Q: I am interested in income and currently hold 3% of ZWU and 3% of ZWC in my RIF. I would like to bring one of them up to a 5% holding and am looking for your opinion on which one to add to and why. Thanks, James
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Investment Q&A
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- iShares iBoxx USD High Yield Corporate Bond ETF (HYG)
- SPDR Bloomberg High Yield Bond ETF (JNK)
- iShares 20+ Year Treasury Bond ETF (TLT)
Q: David Rosenberg has recommended a mix split nearly evenly among long-dated US treasuries, high-yield bond and high-paying dividend stocks for investors seeking a favourable return with reduced overall volatility. My questions are:
1) are long-dated US treasuries the same as bonds?
2) how long would you go?
3)could you recommend a long-dated US treasury ETF and a high-yield bond?
thanks
1) are long-dated US treasuries the same as bonds?
2) how long would you go?
3)could you recommend a long-dated US treasury ETF and a high-yield bond?
thanks
- iShares Core Canadian Corporate Bond Index ETF (XCB)
- iShares Core Canadian Government Bond Index ETF (XGB)
- iShares U.S. High Yield Bond Index ETF (CAD-Hedged) (XHY)
- Vanguard Dividend Appreciation FTF (VIG)
Q: We have held VIG in our RRSP/RRIF accounts for about five years and are happy with the performance. It is now around 7% weighting (I know you are ok with larger ETF weightings vs individual stocks) but I'm thinking of reducing it by about 25% to bolster our underweight fixed income holdings and also to hedge against possible market downturn. My only other fixed income holdings are TLT and a couple of short term GICs. Does this switch make sense and if so what short term bond fund would you recommend if I were to make this move? Thanks for the continuing great service.
Q: Could you explain this equity .How safe is the payout?and how much is there down side risks?
On another note ..any idea who bought the shares @ spb in the dump?
On another note ..any idea who bought the shares @ spb in the dump?
- Evolve Global Healthcare Enhanced Yield Fund (LIFE.B)
- Evolve Global Healthcare Enhanced Yield Fund (LIFE)
Q: Although you refer to LIFE in answer to questions about the ETF I am assuming as usual you prefer the unhedged LIFE.B for the usual reasons
- Purpose High Interest Savings Fund (PSA)
- Global X Cash Maximizer Corporate Class ETF (HSAV)
- Global X High Interest Savings ETF (CASH)
Q: Could you suggest some good ways to park money for the next year or so?
Thanks
Dave
Thanks
Dave
- BMO Aggregate Bond Index ETF (ZAG)
- Vanguard U.S. Aggregate Bond Index ETF (CAD-hedged) (VBU)
- PIMCO Global Income Opportunities Fund (PGI.UN)
Q: Hello, 10% of my portfolio is in bonds equally weighted amongst the three. Should/could I get rid of one? Which would be the best for risk/reward and total return?
- BMO Equal Weight Industrials Index ETF (ZIN)
- Industrial Select Sector SPDR (XLI)
- iShares Global Industrials ETF (EXI)
Q: Can you recommend US Industrial ETF-$US or CAD - or both?
Thanks jerry
Thanks jerry
- iShares Canadian Select Dividend Index ETF (XDV)
- iShares S&P/TSX Composite High Dividend Index ETF (XEI)
- iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ)
Q: What are the best dividend ETFs for Canadians to hold long term?
- Air Canada Voting and Variable Voting Shares (AC)
- Vanguard U.S. Total Market Index ETF (VUN)
- Brookfield Corporation Class A Limited Voting Shares (BN)
Q: For an RESP with withdrawals starting this year, ending likely 10 to 11 years out for youngest child:
Largest holding is the ETF VUN (US) at 43% followed by BN and AC at around 12% each, then TOI, DOO , ATZ, SU, BAM in the 3-10% range each. Not included is the unfortunate loss of about 8% of the RESP due to failure of XBC.
So the focus remains on growth for the next 4-5 years to keep withdrawals mostly funded by growth.
