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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have some cash on hand that i will invest in a GIC or deposit into a high interest savings account. With interest rates expected to risewould you suggest putting the cash into a GIC (1 year term) or a high interest savings account? Please provide your reasons for selecting a GIC or HISA. Are there other safe investments that will provide a reasonable rate of return? I am considering a 1 year term for a GIC. Would you suggest a different term for a GIC? I do not need the cash for the next few years.
Read Answer Asked by Don on October 17, 2022
Q: I'm looking for somewhere to put my cash for 8-12 months (looking to buy a house at that time) as the savings account rates are too low. What would you suggest? Would GICs be my best option?
Read Answer Asked by Alexander on October 14, 2022
Q: Hello Peter & team,

Please recommend the best option to park some cash for the next 6 months. Treasury bill ETF???? Minimum risk ETF with a good dividend???

Thanks for all you do

gm
Read Answer Asked by Gord on October 13, 2022
Q: Hello,

Regarding your recent blog-very nice one!

Could you provide some stock/bond suggestions
For the examples provided,

-companies expected to grow at 50% over the next year
- solid growth companies
-small cap
-suggested corporate bonds long term.

Thanks very much.

Shyam
Read Answer Asked by Shyam on October 12, 2022
Q: Hi 5i Team,

In your recent article you highlighted that it would be a good time to start stepping into purchasing bonds. I am in my late-30’s so I have a longer term investment horizon and a medium to high risk tolerance. I have never purchased bonds in the past so what would be the best approach to purchasing bonds (ie. is it best to buy an ETF or individual bonds) to capitalize on the current depressed pricing?

Do you see this as being a long term trade or a purchase that should be exited when the conditions begin to reverse?

Thanks in advance,
Jon
Read Answer Asked by Jonathan on October 12, 2022
Q: In the present interest rate environment and going forward 6- 12 months, which ETF is preferable i.e. XHY, PFIA, MFT, ZHY, XSB,XBB OR PYF? Would you choose 1 or a combination?

Thanks for your service!
Read Answer Asked by Ozzie on October 12, 2022
Q: Hi Team: I have USA $ in my RBC di rrsp account. Where would be the best place to park this money for a year maximum and have my principle guaranteed and still accumulate profit.
Thanks for your time. --- Jane
Read Answer Asked by jane on October 11, 2022
Q: In your experience, do Canadian bank-owned online brokers such as RBC-DI or iTRADE allow individual investors to buy US T-Bills for registered OR non-registered investments accounts. If yes, how does one find the symbols for 3 month, and 2 years T-bills? If you have the symbols, please tell us, as brokers seem reluctant to.
Read Answer Asked by Adam on September 27, 2022
Q: Hi Peter,

Thanks for your insights at the MoneyShow last week. You mentioned Long Term Bonds as a viable investment option in the current market environment. Can you explain the rational? Also provide some recommendations for ETS (CAD currency preferred) or specific bond and or bond fund.

Thanks for your continued guidance during this bear market opportunity,
Angelo
Read Answer Asked by Angelo on September 23, 2022
Q: After reading your answer to a question on TIP and STIP on March 29, I invested in these two inflation-protected bond ETFs, however, their performance to date was extremely poor and I am down about 10%. Can you please explain why these "inflation protected" securities behave so poorly in the current high inflation environment? Aren't they specifically designed for situations like we have these days?
Read Answer Asked by Michael on September 23, 2022
Q: FYI, regarding a site to obtain GIC rates from all co's [including short term and cashable] see Cannex.ca
Read Answer Asked by steve on September 20, 2022
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