Q: Hello 5i team, I need to assemble a large amount of U.S. dollars (~$25,000 for an investment near and dear to your hearts). I have used Norbert's Gambit for smaller conversions in the past, which works fine except that I'm sometimes tempted to 'play trader' and to time my transactions to pick up some extra dollars. But for this large transaction, I don't want to mess around. I know I can do the gambit with any interlisted stock, but I would prefer to reduce or eliminate the risk of a price move against me. Can you recommend a good investment vehicle for this purpose? Also, can the buy and sell be done the same day, or do brokers require the first buy trade to settle before I can do the sell on the US side? Thank you!
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: When mutual funds and ETF'S show there annual returns are they net of all fees? So if a mutual fund has a higher MER but out performs a lower fee ETF it would be obviously better to go with the Mutual fund if history shows better returns even if it's only say 0.5 %. Not guaranting future returns of course. Is this why you like recommending Mawer funds!
Q: Quarterly reports for public companies are presented on a quarterly basis to the public as per financial regulations. The report is posted on a specific date that the public is notified weeks in advance. Before the report is presented to the public who sees the report and when? Board of Directors, senior management team... etc.
Clayton
Clayton
Q: Hi, guys!
I am managing an income portfolio for a relative, who also has some "paper" shares of Blackberry (BB). She would like to know how to either sell them or how to move them into her trading account at RBC Direct Investing. Since I never having been involved in such, can you tell me what would be the procedure?
Thanks!
Paul King
I am managing an income portfolio for a relative, who also has some "paper" shares of Blackberry (BB). She would like to know how to either sell them or how to move them into her trading account at RBC Direct Investing. Since I never having been involved in such, can you tell me what would be the procedure?
Thanks!
Paul King
Q: Are there any blogs, magazines, papers, etc that you recommend for an investor to keep up to date or get new ideas? I have found than many of the sites/periodicals that I used to read/watch have become very politicized and are pushing either a far left or far right agenda. (I would love to go a full day without someone talking about Trump). I still like to check on what stocks Mawer and PHN are holding in their funds, but beyond that I feel so many people are just pushing agendas.
Q: Good morning all,
To add to the discussion/confusion about CDIC insurance (Pierre's question of Jan 21 and James comment Jan 25) - I have Cash, TFSA and RRSP accounts at TD. I was informed that in order to get CDIC coverage on more than $!00,000 in the Cash account they have several CDN$ options, TDB8150 which is TD Bank, TDB8155 which is TD Mortgage Corp and TDB8159 which is Canada Trust Corp. Was I misinformed?
To add to the discussion/confusion about CDIC insurance (Pierre's question of Jan 21 and James comment Jan 25) - I have Cash, TFSA and RRSP accounts at TD. I was informed that in order to get CDIC coverage on more than $!00,000 in the Cash account they have several CDN$ options, TDB8150 which is TD Bank, TDB8155 which is TD Mortgage Corp and TDB8159 which is Canada Trust Corp. Was I misinformed?
Q: Hi fabulous team,
I saw this under some answer:
Authors of this answer, directors, partners and/or officers of 5i Research and/or affiliated companies have a financial or other interest in PLTR.
Does that means some of your team owns the stock?
Thanks!
I saw this under some answer:
Authors of this answer, directors, partners and/or officers of 5i Research and/or affiliated companies have a financial or other interest in PLTR.
Does that means some of your team owns the stock?
Thanks!
Q: Hi team- would appreciate any book/ reading recommendations you can offer for an investor looking to gain knowledge on options trading and option strategies
Thank you!
Thank you!
Q: So my question is a general one and maybe kind of dumb since I'm far from an expert. But why is it that I wake up some mornings and the market is up 250 points - or down 250 points before it's even opened? I get that there's a limited number of people who can do 'pre-market' trading. And that this trading is very thin. This means a very few trades can have an outsized influence on the market. But how is it this can set the tone for the day, with almost everything being down or up 250 points at the start? This rarely reverses, so it seems like what people do in the daytime has less influence on the market than these nighttime or early morning traders. If there's some huge event overnight I could understand, but some mornings I wake up and gold is down, bitcoin is down, commodities and oil are down, and all the markets, from high flying tech to utilities are way down, for no understandable reason.
Q: What does cyclical actually mean in the context of the investment world? Are there indicators associated with phases of the cycle assuming cycle infers ebb and flow. Thanks Donna
Q: Should investors change their goalpost metrics of valuing companies when investing?
Nowadays many complain about seemingly high valuations of many companies.
