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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi Guys,

My mortgage is up in 22 months, I have enough cash to pay it off. Is 22 months enough time to invest it in some secure dividend paying stocks like ENB, H or TD or just invest in a 4% GIC.

Thanks

Jim
Read Answer Asked by jim on June 26, 2025
Q: As a new member to 5I I am wanting to get the most out of this great resource! If I had only 30 minutes a day for this site, how do you recommend I use it to take full advantage of everything you provide?

Thanks! Kevin
Read Answer Asked by Kevin on June 23, 2025
Q: I would like to buy a few US stocks but do not want to open a US account. Therefore, I believe my options are CDRs or purchase a US stock in a CDN account. Which is a better option in your opinion?

Carl
Read Answer Asked by Carl on June 20, 2025
Q: Could you please comment on the recent announcement that Vitalhub "filed and obtained a receipt for a preliminary short form base shelf prospectus with the securities regulatory authorities in the provinces of Alberta, British Columbia, and Ontario"?

What does that mean for shareholders? Do you view this as a positive or negative? How does this affect your sentiment towards the company and it's near term share price?
Thank you.
Read Answer Asked by Geoffrey on June 18, 2025
Q: Rebalancing my portfolio vs risk for a young retired.
My portfolio consist in 23% bond ETFs, 37% US, 11% International, no emerging market and 29% Canada. I am ready to take on some EEM. What would be your allocation of funds from here? All current assets would trigger capital gains excepts for bunds which I wouldn't touch and may raise the amount over time. I may take 6 months to do part of the allocation due to capital gains tax hit.
Thank you for your precious advise over the years you have been a tremendous help to grow my portfolio and help navigate dangerous times.

Yves
Read Answer Asked by Yves on June 16, 2025
Q: When looking at a company one usually finds estimated earnings for the next four quarters. I am wondering who compiles these numbers. Cheers
Read Answer Asked by Hans on June 13, 2025
Q: Good morning, In a recent question I inquired about brokers that held U.S. stocks in U.S. funds in a RRIF accounts . I asked this question, as much to my surprise Wealthsimple does not hold U.S. stocks in U.S. funds in a RRIF account. They are held in CAD. I am looking at Qtrade and TD invest for this account. Is there a preference? Open to any ideas. Thank you.
Read Answer Asked by Lorraine on June 12, 2025
Q: Curious. Now that you have answered tens of thousands of questions submitted by your members, what are your three least favorite questions to answer?

Don't publish the answer unless you want to.

Thanks.
Read Answer Asked by Joel on June 12, 2025
Q: Hi 5i
Thanks for your update.... I dont really understand the mechanics of how a deal like this unfolds....24 M share + another potential 4M as you said thats a lots of shares, especially compared to daily trading volume... I imagine this deal would not be feasible if only listed on TSX...

ie: So Who takes these shares, and then how do they sell their shares, are there conditions to meet and what determines the purchase prices for these buyers?
thx
Read Answer Asked by jim on May 28, 2025
Q: Hi group what the suggested strategy to deal with proposed increase in withholding tax . I am hesitant to buy any more us stocks in my non registered +TSFA accounts ...maybe even sell some? i know we should wait until the prosed increase happens ...looking at US verses Canada stocks in general. Presently CAD are doing better so selling and replacing with CAD stocks may just work out just fine ...thoughts
Read Answer Asked by Terence on May 28, 2025
Q: If you submit a trade with a stop loss, can other people in the market see that stop loss. Is it true that someone can trade the stock down, pick out the stop loss and then the stock price goes back up? How does that work?
Read Answer Asked by Steven on May 28, 2025
Q: Re Fannie Mae FNMA - not in your system- but number one on the 5i blog's Rockets and Duds weekly list and others that seem to be exclusively US names, I would have more interest in following this feature if it had Canadian names, which I thought was 5i's expertise.
Read Answer Asked by Jeff on May 28, 2025
Q: Investment Philosophy: When to Sell Winning Stocks

I’m happy with my portfolio’s success, Stocks like PLTR (+400%), CSU (+270%), and ORCL (+140%) and others have skyrocketed over few years, but I’m facing a tough question: when should I sell? I understand risk tolerance, age, and retirement status are key factors, but how do I know when to take profits on stocks that could climb higher?
Thank you 5i, you are the best!
Read Answer Asked by Fernando on May 22, 2025
Q: I receive quiet a few emails for the above website, recommending stocks and ideas for investment. This happened during the last one week.
Do you have any idea of this website? Is it dependable, reliable or it another bogus one? I would like to have your considered opinion on this website.
Thanks and regards,
Antony
Read Answer Asked by ANTONY on May 21, 2025
Q: How do we get to see the recording of Peter on BNN this morning?
Read Answer Asked by Brenda on May 21, 2025
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