Investment Q&A

Q: Hi Peter and Ryan,

Can you please provide and update on your opinion of this company.

Thanks

Dave

Q: My portfolio consists of 14% Financial stocks that include; 6.5% BNS,3% TNC, 3% ECN, and a new purchase this week of 2.5% RY. TNC and ECN are in my TFSA, the RRSP has the other two. Two questions, overall should I have more financials, if so a suggestion please? I have a high tolerance for risk and a long time frame in mind if required, of course quick gains are always appreciated. haha

Q: Hi : I'm a little thin on US exposure. Would it make sense to switch from BMO to TD?

Thanks

Q: I recently purchased 50 shares at $650, with a multi-year horizon, following a thorough article about FFH being a top-ranked stock when it comes to long-term value AND growth. It has recently been on a steady decline, down by about 5%. Where could I find a relevant explanation for why this is happening and what is your outlook for FFH moving forward ?

Q: CXI missed earnings and the stock is being hurt for it. Did anything surprise you in their latest reporting? The stock was rated B- a couple of months ago. Would it still be rated at this level now?

Q: Hi All at 5i!! Should the Canadian real estate bubble burst, which of the Canadian Banks have the most invested in mortgages and have the most to lose? Thank you, Tamara

Q: Good morning<

Looking for your opinion on Vanguard US Financials ( VFH)- seems to have a lower MER than the "i shares" version (IYF), which I believe is your primary vehicle for this sector. Can you help differentiate ?


With thanks
Brad

Q: Report on Business in the Globe and Mail had an article entitled "How lenders skirt Canada' mortgage rules" in today's paper (January 12, 2017). The first two sentences of the artilce state: Canada’s subprime mortgage providers are increasingly teaming up with unregulated rivals to sidestep rules designed to clamp down on risky lending.

The results of these partnerships are so-called "bundled" loans, which pair a primary mortgage with a second loan from unregulated groups called mortgage investment corporations (MICs).

It later states that HCG uses this bundling technique.

Do you think this article is being fair to HCG? Could HCG be at risk if it is following this practice? Will the shorts find this another reason to put HCG in a negative light?

Q: Hello 5i
Thanks for the service.

Checking in on a 5i current viewpoint for Timbercreek Financial.
I hold it after the merger of their two entities and really like the current 7.8% yield as income flow to Portfolio.
There has been lots going on related to interest rates and new entrants to potentially compete against TF.
Would you please offer you comments about continuing to hold this security and whether you consider any risk growing; price level and ongoing distribution?


Thanks
Dave

Q: Stock Price is doing well. How about their outlook?

Q: Good Day 5i Team.

Is CXI a foreign company for T-1135 reporting?

Thanks Ed.

Q: With respect to investing in big banks like BNS, what is the risk of future scandals? (There seems to be one in the news every week.) Is there a point at which investors will stop being so forgiving? If one wanted to still invest in financials, but was uncomfortable in the actions of the big banks, are there any options to invest in smaller, community-oriented banks or credit unions? Thanks in advance.

Q: I have held Fiera for a number of years Could you please explain what they have done to make this a much more valuable company I read the press release but i did not really understand it

With the large share price appreciation what are the growth and profit prospects for the company

Happy New Year

Paul

Q: I have noticed that on TD's web broker that frequently a number of Canadian banks are making the new high list. Are you aware of any bank etf's that you would recommend and would you buy the etf at this time? With thanks, Bill

Q: I have held this since about 13 dollars. It is now at 20 and am wondering what you think the risks are with continuing to hold (about 2 % of my portfolio)this stock. The dividend is very good and the company states that is still looking to take it private. Some believe the stock is worth around 24 dollars. Please give me your thoughts. Thanks

Q: I am overweight in financials and have owned HCG for several years. I'm planning to sell at a (small) loss but would wait if you felt further price appreciation is likely.
Thanks for your advice.

Q: At my employer (BMO) I am involved in their share ownership program now for about 10yrs. Currently the value of these shares would make up about 30% of my overall stock portfolio if i was to compare it to my non-registered and TFSA stocks. Would you suggest trimming this number down and treat it like any other stock i hold in my portfolio?

Q: How would you rate either of these two foreign banks on two different continents?

Q: When I hear money managers,people calling into business shows........ and they use the phrase " time to take profit" would that mean to sell part or all of the position?

For example I have a diversified portfolio to produce income. About 7% in BMO with its recent run up and appears to be peaking, so if BMO continues to drift down would one sell it all and wait for the down trend to stop then buy back the same amount of shares at this lower price? Or sell enough to reduce weighting to 4-5 %?

Thanks in advance and for the great service.

Q: Hello 5i:
Banks make up 23.5% of my portfolios - TD 18.5% and BAC 5.0%. I have substantial gains as purchases were made during financial crisis. Should I lighten up? If so should I reduce my TD holdings to half or any other suggestions?
Thanks for your great advice throughout the years
Tom