Q: Good afternoon. GSY is struggling a bit lately but so is the rest of the market. I read an article that said GSY has high debt levels that are not well covered by cash flow. This got me wondering why does GSY have high debt levels and where does it get its money to lend? If they borrow to raise money to lend and rates drop could they not get into a squeeze where the margin between money they loan out and loans they have to reply narrows?
You can view 3 more answers this month. Sign up for a free trial for unlimited access.
Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Which Canadian bank would you buy today? I already own RY.
Q: Royal seems to continuously march forward. Does the valuation seem a little stretched at this point? I'm seeing a P/E of 14.55. I think I have read that the banks typically trade at a 8.5 to 12 PE.
If the Canadian consumer is likely to to be challenged over the next 24 months and US banks (like JP Morgan) trade at 12.2 PE there seems to be a disconnect. I'm not sure what their revenue is in Canada Vs US.
Thoughts?
If the Canadian consumer is likely to to be challenged over the next 24 months and US banks (like JP Morgan) trade at 12.2 PE there seems to be a disconnect. I'm not sure what their revenue is in Canada Vs US.
Thoughts?
Q: Hello 5i Team
The banks has had a good run up , do you see this trend continuing with the interest rates declining further?
Thanks
The banks has had a good run up , do you see this trend continuing with the interest rates declining further?
Thanks
Q: What is their balance sheet? When they report?
Thanks,
Milan
Thanks,
Milan
-
Intact Financial Corporation (IFC $307.79)
-
goeasy Ltd. (GSY $171.50)
-
Propel Holdings Inc. (PRL $37.21)
Q: It seems possible that interest rates will be higher for longer, triggering flat or recessionary economy. How would you assess prospects for these 3 fintechs in this environment. Are there any that are vulnerable?
Q: For a new portfolio would you favour a Canadian bank ETF or investment in individual bank stocks
-
iShares S&P/TSX Capped Financials Index ETF (XFN $65.55)
-
BMO Equal Weight US Banks Hedged to CAD Index ETF (ZUB $34.73)
Q: Please provide a hedged financial EFT for earning about 10% for the first year, including both dividend and capital gains. Please also provide a Canadian one.
Q: Morning. BNS OR TD?
And the reason. Why
Thank you
And the reason. Why
Thank you
-
PayPal Holdings Inc. (PYPL $73.89)
-
Mastercard Incorporated (MA $553.02)
-
Visa Inc. (V $350.50)
-
Fiserv Inc. (FI $167.00)
Q: My holding of Paypal is at about -40%. I’ve had it since 2020. At this point, would you recommend disposing it and add to other Fintech names ex: Google, MA, Meli?
Looking at the charts of PayPal vs MA vs Google vs Meli, I cannot help but regretting buying into PayPal. And it looks like PayPal is currently having nothing going for it.
Looking at the charts of PayPal vs MA vs Google vs Meli, I cannot help but regretting buying into PayPal. And it looks like PayPal is currently having nothing going for it.
Q: Which one is a better buy ? The PE of PRL is so much higher than GSY. Thanks a million.
-
Bank of Montreal (BMO $155.56)
-
Sun Life Financial Inc. (SLF $85.98)
-
Intact Financial Corporation (IFC $307.79)
-
TMX Group Limited (X $55.75)
-
Brookfield Asset Management Ltd. Class A Limited Voting Shares (BAM $78.09)
Q: As a retired investor relying on dividend income, which of SLF or BMO do you favour for a long-term hold and why?
This investment would be part of and complete my allocation to the financial sector.
Are there other finacial stocks you would recommend ahead of these two?
Thanks for the great service!
This investment would be part of and complete my allocation to the financial sector.
Are there other finacial stocks you would recommend ahead of these two?
Thanks for the great service!
-
Intact Financial Corporation (IFC $307.79)
-
Power Corporation of Canada Subordinate Voting Shares (POW $53.42)
-
Trisura Group Ltd. (TSU $43.71)
Q: Is POW topping out or do you see good reasons to keep holding this stock?
Q: Could you please comment on EQB and recent earnings?
Would you be worried about slowing growth?
Would you be worried about slowing growth?
Q: Hi Team!
What do you think of these 2 index providers at current level? MSCI seems a bit expensive at 40x forward earnings.
Thanks
Benoit
What do you think of these 2 index providers at current level? MSCI seems a bit expensive at 40x forward earnings.
Thanks
Benoit
-
Toronto-Dominion Bank (The) (TD $101.48)
-
Bank of Montreal (BMO $155.56)
-
Emera Incorporated (EMA $62.57)
-
Algonquin Power & Utilities Corp. (AQN $8.01)
Q: I'm going to sell AQN and purchase one of the other three listed for income. Which would you prefer for income, dividend growth and safety and overall growth?
Thanks
Jeff
Thanks
Jeff
Q: I seem to recall a question re BMO recently where you were asked for an attractive entry price. You suggested $111 I believe. Well after the earnings release today, we are there. Time to enter?
Q: Long term holder of BNS. Your thoughts on the latest quarter...worth still holding? Do you like the direction and latest results?
Thanks...Steve
Thanks...Steve
Q: As Royal Bank approaches 160, do you see a stock split anytime soon
Thank you
Thank you
Q: Is Cix still ok to keep money for investing. I see they are offering $17.50 a share. Is this to pay off the big investment they borrowed from. last year for their expansion. How would them rate them. The stock was $28.00 a few year ago. Or perhaps they want to help TIXT. Will their dividend still be safe in a lower rate inviroment.Tks 5I