Investment Q&A

Q: I have been advised to buy Ripple's XRP. What do you know about this crypto investment?

Upvote 1

Read Answer Asked by Susan on January 16, 2025

• Evolve US Banks Enhanced Yield Fund (CALL.B $18.94)
  • $18.94 P/E (TTM): 12.05X Cap: $10M
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• Evolve US Banks Enhanced Yield Fund (CALL $14.12)
  • $14.12 P/E (TTM): 12.05X Cap: $122M
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• Evolve US Banks Enhanced Yield Fund (CALL.U $16.46)
  • $16.46 P/E (TTM): 12.05X Cap: $12M
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Q: I have an enigma for you….
CALL.TO closed at C$4.13 today while CALL.U.TO closed at US$16.01.
If these are identical shares, both listed in Toronto, then the price difference should be the exchange rate - correct?
However, the equivalent USD shares are far more expensive than the CAD shares. This is the puzzle.
Could you explain this?
Which is the better buy, or would you not recommend either one?

Upvote 1

Read Answer Asked by Catherine on January 16, 2025

• GameStop Corporation (GME $25.66)
  • $25.66 P/E (TTM): 30.77X Cap: $10.96B
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• Robinhood Markets Inc. (HOOD $88.43)
  • $88.43 P/E (TTM): 44.74X Cap: $77.81B
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Q: HOOD I have noticed ads targeting the wealthy investor in addition to their meme/crypto traders. This seems to be a new company that is firing on all cylinders- time to add
to the recommended list?

Upvote 2

Read Answer Asked by Scott on January 16, 2025

• Intact Financial Corporation (IFC $258.13)
  • $258.13 P/E (TTM): 14.11X Cap: $46.11B
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• EQB Inc. (EQB $120.95)
  • $120.95 P/E (TTM): 20.39X Cap: $4.40B
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• Propel Holdings Inc. (PRL $22.28)
  • $22.28 P/E (TTM): 11.68X Cap: $866M
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Q: From a value perspective, what are your top two non-bank financial stocks these days?

Upvote 16

Read Answer Asked by David on January 16, 2025

• Upstart Holdings Inc. (UPST $34.74)
  • $34.74 P/E (TTM): 83.0X Cap: $3.17B
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• Affirm Holdings Inc. (AFRM $66.58)
  • $66.58 P/E (TTM): 80.8X Cap: $21.51B
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• Propel Holdings Inc. (PRL $22.28)
  • $22.28 P/E (TTM): 11.68X Cap: $866M
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• Sezzle Inc. (SEZL $84.99)
  • $84.99 P/E (TTM): 22.97X Cap: $2.78B
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Q: Hi there,
Thanks for your past assistance.
I've done well with PRL and I'm wondering if Upstart has the same kind of trajectory.
Do you like this stock short and long term?
If not, can you please recommend an alternative?
Thanks!

Upvote 2

Read Answer Asked by Robin on January 16, 2025

Q: What are the metrics you focus on when evaluating asset managers?
In response to a question on Dec 20 you indicated BN is trading at a significant discount - could you pls. elaborate?
Thanks Hugh

Upvote 5

Read Answer Asked by Hugh on January 15, 2025

• KKR & Co. Inc. (KKR $105.92)
  • $105.92 P/E (TTM): 44.41X Cap: $93.12B
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• Blackstone Inc. (BX $129.73)
  • $129.73 P/E (TTM): 33.24X Cap: $95.37B
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• Apollo Global Management Inc. (APO $129.06)
  • $129.06 P/E (TTM): 22.98X Cap: $73.58B
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• VanEck BDC Income ETF (BIZD $12.99)
  • $12.99 P/E (TTM): 10.27X Cap: $1.55B
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Q: I own APO, BX and KKR in TFSA & Cash accounts = Mistake??? Should be in RIF??? Thinking of selling all and buying BIZD in my RIF. Does this make sense? Thanks!

Upvote 3

Read Answer Asked by Austin on January 15, 2025

• Trisura Group Ltd. (TSU $46.94)
  • $46.94 P/E (TTM): 15.81X Cap: $2.23B
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Q: Hello 5i

Can Trisura be affected by the California fires?

Thanks

Upvote 4

Read Answer Asked by Charles on January 15, 2025

• First National Financial Corporation (FN $47.98)
  • $47.98 P/E (TTM): 15.73X Cap: $2.87B
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• MCAN Mortgage Corporation (MKP $24.29)
  • $24.29 P/E (TTM): 12.78X Cap: $985M
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Q: Can I have your thoughts in putting some TFSA money into MKP, for a couple years, thinking it might be a place to invest while the world figures out where things are going. It pays good dividends, and lower interest rates, with increased construction, should provide some stability. Or, please suggest an alternative idea. Thank you

Upvote 2

Read Answer Asked by Grant on January 15, 2025

• JPMorgan Chase & Co. (JPM $313.02)
  • $313.02 P/E (TTM): 15.84X Cap: $839.53B
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• Morgan Stanley (MS $191.05)
  • $191.05 P/E (TTM): 18.68X Cap: $299.37B
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• Prudential Financial Inc. (PRU $94.85)
  • $94.85 P/E (TTM): 10.27X Cap: $33.54B
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Q: Hello 5i,


What would be your top 3 US Finance picks (best being 1st) in light of Trump's incoming presidency with reasons on your proposed selections. Thanks as always!

j,

Upvote 5

Read Answer Asked by Julie on January 15, 2025

• Bank of America Corporation (BAC $53.12)
  • $53.12 P/E (TTM): 14.27X Cap: $382.15B
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• Citigroup Inc. (C $129.73)
  • $129.73 P/E (TTM): 19.03X Cap: $230.11B
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• Toronto-Dominion Bank (The) (TD $142.93)
  • $142.93 P/E (TTM): 11.64X Cap: $240.49B
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• Bank of Montreal (BMO $206.37)
  • $206.37 P/E (TTM): 16.5X Cap: $146.09B
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Q: How would you rank BAC vs.C, and then vs a couple of Canadian banks, TD and BMO as examples.

