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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I listened to positivitilending on MoneyShow Canada yesterday and seems that it would be a good diversifier for my portfolio. What do you know about micro lending? Is this a legitimate company? What are your thoughts?
Read Answer Asked by Steven on April 19, 2024
Q: I know it's not your focus but can you commend on Nubank- last question was asked about it in 2021 -
Read Answer Asked by Ashleigh on April 18, 2024
Q: I have had GSY in my TFSA for a number of years and am pleased with the performance. For this year’s TFSA contribution I am torn between adding to GSY or starting a new position in PRL. I’m concerned about PRL’s steep runup recently and the potential for a sharp decline once I buy (of course!). I actually don’t mind a short term decline as I am intending this as a longterm hold but I do have concerns about catching the PRL wave as it crests. Given the metrics between these two and the current buy price, what are your thoughts on these two - GSY for it’s stellar track record or PRL for outperformance in growth. Thanks for your thoughts!
Read Answer Asked by Warren on April 16, 2024
Q: I hold Upstart Holdings. It is down 80% from when I bought it. I have continued to hold it as I am hoping it may bounce when rates go down. And with its AI model, am hoping it could do quite well when lending picks up. But I see you really like Propel Holdings and, while a Canadian company, it sounds like most of its business is in the US. Could you compare and contrast the two companies? Would you favor a swap from Upstart to Propel? I also hold Goeasy in the space. Thank you.
Read Answer Asked by Kim on April 16, 2024
Q: Hi 5i
Current shareholder 2% position...Rather shocked by the 50% sp drop when i checked Friday Apr 12. As far as I can tell there is a short report released by fuzzy panda ..... Is there any validity to the fraud claims being made and how should one react to this news.... The share price drop seems rather extreme, however at this point what line of action should one take.....sell, hold, buy.
Generally i would expect a "wait and see what happens in the short term" as a reasonable action..... however i would appreciate your opinion on the situation. How do you see this playing out and what would 5I do.

Thx
Read Answer Asked by jim on April 15, 2024
Q: Hello, What is the reason for the generally tame performance of these two stocks? Is this mainly interest rate related. Can you please let me know on your thoughts and discuss the reasons to hold or not hold them for the long term. Thanks.

Shyam
Read Answer Asked by Shyam on April 13, 2024
Q: Good morning Peter, Ryan, and 5i Team,

How significant is the ESG backlash in many US states to Canadian banks that have large US operations?

A recent article in the Globe & Mail “Canadian banks caught in ESG backlash from U.S. state officials” outlines this unfortunate (in my opinion) trend.

The article refers to TD in particular, but lists large US banks that have also been impacted by this anti-ESG stance.

Thanks for your insight.
Read Answer Asked by Jerry on April 12, 2024
Q: Not sure if this is a legit question for you. When there was a class action lawsuit on XBC, you indicated in an answer to one of your members that it wasn't worth your time. Would you mind giving your opinion about the TD Class Action lawsuit, covering the period December 3, 2015 to March 9, 2017. I can only verify that I held 153 shares. Thanks.


Read Answer Asked by Brad on April 11, 2024
Q: Hi Team,
Two-part question... What is your take on the news today of Propel launching an insurance product? Do you have any further details on this, and do you feel it will be a lucrative addition to the business with growth potential? Also, EQB today had news of a 300 million deposit note...is this a significant event for the company?

Thanks,
Shane.
Read Answer Asked by Shane on April 10, 2024