Investment Q&A

• iShares 20+ Year Treasury Bond ETF (TLT $85.61)
  • $85.61 Cap: $47.71B
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Q: Hi there,

I own this (not a lot in a diversified portfolio but enough for this situation to be annoying lol.

it’s suffering right now and keeps dropping owing to the varies worries of US debt, latest tax cut bill and concern of countries unloading their US debt holdings.

Should one just get out? Or should one sell some and add another short term US Bond ETF?

Always thought Bonds were safe but not right now!

Ok thanks.

Upvote 4

Read Answer Asked by Robert on May 22, 2025

• Intact Financial Corporation (IFC $307.79)
  • $307.79 Fwd P/E: 25.01X Cap: $55.18B
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Q: Hello,

I am missing an insurer in my portfolio. IFC looks to the be obvious choice in Canada. Before buying, I thought I'd ask if there are any smaller and potentially cheaper options that would be of similar or better qauality/future prospects. Would something like TSU or DFY be considered comparable?

Upvote 4

Read Answer Asked by Michael on May 22, 2025

• Fair Isaac Corporation (FICO $1,547.02)
  • $1,547.02 Fwd P/E: 66.5X Cap: $37.58B
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Q: Fico is down 20 percent in 5 days. Would you buy at this level? If So, would you buy a partial or full position?

Upvote 1

Read Answer Asked by Schoombee on May 21, 2025

• Bank of America Corporation (BAC $47.07)
  • $47.07 Fwd P/E: 13.95X Cap: $351.96B
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• JPMorgan Chase & Co. (JPM $288.70)
  • $288.70 Fwd P/E: 14.08X Cap: $797.21B
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• Prudential Financial Inc. (PRU $105.51)
  • $105.51 Fwd P/E: 16.71X Cap: $37.50B
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• UnitedHealth Group Incorporated (DE) (UNH $300.58)
  • $300.58 Fwd P/E: 12.73X Cap: $275.86B
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• Intact Financial Corporation (IFC $307.79)
  • $307.79 Fwd P/E: 25.01X Cap: $55.18B
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• BMO Covered Call Canadian Banks ETF (ZWB $20.97)
  • $20.97 Fwd P/E: 12.51X
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• BMO Equal Weight US Banks Hedged to CAD Index ETF (ZUB $34.73)
  • $34.73 Fwd P/E: 24.52X Cap: $636M
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• EQB Inc. (EQB $101.32)
  • $101.32 Fwd P/E: 10.3X Cap: $3.85B
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• Royal Bank Of Canada (RY $131.82)
  • $131.82 Fwd P/E: 19.5X Cap: $185.72B
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Q: hi group light on both Canadian and Us banks. what ETFs in Canada and the US make most sense in the present environment or should i go with induvial names like JPM in US and RY in Canada IFC and EQB are also attractive . Also is UNH a screaming buy or should i wait for the dust to settle

Upvote 5

Read Answer Asked by Terence on May 21, 2025

• Royal Bank of Canada (RY $180.63)
  • $180.63 Fwd P/E: 19.5X Cap: $254.23B
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Q: RY has had a nice run over the last month. When you look at its fundamentals, will it continue to run a bit more? Would you buy now, at its current price?

Upvote 5

Read Answer Asked by Greg on May 20, 2025

• Guardian Capital Group Limited (GCG $42.98)
  • $42.98 Fwd P/E: 15.11X Cap: $1.10B
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Q: Thoughts on Guardian Capital as it was mentioned in a Globe Advisor article as trading at a 23% discount to cash and securities held, and pays a 4% dividend.

Upvote 3

Read Answer Asked by Craig on May 20, 2025

• WonderFi Technologies Inc. (WNDR $0.35)
  • $0.35 Cap: $231M
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Q: Last week Robinhood announced they will be acquiring Wonderfi Technologies for $0.36 per share. Do you believe there could be any meaningful risk of this deal not closing or the potential for the company to receive a competing offer?

Upvote 1

Read Answer Asked by Bryan on May 20, 2025

• Arch Capital Group Ltd. (ACGL $90.59)
  • $90.59 Fwd P/E: 9.01X Cap: $32.91B
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Q: To Follow up on my previous question about the company’s earning report, would you still feel comfortable holding it for the long term?

Upvote 2

Read Answer Asked by Schoombee on May 16, 2025

• Fiserv Inc. (FI $167.00)
  • $167.00 Fwd P/E: 29.3X Cap: $91.76B
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Q: Fiserv has slid approximately 15% today. All I see in the news reports is 3 upgrades to "buy", so I am interested to know if you have any insights that may cause such a precipitous drop in price. Did I miss a share split or something?

Upvote 1

Read Answer Asked by Dave on May 16, 2025

• Propel Holdings Inc. (PRL $37.21)
  • $37.21 Fwd P/E: 18.57X Cap: $1.41B
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Q: First…. Thanks for getting me into this stock. I am currently looking to add to it at around $33. On my Direct Investing site PRL is considered to be undervalued with a FAIR VALUE of $222. Would you please clarify what this means. I gather it is based on earnings growth. But does this mean $222 TODAY? Or $222 in the future for example 1 year,3 years, 5 years? Thanks.

