skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Q3/25 reported in November, EPS declined 26% vs. Q3/24. Can you go over the Q in more detail and advise whether fundamentals have changed. I am a holder of this company and had been thinking of adding since it has declined from its high of $134 in August. Would you be comfortable adding or do you see more attractive financial names? Thank you.
John
Read Answer Asked by John on December 19, 2025
Q: I just noticed the jump in these shares over the past 3 days and thought there may have been news out on earnings but see that the last earnings release was Nov 6. Checking all the news sources I have access to has yielded nothing. Thought I would check with our ears to the street people, (that's you), and see if you have heard anything.
Read Answer Asked by Robert on December 19, 2025
Q: GWO has done extremely well this year, up over 40%, while MFC is up over 11%. SLF, though, has lagged, down about 1.5% over the past year. What explains the wide gulf in their stock performance?
Read Answer Asked by John on December 18, 2025
Q: Sentiment appears to be favoring financials for now and 2026. Do you agree?
If so which of the following ETFs would your suggest as being the likely winner: KBNB 14Xpe,1 year14%,
XLF 18XE 1 Yr. 5%, IYG 19X 1 Yr, 10%

The composition of these ETF’s is similar but KBNB seems to favor a slightly different group of financial stocks including BRK.B

Hence my uncertainty. Thanks again for helping to sort this out,
Read Answer Asked by Donald on December 17, 2025
Q: Good morning,

If one wanted 15% exposure to Canadian banks, would you buy TD and RY for 7.5% each, or would you buy TD, RY and ZEB for 5% each?

Thanks as always.
Read Answer Asked by Trevor on December 17, 2025
Q: A month ago, in your answer to Ellen, you recommended MSTR as a replacement for IBIT for tax loss harvesting. Unfortunately, it turned out to be a bad advise, as MSTR dropped over 21% vs. IBIT drop of 11% since. You repeated the same recommendation in your answer to Lai Kuen 3 weeks ago, but this time you mentioned that MSTR's "NAV could erode further below 1X"... can you please explain why would NAV erode below 1X? It seems counterintuitive for the company with NAV tied to the Bitcoin price. I am aware of the risk of removal from Nasdaq, yet, it appears that MSTR is in a freefall these days.
Read Answer Asked by Michael on December 15, 2025
Q: All of these have had a great 25, are they still great buys and how would you rank them today?
Thanks Again
Read Answer Asked by eugene on December 11, 2025
Q: Canadian Banks have been star performers, this year, with returns 30-40%, and still offering a decent 3% yield. Latest results/guidance suggest a high single digit EPS growth for next 2-3 years and improving operating leverage.

What are the major factoring contributing to this stellar return and do you see this continue ?

Is it be reasonable to expect a 15-20% total annual return, from the sector, in the medium term ( 3-5 years ) ?

Would you consider 15-20% weight fine for a portfolio similar to 5i Balanced, but with a slight bias to Growth ?

Thank You



Read Answer Asked by rajeev on December 09, 2025
Q: Dear 5i
Is investing in insurance companies like SLF a good idea in a declining interest rate enviroment , or are they like banks and make up the difference in lost revenue in other areas of their businesses ?
Also would now be a good time to buy into REITS , DIR specifically as it has not done very well over the past year and therefor more likely to rise more also with declining rates ?
Thanks
Bill C
Read Answer Asked by Bill on December 09, 2025
Q: My financial holdings are TD, BNS, BMO, MFC and SLF. With the recent surge in the banks I am looking to rebalance back to a 50/50 split between banks and insurance companies. If you were to add a third insurance company, which would it be? Or should I add a non-bank/insurance company like BAM or X which is still classified as financial? I am only interested in large cap, dividend-paying stocks.
Read Answer Asked by David on December 08, 2025
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!