Upvote 5

Read Answer Asked by Jim on January 14, 2025

• EQB Inc. (EQB $120.95)
  • $120.95 P/E (TTM): 20.39X Cap: $4.40B
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• Trisura Group Ltd. (TSU $46.94)
  • $46.94 P/E (TTM): 15.81X Cap: $2.23B
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Q: Which has more potential growth TSU or EQB?

Thanks for your service!

Upvote 5

Read Answer Asked by Ozzie on January 14, 2025

• Sun Life Financial Inc. (SLF $96.39)
  • $96.39 P/E (TTM): 15.62X Cap: $53.29B
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• Intact Financial Corporation (IFC $258.13)
  • $258.13 P/E (TTM): 14.11X Cap: $46.11B
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• Definity Financial Corporation (DFY $67.40)
  • $67.40 P/E (TTM): 47.55X Cap: $8.22B
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Q: Are the California wildfire losses expected to have any impact on Canadian insurers, possibly as reinsurance partners?

Upvote 4

Read Answer Asked by Jeff on January 13, 2025

• First National Financial Corporation (FN $47.98)
  • $47.98 P/E (TTM): 15.73X Cap: $2.87B
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• Atrium Mortgage Investment Corporation (AI $12.10)
  • $12.10 P/E (TTM): 12.75X Cap: $579M
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• Firm Capital Mortgage Investment Corporation (FC $12.19)
  • $12.19 P/E (TTM): 12.2X Cap: $447M
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Q: Can you explain what a MIC is? what are the benefits and risks? How do you buy them? Any you would recommend?

Upvote 3

Read Answer Asked by Carla on January 13, 2025

• Fiera Capital Corporation Class A Subordinate Voting Shares (FSZ $5.80)
  • $5.80 P/E (TTM): 18.83X Cap: $606M
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Q: Is FSZ a buy for income investors at this level?

Thank you!

Upvote 4

Read Answer Asked by Jim on January 13, 2025

• Royal Bank of Canada (RY $241.26)
  • $241.26 P/E (TTM): 16.49X Cap: $339.09B
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• BMO Equal Weight Banks Index ETF (ZEB $64.92)
  • $64.92 P/E (TTM): 15.44X Cap: $5.14B
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• EQB Inc. (EQB $120.95)
  • $120.95 P/E (TTM): 20.39X Cap: $4.40B
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Q: Hi there. As always, we really appreciate your insight into the markets and your thoughts on the evolving landscape. We have held Royal Bank for many years in a portfolio for our grandchildren and it has done well on an annualized return basis. It is a core holding but would you suggest going into a basket possibly being the better move going forward as market uncertainty seems to be growing? Do you have any names we can explore that might better capture future growth and allow a bit more diversification? Do you see Canada as an index finally outperforming the US this year with the sky-high valuations of the Mag 7? Thank-you!
Please take as many credits as needed

Upvote 6

Read Answer Asked by Lesley on January 13, 2025

• Brookfield Corporation Class A Limited Voting Shares (BN $63.20)
  • $63.20 P/E (TTM): 85.25X Cap: $142.03B
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Q: Hello 5i

If BN is the only Brockfield Group stock in a portfolio. As a diversified conglomerate, up to what weighting percentage can it be held without becoming a bet on a stock?

Thanks

Upvote 15

Read Answer Asked by Charles on January 13, 2025

• Brookfield Corporation Class A Limited (BN $46.19)
  • $46.19 P/E (TTM): 85.25X Cap: $104.09B
  • View BN Profile
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Q: Given Fridays sharp pullback would you consider this an ideal entry point?

Upvote 15

Read Answer Asked by Kim on January 13, 2025

• OppFi Inc. Class A (OPFI $8.66)
  • $8.66 P/E (TTM): 8.92X Cap: $723M
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Q: Can you please provide some feedback on OPFI? Is there a reason why there was a surge in price today? Thanks!

Upvote 1

Read Answer Asked by Neeraj on January 13, 2025

• Goldman Sachs Group Inc. (The) (GS $934.84)
  • $934.84 P/E (TTM): 18.36X Cap: $273.32B
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• Morgan Stanley (MS $191.05)
  • $191.05 P/E (TTM): 18.68X Cap: $299.37B
  • View MS Profile
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Q: Hi!

Regarding these 2 companies which one has more growth prospects, better value for 2025? Are they overlapping businesses or complimentary to each other? I have a nice gain in MS thinking about trimming and buying some GS.

Ok thanks!

Upvote 2

Read Answer Asked by Robert on January 13, 2025