Upvote 6

Read Answer Asked by Donald on May 16, 2025

• Sun Life Financial Inc. (SLF $85.98)
  • $85.98 Fwd P/E: 15.54X Cap: $48.31B
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• Lloyds Banking Group Plc American Depositary Shares (LYG $4.13)
  • $4.13 Fwd P/E: 9.46X Cap: $61.53B
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• ING Group N.V. (ING $22.60)
  • $22.60 Fwd P/E: 11.98X Cap: $71.57B
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• HSBC Holdings plc. (HSBC $62.51)
  • $62.51 Fwd P/E: 9.96X Cap: $215.42B
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• Royal Bank Of Canada (RY $131.82)
  • $131.82 Fwd P/E: 19.5X Cap: $185.72B
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• NatWest Group plc American Depositary Shares (NWG $13.39)
  • $13.39 Fwd P/E: 9.27X Cap: $33.66B
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Q: Hi, I'm looking for a financial company with a significant dividend (above 3%) for a long term stable hold with some growth. I already own MS, JPM, XLF, and RY (CDN). Which of my choices (ING, HSBC, RY (US), LYG, NWG would you choose? Do you have any better alternatives?

Upvote 4

Read Answer Asked by Graeme on May 16, 2025

Q: Hi 5i!

Can you list 5 undervalued or beaten up Canadian stocks you feel are poised for growth in the next 2-3 years?
Also, RBC has had a real run, is it a good time to step in or would you wait? For a bank would you consider RBC’s stock price expensive?
Thanks for all you do!

Upvote 17

Read Answer Asked by Josh on May 15, 2025

• Royal Bank of Canada (RY $180.63)
  • $180.63 Fwd P/E: 19.5X Cap: $254.23B
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• Toronto-Dominion Bank (The) (TD $101.48)
  • $101.48 Fwd P/E: 10.31X Cap: $173.43B
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• Bank of Nova Scotia (The) (BNS $74.79)
  • $74.79 Fwd P/E: 15.65X Cap: $93B
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• Sun Life Financial Inc. (SLF $85.98)
  • $85.98 Fwd P/E: 15.54X Cap: $48.31B
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• Intact Financial Corporation (IFC $307.79)
  • $307.79 Fwd P/E: 25.01X Cap: $55.18B
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• Brookfield Corporation Class A Limited Voting Shares (BN $87.52)
  • $87.52 Fwd P/E: 225.72X Cap: $142.31B
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Q: Whats your current favorite financial in Canada ? 2nd choice ? How does IFC fit in ? Thank you.

Upvote 16

Read Answer Asked by Paul on May 15, 2025

• Power Corporation of Canada Subordinate Voting Shares (POW $53.42)
  • $53.42 Fwd P/E: 12.84X Cap: $34.28B
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Q: What do you think of their latest quarter.

Upvote 3

Read Answer Asked by don on May 15, 2025

• Fiera Capital Corporation Class A Subordinate Voting Shares (FSZ $6.72)
  • $6.72 Fwd P/E: 20.88X Cap: $722M
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Q: Would like your opinion on the new debenture issue -is this a reasonable risk
for fixed income (5% max) or is the rate a red flag? How is the debt /cash flow ?

Upvote 3

Read Answer Asked by Scott on May 15, 2025

• DeFi Technologies Inc. (DEFI)
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Q: Your thoughts on DEFI's earnings that were reported this morning and outlook for the stock going forward?

Thanks

Phil

Upvote 1

Read Answer Asked by philip on May 14, 2025

• Arch Capital Group Ltd. (ACGL $90.59)
  • $90.59 Fwd P/E: 9.01X Cap: $32.91B
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Q: Can you report on their latest earnings? Was it affected by the California fires?
What is the expected growth going forward?
Would you continue to hold this company?

Upvote 2

Read Answer Asked by Schoombee on May 14, 2025

• JPMorgan Chase & Co. (JPM $288.70)
  • $288.70 Fwd P/E: 14.08X Cap: $797.21B
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• Purpose Bitcoin ETF (BTCC $21.86)
  • $21.86 Cap: $1.08B
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• Coinbase Global Inc (COIN $394.01)
  • $394.01 Fwd P/E: 72.56X Cap: $98.58B
  • View COIN Profile
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Q: What is the difference between owing a bitcoin company like COIN or a bitcoin ETF? Which is riskier and which would you prefer?

Upvote 5

Read Answer Asked by Carla on May 14, 2025

• DeFi Technologies Inc. (DEFI)
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Q: Please may I have your decision on why you sold DEFI. Thanks

Upvote 2

Read Answer Asked by Richard on May 14, 2025

• Galaxy Digital Inc. Class A common stock (GLXY $29.39)
  • $29.39 Cap: $9.79B
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Q: Hi 5i
How were Glxy earnings today? Do you have any concerns going forward and do you expect the Nasdaq listing to be a big positive or maybe neutral for company shares ....
Would 5i continue to buy at these prices in the current market environment or wait ? 1 - 2 yr time frame?
thx

Upvote 4

Read Answer Asked by jim on May 13, 2025