and has had various editions. I know there is a free pdf version available on the web. I didn't post it because i don't know the legality of it. I think it is probably an earlier version that is now out of print. But i don't think the version matters that much. It is just basic information