Investment Q&A

Q: I am slowly working on reducing my exposure to the US$ given the recent commentary and negative sentiment. I am also questioning bond exposures given the Trump administrations decisions recently and hiccups it has been causing in the bond market. I have ensured the downside risk on long bonds and would like your take on the following:

1) If Trump causes crisis in the bond market which bond market and ETF would be least likely to be disrupted?

2) What is your take on the short and medium term risks to the bond market with Trumps economic non-strategy?

3) Is it a more reasoned decision to reduce bond exposures in favour of investing in shares of stable Canadian or European companies?

Thanks very much,

Dave

Q: What would be a good replacement for MMF559 - could you provide a mutual fund and ETF option and brief points why. Or should I just keep it? Just not sure it's performance justifies the cost.
Thanks

Q: Would the Blackrock Corporate High Yield Fund be appropriate for an otherwise reasonably well-diversified equity-oriented dividend portfolio in the current market environment? I recognize its potential for negative volatility and intend to use 5% stop-loss orders if I proceed with this trade. Thanks for your insights. David

Q: Thank you and your team for all the helpful information and advice. What might be a good place to park cash for about 90 days?

Q: Thoughts on ZROZ vs TLT right now given the run up in yields.

Q: I have USD in my US account. Can you suggest a US ETF on the US market where I can park these funds.

Q: Hello, I have some US cash in my US TFSA, can you suggest a good place to park cash for the short term (1-2 year) needs given the current environment with tariffs etc ???

Q: This site advertises 6.25% for a 1-yr GIC of CAD50K, an 8% Government of Canada Bond for 1 year. Are these correct?
Thanks kindly for you very useful services.

https://www.canadaratemarket.ca/best-gic-rates/?gad_source=1&gclid=CjwKCAjw5PK_BhBBEiwAL7GTPX1PKe6fml_9cRv1hXOIJlh96YsGPKm7cDa3egUZBfrV93rJ7tWnVxoCoGUQAvD_BwE

Q: Could I have your opinion on XHY?

Thank you

Q: Good morning,

When do you think Ztl.ca would be a buy for long term hold in RIFF

Cheers

Carl

Q: What do think of this ETF ? Income is taxed as capital gain, but is it worth it ?

Q: I bought TDB2915 a U.S. money market fund some time ago . There is 10.82 % of my portfolio in it . My sole reason for buying it was TD Waterhouse said that was the only way I could get around currency exchange when buying U.S. stocks. I recently bought a U.S. stock and they did not take the money from the account and when questioned on it informed me that they no longer did this practice. So I really have no motivation for keeping the money in this fund. Though the fund has increased in value 10% over the six or seven years I have had it. I'm not sure if this fund is earning me any money or not . Could 5i answer that question ? And more importantly with economic chaos in the U.S. is 5i more optimistic in the short term on the U.S dollar or the loonie ?

I recently read an article that Canada, the EU, and China could do some pretty serious damage to the Trump buck should they unite to sell off their U.S. treasuries ....... Would 5i counsel moving it into Canadian cash to be deployed in the future ? I'm in no mad panic to buy right now til we know what the U.S. is going to do ...... Thanks for your terrific service .....

Q: Hello Peter and the 5i Team,

With China apparently selling vast amounts of US Treasuries, which in turn has caused yields to rise dramatically, resulting in a corresponding drop in price of this ETF, I'm concerned that an ETF like HPYT won't be able to mitigate the losses, even with its covered-call strategy. Since HPYT is scheduled to pay its distribution today, I'm patiently waiting to determine if my recent steep losses will be somewhat reduced by the distribution. I'm seriously considering getting out of HPYT entirely due to the unintended consequences.

Am I correct in my thinking? I don't have a lot of experience with ETFs of this type.

Thanks as always for your guidance.

Q: What’s the best type of account to put this fund in?

Q: Hi 5i, in mid-December 2024 I trimmed my overweight Mag 7 holdings and put the cash into a US high interest savings account. I am now concerned about a decline in the US$. My question: should I be and if so, can you suggest some alternative holding/investment suggestions? Thanks!

Q: I purchased this fund for secure monthly income hoping it would also hold up well .Could you give me an understanding of why it is dropping.in value? Currently down 3.5%.is this not to bad.Tks Larry

Q: Hi There,

I see this ETF is very volatile in the current environment. Are these short or longer term gyrations with the sell off in US Bonds?

I bought this as a “calm from the storm” holding with a decent yield but not sure if it’s the right choice.

Thanks a lot!

Q: Hi 5ireaearch
What do you think of seeing the ten year American treasuries hitting 4.5%?
Thank you for the excellent service during this time!

Q: I kinda expected this to have a positive reaction to tarriffs, but it isn't. Are people getting scared of the credit risk? Is it better to hold a treasury bond etf?

Q: Best vehicle to park a bunch of cash in a brokerage account till the noise stops?