In the past, companies with a high P/E ratio would raise alarms - now it seems it's de rigeur - Apple has a P/E ratio of 43 for example! Does this go hand-in-had with investors accepting very low interest rates?
At first I thought it crazy that a company like Apple would earn $1 for every $43 dollars of share price but then realaized the US 10yr treasury currently gives me $1.09 for every $100 of principal .
Should the yardstick of what constitutes fair value be changed in light of these lower interest rates?
I know there are many ways to value companies but what would you say would be a 'fair' P/E ratio nowadays? Benjamin Graham had a formula and I'd like to see your opinion.
Nowadays many complain about seemingly high valuations of many companies.
In the past, companies with a high P/E ratio would raise alarms - now it seems it's de rigeur - Apple has a P/E ratio of 43 for example! Does this go hand-in-had with investors accepting very low interest rates?
At first I thought it crazy that a company like Apple would earn $1 for every $43 dollars of share price but then realaized the US 10yr treasury currently gives me $1.09 for every $100 of principal .
Should the yardstick of what constitutes fair value be changed in light of these lower interest rates?
I know there are many ways to value companies but what would you say would be a 'fair' P/E ratio nowadays? Benjamin Graham had a formula and I'd like to see your opinion.
Q: In general, concerning Canadian Cies doing business in the USA: how to explain why some Cies allow the dividend tax credit for Canadian stockowners (ex EMA), and why other Cies (ex: WIR.UN) do not offer this advantage?
Q: In response to your answer to Richard on Reliq, according to the company website, from a corporate presentation document, “management and other insiders” at the Company own 8% of the outstanding shares.
Q: Is 5i considering developing an app?
Q: Two questions I use Waterhouse for trading and a day trade told me that their quotes are delayed and he use a quicker more recent quote for trades. Is there somewhere else I should be going to view more current bid and asks for trading
Why are there not more take over deals with such record low interest rates? Are banks not supporting deals?
Why are there not more take over deals with such record low interest rates? Are banks not supporting deals?
Q: If you have a $90,000 GIC and a $90,000 High Interest Saving Account at the same financial institution, are both accounts insured by CDIC (for $100,000 each)? Thank you.
Q: Hello! Wondering if you still like TMX group and Thompson Reuters. They both seem to be trading sideways when many stocks are gaining. As well, I know you really like BAM but this too, has been heading lower when many stocks like financials and insurers are going higher. In a diversified portfolio is it better to have a mix of different companies and just be patient with stocks that are doing nothing, as opposed to selling those (which may have potential) and moving into something like TD or SLF which seem to have more momentum right now. Dividends and growth are my objectives. Thank you!
Q: Hello 5i
I have a 5 year GSC ladder in my TFSA with $10,000 dollars a year. Each year I get about $1000 to $1300 inerest and turn over the principle. In my TFSA I also have the growth stocks of Lightspeed and Leon's which make up 6% of my equity. The rest, as a value investor primarily are mostly dividend paying blue chip in a well diversified, balanced portfolio 60% equities 40% cash and bond ETF's. I am 73 with good pension.
My question is: Should |I keep the GSC ladder which is a warm, fuzzy security blanket or by stuff like SHOP and NVIDIA or other suggested growth stock?
Stanley
I have a 5 year GSC ladder in my TFSA with $10,000 dollars a year. Each year I get about $1000 to $1300 inerest and turn over the principle. In my TFSA I also have the growth stocks of Lightspeed and Leon's which make up 6% of my equity. The rest, as a value investor primarily are mostly dividend paying blue chip in a well diversified, balanced portfolio 60% equities 40% cash and bond ETF's. I am 73 with good pension.
My question is: Should |I keep the GSC ladder which is a warm, fuzzy security blanket or by stuff like SHOP and NVIDIA or other suggested growth stock?
Stanley
Q: Warren Buffett says when it comes to investing there are two questions to answer: what company and what price? When I watch the financial media the 'experts' always have a ton of stocks to buy, and give their crystal ball reasons why, but never give the intrinsic value of the stock, or talk about the margin of safety. Do the 'experts' just believe all their stock picks will go up? :)
Q: I am setting up a long term portfolio for my 35 year old daughter. She will have 480,000 to invest. On a previous question, re the top picks from your portfolios in 2017, and your top picks presently, you now suggested ATZ, BAM ,BYD, GSY, KXS, LNF, LSPD, MG, REAL, SHOP, WEll. XBC. I am thinking to buy equal weightings of 40,000. Any advice?