Investment Q&A

Q: Hi Peter & Team,

My observations are that, at the present, owning BNS is much better than being a client of BNS.

I've noticed, for example, that the customer service at Scotia iTrade, which incidentally has among the highest commission rates in the online broker category, has recently deteriorated to the point where they don't acknowledge that 'they'll get back to (me) within several days' or a similar phrase and response used by most other organizations. Indeed, with some issues I raised with them via a secure message and/or the 'service @' email, they don't respond at all.

They recently let go 3000 employees.

https://financialpost.com/fp-finance/banking/scotiabank-laid-off-3000-people-2025

In my view, going forward, their client base will drop over time unless their customer service improves, making BNS less of a viable investment.

Q: In your Jan 8th answer to Jeff you quoted TD as having 14x earnings. What is that number exactly and where did you get it please.
I

Q: Fairfax Financial is up about 100% in two years. I see that Orla Mining Ltd. is 29.6% of the FFH portfolio, and is up about 350% in two years. Can you calculate how FFH would have performed without OLA in the portfolio?

Q: Hi 5i Team; Would you continue to hold AXP or shift the funds in an area with less noise ? Thank you.

Q: Is it time to switch from PRL over to TSU? TSU looks to be getting close to breaking out to an all time high and a trading range that its been in since 2021.

Q: I'm thinking to rotate some profits in BNS, MFC, POW & TD into GSY for a long term value/income and BANK or HMAX to add some extra income.

What do you think of the move and how would you rank BNS, MFC, POW & TD, are all worth keeping a position in?

Of BANK/ HMAX which would you prefer or is there a better name for a banking & insurance extra yield ETF.

Q: Hi guys,

In a balanced portfolio, when would you trim Brookfield (Bn) above 8%, 7%???

Thanks

Jim

Q: Can I please get your current opinion on glad? Do you feel its dividend is safe?

Q: A question regarding portfolio construction.
Currently, my RSP portfolio includes 25% CAD financials, including (in roughly equal amounts) BAM, BNS, CIBC, GSY, POW, and SLF.
The balance of my portfolio is pretty well diversified and includes both CAD and US equities and ETFs, with no one sector accounting for more than 15% of the total and no one holding being worth more than 5%.
My question ... would you consider my financial sector concentration too high (even though it consists of a variety of types of companies) and, if so, in what order would you reduce holdings?
What general guidelines can you recommend?
Thanks for the help. Rick

Q: Which one would you choose today? Thank You

Q: What are your thoughts on this ETF ? Good investment if one feels banks are quite highly priced at this point ? Are there other similar ETFs out there ?

Thanks,
Mark

Q: Your thoughts on these stocks:buy/hold/wait?Entry points?
Thank you

Q: Can I get your opinion on the better buy.. thanks

Q: What's a good 3-5 year hold in a TFSA, Canadian funds only. Looking for capital appreciation. for young adults who will use the money beyond this holding period, likely.

Q: Hi, looking at the 5 and 10 year charts as well as the current price targets it looks like TD is overvalued. Despite being a solid company should I stick with it and it's solid dividend or consider moving to another stock. Please recommend some from your dividend or balanced portfolios? Thanks.

Q: Citigroup or JP Morgan? C has the higher yield and the better six and twelve month performance so I am leaning that way. Valuations are similar. Your views?

Q: What is holding Brookfield Corpn from being included in S&P 500 ?

Thanks

Q: BNS, like all the Canadian banks has had a good run. would it be a mistake to cash out and look to some small caps?? Thanks Jim

Q: Hi guys,
I have money to add to an RRSP account that currently has CCO, DOL, BN, and L. I’m retired and looking for steady eddys. Each of these has worked well and I will continue to hold. I’d like to add one between MG, NA, CSU, SJ, GRT.UN. Or perhaps something else you would recommend. I understand these are all completely different companies. Sector is unimportant. Just something that is solid as a rock and to hold before converting to RRIF in 5 years

Q: Happy New Year!
Do you think the current share price of Brookfield (BN) already reflects their push into AI‑related infrastructure — power, land, data‑center buildouts — as well as the upcoming NVIDIA‑aligned chip and data‑center initiatives? I’m also curious whether the recent partnership with Figure, where Brookfield will host and support humanoid robotics training, is meaningfully priced in.
One thing I’ve noticed is that Brookfield’s revenue and EPS seem to jump around — up one year, down the next — even though the company appears to be growing overall. I’m trying to understand whether this volatility is just a function of their business model or something to be more cautious about.
From your perspective, what would be a reasonable entry point for the stock? And if you were to give Brookfield an overall rating (A, A‑, B, etc.), where would you place it? It seems to be a favorite among many investors, so I’d really value your thoughts. Thanks.