Investment Q&A

Q: I would like to know your thoughts/ impressions on Visa's recent quarter. Thanks.
robert

Q: Is there any reason for RY to be dropping , should I sell while I still have gains or hold.

Q: Hi 5i,
My CM holding in my RRIF has appreciated in value by approximately 125% (not including dividends) and my dividend yield on the invested funds brings a healthy return of 7.5%.
Without consideration for CM's weight in my portfolio, do you think it would it be wise to capitalize on some of the appreciation in value though offloading some and putting the money to work elsewhere?
The factors to consider in thinking about this question that I'm aware of are:
1.) whether CM is currently overvalued to the extent that de-risking is advisable (i.e.: is it in danger of a significant decrease that would deprive me of some of the nice profit I've made so far);
2.) whether there are suitable alternatives for deployment of the funds that will provide sufficient yield and capital appreciation over time to justify the reduction in risk that selling some CM would bring; and
3.) what those alternatives might be. (I'm well invested in O&G, pipelines, tech and financial names other than CM, but light in industrials, materials, consumer discretionary and just about everything else.)
I would greatly appreciate your thoughts regarding my CM conundrum and what to do about it.
Thanks 5i !
Peter

Q: Automatic Data Processing(ADP), just came out with their earnings report can you comment quickly on how you think that went? But more importantly can you tell me how changes in interest rates affect this companies profits and what you think of this company long term in the portfolio. For the most part it looks like a great company long term can you comment on the pros and cons and WHY did it have a correction of roughly -23% since it's all time high June 6th/2025? This a screaming buy now?

Q: Fairfax along with many other insurers have been dropping in price. Could the reason be due to the anticipated decline in interest rates in the months to come. Would you consider the recent recent in the share price of FFH an opportunity to buy?
Thank you.

Q: GSY has been described as in the penalty box most recently. It seems the company continues to perform well fundamentally and sentiment rules the price movement of the stock more frequently and and with greater volatility as time goes on. Can you explain why it is in the penalty box? I understand that its 2nd mortgage business is increasing loan losses as are auto loans but I have been unable to verify if this is accurate or significant. Please comment. Thank you.
John

Q: Please comment on why you think IFC has been weak lately. The sector overall has been poor with FFH & BRK'B falling as well. Are folks concerned that insurance premiums are at risk?

Q: Your thoughts please on the quarter just released. Thx

Q: Capital One just announced that it will acquire the fintech company Brex for $5.15 billion. My understanding is that this price is significantly lower than Brex’s valuation about a year ago.
1. Does this acquisition make COF shares more or less attractive as a buy right now?
2. How would you rate COF following this announcement and after it missed expectations in its January 23 earnings report?
3. What do you see as the key risks to the stock beyond political noise?
4. If you would rate COF a buy after all the recent updates, your rationale please?
5. How do you view COF’s business model and competitive moat relative to peers, such as American Express (AXP)?
6. What do you have for *current* (post earnings. release today) for forward P/E and PEG? Debt levesl if acquisition goes through ?

Your thoughts on COF in light of the latest news would be much appreciated, thank you. :ao: .

Q: IFC: I own 1700 shs - for a very long time. Dividend grower - dividends reinvested based on best opportunity at the time. Off it's high on $317 and still going down. What are the reasons for this? Secondly, should I buy more at some point?

Q: Why do companies do a stock split and do you think any of the banks will do a stock split in 2026.

Q: Greetings,

From what I can gather (simplywallstreet) the last noted insider purchase was in June of last year at $160.

The price today is about $128 and the 52 week low was $117 and no sign, as of yet of recent insider buys.

1) Previously happy to pay $160 but no longer happy to pay $128? Can anything be made of this and what is your rational for continued optimism?

2) What would be your recommended entry price?

3) If I had 100 units of cash then how would you ratio the purchase of PRL?

All the best,
A

Q: Fiserve: nothing turns up for this company when I search on your market data page. Please see if the info is actually available.

And more for you...what is your opinion on FISV? It seems to be about 25% of its share price a year ago. Recent news stories show some promise. It reports in the next few weeks. What is expected? Would you jump in before it reports? Do you see a good chance for the share price to have a strong bounce? Or will it continue to flounder due to its past problems?

Many thanks for your excellent service

Q: Hi there,

Could you please give an update on RKT and what you think of their growth forecast for the 2026 and 2027? Is it a buy at current levels?

Thanks.

Q: Why the Brk.B is getting weak for these days. Seem like no matter what the new CEO done, ppl don’t trust him.

Q: Between the big 5 banks, please rank in order of
a. biggest dividend increases average over the last 5 years.
b. your impression of most likely to perform in the next 5 years
c. least likely to be affected by american geopolitics

Q: I know your not crazy about this stock,but looking at it from purely an income play the dividend has already been cut and its pays 7% and other than a couple very temporary blips its basically at an all time low(i know could still drop more)im just thinking i could possibly hold this company between 5.50 and 7.00 for a long time and collect a nice payout and who knows the canadian landscape of these types of companies is getting smaller every year,could be a take out candidate,could you tell me the payout ratio,new management any possible head or tail winds you see in the next couple of years possibly... THANKS

Q: FFH is down about 5 % today on a downgrade to neutral from BMO- Any thoughts on whether this a buy, sell or a hold

Q: Hello. I have holdings in: BN, BIP and BEP. I hold BIP and BEP in my RRSP for income and BN in my TFSA and NonReg for growth. Would adding BAM be redundant? If not, which account type would you suggest adding it to?

Q: What impact does the above noted company have on GSY and PRL. The recent ads demonstrate an active challenge.