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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi 5i,

All the previous questions about bank bail-ins and margin accounts has started getting me worried. I didn't realize that margin account holdings were not segregated like cash accounts. Anyway, I have accounts with one of the bank discount brokerages. My biggest account is a margin account. I don't use margin too often, but sometimes I will if I see good value and lack the funds at the time of purchase. Am I over-worrying things? I don't want to lose money in the event of a financial crisis with the bank. Should I convert my account to a cash account?

Thanks in advance!
Wayne
Read Answer Asked by Wayne on May 09, 2016
Q: Is the recent drop in Power's price related to possible claims from the Fort McMurray disaster? I think the insurance holdings are mainly life assurance, not property insurance. Is there another reason for the drop?
Thanks for all you do.
Read Answer Asked by David on May 09, 2016
Q: Hi, I am an income investor and would like your opinion on the major Canadian banks right now. Do you feel that they are attractive at current prices as they are nearing 52 weeks highs? Or would you recommend holding off until they come down in price?
Which banks do you like the most for future growth?
Read Answer Asked by Curtis on May 09, 2016
Q: Timbercreek Mortgage Corporation TMC
Hello 5i.
I am a holding of TMC bought at lower price. Today's news looks like a good initiative and beneficial to holders of TMC - company size, TSX exposure and reduction of fees paid.
Would you please comment on how a holder of TMC should interpret the news? What are your thoughts on TMC from dividend sustainability given it trades at an 8.78% yield today?
Current trading has investors indicating they do not like the transaction.
Thanks
DAve
Read Answer Asked by David on May 06, 2016
Q: ETFs--ZPW,ZWA,ZWB..ZWH,ZWE--all yield 5-7% range . Are these ETFs a benefit for yield -- 3 yr. hold --- looking for income . Would like your assessment & thoughts

Read Answer Asked by Dr. Donald on May 06, 2016
Q: I was looking to add to my position in CI since I noticed that they raised the dividend as part of the earnings release - which on the face of it looks like good news. however, when reading through the results, specifically cash flow, i noticed that the dividends and share buybacks are more than the cash flow from operations and it looks (to me) that CI has used debt to fund the share repurchase and dividend. i know people think CI is a potential take over candidate but i'm not so sure. Who knows if that is ever going to happen. given the headwinds facing CI and the industry in general i'm hesitant to put additional funds into CI. Can I get your take on CI's cash flow? And would you prefer BNS, TD or MFC as an alternative to CIX?
Read Answer Asked by Richard on May 06, 2016
Q: Hi Team ... I am up nicely on BNS and will be selling some in order to maintain a proper weighting within my portfolio. I'd like to redeploy the proceeds within the sector and am looking for a company offering a nice yield as well as good growth potential. I'm leaning towards Fiera Capital (FSZ) and would appreciate your thoughts. Also, any other candidates I could be considering?
Read Answer Asked by Richard on May 03, 2016