Investment Q&A

Q: I was interested in your response to Gerry’s question dated Oct. 15th re: Morgan Stanley. Can you suggest some smaller U.S. banks that you like right now and perhaps a brief reason why?

Thanks,

Q: Hi Everyone at 5i!!!! I have a TFSA with a goodly amount of Tech stocks, Shop. Light speed , unity software, Crowdstrike NVDA etc… most of which are in the tank. So my thinking is to just hang on for five plus years in hopes of recovery. I see no sense in selling because the realized losses would cause severe heartburn. The TFSA also has half of its value in divided paying stocks .. banks , Fortis,.. etc. So now my question… would you suggest I reinvest the dividends in the beaten up tech stocks in anticipation of a comeback or reinvest the dividends into their source stocks. I am newly retired but don’t need the money and hopefully not for quite a while . Cheers, Tamara

Q: I’m a Canadian invested with a dividend focused portfolio in my retirement account. I’ve help Morgan Stanley for a while and have more than a 20 percent loss. I started to wonder whether my holdings in Canadian banks gets me enough exposure to the Is capital markets (like through TD bank) that I should sell MS and maybe look for a U.S. alternative in tech or healthcare. Does TD or other Canadian banks have enough capital market exposure that moving my investment out of MS would make sense to improve diversification?

Q:
looks like this stock is bound to perform well especially on the come back trail. your

opinion please?

.

Q: Does it make any sense to buy a Canadian bank stock such as CM on the US exchange to protect against a further drop in the Canadian dollar?

Q: What are your thoughts on this company, is it a buy? Would be in a registered account. Thanks

Q: Hi, CDN Banks continue to get hammered everyday, with CM taking the biggest one day hit at 4.2%. Not sure, if it's all the investors' fear about recession hitting the banking sector hard, specially to more " Canadian " Banks, like CIBC, due to large mortgage and personal lending book. We are in a Capital Loss situation with BNS and CM in our Non regd account. Does it make sense to book the loss and wait for signals from BOC/FED to re enter the positions. What is your belief on CDN bank earnings - Could it hit the stock prices even more ? Never thought that a 20% ownership in CDN banks could cause pain. Thanks

Q: Hi 5i,
I've heard about a "Hybrid Security" that is made up of 4 major Canadian Life Insurance companies that has a +/-7.6% yield. Do you know anything about this? If so, what information can you provide to help someone make an informed decision? Thanks.

Q: hi,
BNS is now trading below November 2013 ( as far as I can see, correct me if I'm wrong ). could you do a quick comparison of the company at each time, illustrating valuation metrics/growth prospects etc.? BNS is now down more than 30% from the recent top-are forward earnings expectations now down 30% from the top, or more/less than 30%? Lastly, do you have any educated guess as to where the bottom is for this stock?
cheers, chris

Q: I am looking at GSY to add to my TFSA. Current holdings are based on the Income portfolio. I’d like a little torque in the TFSA. Would this be prudent and what would you suggest is a good entry price?

Q: Hello,

I am concerned holding BAM into the spin. Historically the lesser attractive piece has sold off substantially during the spin (e.g. bbu.un, bip.un, bep.un).

Do you think the same will happen here with the asset heavy business selling off and people gravitating to the manager?

Q: In a dividend portfolio would you prefer Scotia bank with its higher yield despite recent concerns in respect of the new CEO or National Bank. We also have TD and Royal in our portfolio. Similarly would you prefer Manulife over Intact Financial for now given the higher dividend for the current time.

Q: Hello!

Which ETF should one purchase for capital appreciation, HCAL or HFIN.

Thanks a lot!

Q: submitted a question last week but received no response
provide your top 5 growth picks. place them in ranked order from excellent to good. also provide why each one is on the list. what makes each one worthy.what is catalyst for a big move apart from general market sentiment. what makes each one standout.

Q: Hello,

With the articles in the press now revealing the lack of leadership, poor succession planning, disgruntled employees, spotty review of the new CEO, why are you sticking with BNS when there are other banks that IMHO offer far better potential for the reasons I mentioned above.

I was under the impression that these factors play a major role in selecting companies that appear in 5i portfolios.

For full disclosure, I do not own BNS

Sheldon

Q: Please assess the impact of the latest acquisition on long term profit.
Thank you

Q: Have you been following the news regarding Credit Suisse? What are your thoughts?

Could there be impacts to the Canadian banks / markets as a whole?

Q: This Bear markets inflicted lots of pain and loss of confidence. XD for BNS is Oct 3 ,so if I sell on Oct 3, please confirm that I still get the Dividend. In term of share performance,Mr Porter is the worst in his tenure of some 9 years vs the other big 6. Txs for u usual great services & advices.

Q: For the info of members:

Read in The Motley Fool about the dividend history of the Bank of Nova Scotia. Certainly makes it a must own for the Canadian banking sector.

"I tend to favor companies that increase their dividends annually, like Dividend Aristocrats. We already know that regulators made sure that Canadian banks couldn't claim such a streak, but that doesn't mean Scotiabank doesn't have anything to crow about on the dividend front. For starters, the dividend has been increased in 43 of the last 45 years. And, even more impressive, a dividend has been paid every year since dividend payments started being paid out on July 1, 1833. That date is not a typo. That's a dividend record that is hard to complain about."

Regards,
Ronald

Q: Hello

I finally bought into the thinking that GSY is helpful for some of the Canadian population. I bought shares recently when I thought things were not looking so bad.
GSY investment has given me the experience of a Waterfall/ Falling Knife Chart and it appears to continue to drain away capital value.
Terrible investment for me despite being what I thought to be a decent buy point.

The valuation I know is compelling.........everyone says those useless words.
Does this company have the financial ability to make it through this crashing market?
What is the indicator that makes you believe it to be so?

Thanks