Thoughts on keeping VUN as is? What about a higher-yielding ZWB in lieu of the individual stocks? Any concerns / risks that you know of for the stocks listed or maybe can offer some lower-risk substitutions?
Big thank you!
Largest holding is the ETF VUN (US) at 43% followed by BN and AC at around 12% each, then TOI, DOO , ATZ, SU, BAM in the 3-10% range each. Not included is the unfortunate loss of about 8% of the RESP due to failure of XBC.
So the focus remains on growth for the next 4-5 years to keep withdrawals mostly funded by growth.
Thoughts on keeping VUN as is? What about a higher-yielding ZWB in lieu of the individual stocks? Any concerns / risks that you know of for the stocks listed or maybe can offer some lower-risk substitutions?
Big thank you!
Q: Down 70% in this. Do I Buy, Hold or Sell.
Thanks!
Thanks!
Q: I'm wondering if the management fees on ETFs and Mutual funds are tax deductible? My tax software ask for "Management and safe custody fees" and it tweaked my interest and this question. Sorry it is so late. If possible can you answer this weekend? Thanks for the great service.
- AbbVie Inc. (ABBV)
- Johnson & Johnson (JNJ)
- Health Care Select Sector SPDR (XLV)
- iShares U.S. Medical Devices ETF (IHI)
Q: the above are my healthcare holdings in my RRIF. I need to add but am wondering about eliminating individual stocks for an ETF with a higher income component. Any suggestions both on the move and the ETFS
Thanks
Thanks
- Freeport-McMoRan Inc. (FCX)
- Lundin Mining Corporation (LUN)
- Miscellaneous (MISC)
- Lithium Americas Corp. (LAC)
- Capstone Copper Corp. (CS)
- Albemarle Corporation (ALB)
- A-Mark Precious Metals Inc. (AMRK)
- MP Materials Corp. (MP)
Q: Can you please give us your recommendations on Nickle, Cooper and Platinum stocks and ETF for both Markets.
I heard above will be key in EV and green energy. Supply will be low so prices will go up. What are your thoughts.
Can you also provide your recommendations on Mining, Chemical Processing, Battery Component Production and Battery Cell Production stocks and ETF in both Markets.
Thanks for the great service you have been providing to small investors at reasonable price.
I heard above will be key in EV and green energy. Supply will be low so prices will go up. What are your thoughts.
Can you also provide your recommendations on Mining, Chemical Processing, Battery Component Production and Battery Cell Production stocks and ETF in both Markets.
Thanks for the great service you have been providing to small investors at reasonable price.
- Lithium Americas Corp. (LAC)
- Albemarle Corporation (ALB)
- Global X Lithium & Battery Tech ETF (LIT)
- Sigma Lithium Corporation (SGML)
- E3 Lithium Ltd. (ETL)
Q: I'm considering starting some positions in lithium companies. Do you think this is an good time to take positions in LAC, ETL, and SGML? If so, please suggest the order in which you would buy them - best to worst. If you have other suggestions that you feel have more potential I would appreciate it if you would share them. Thanks as always for you"re support.
- BMO Nasdaq 100 Equity Hedged To CAD Index ETF (ZQQ)
- iShares NASDAQ 100 Index ETF (CAD-Hedged) (XQQ)
- Vanguard S&P 500 Index ETF (VFV)
- INVESCO QQQ Trust (QQQ)
Q: Good afternoon,
I am starting a RESP for our grandsons: one born in 2021, the other born in 2023.
To maximize the CESG grant I contribute just over 2500$/year.
How would you suggest to invest the funds ? 2 or 3 index funds?
Would you include a NASDAQ -100 index fund such as XQQ, ZQQ or HXQ or even XIT (Canadian tech ETF)?
I would appreciate your guidance.
Kind Regards
I am starting a RESP for our grandsons: one born in 2021, the other born in 2023.
To maximize the CESG grant I contribute just over 2500$/year.
How would you suggest to invest the funds ? 2 or 3 index funds?
Would you include a NASDAQ -100 index fund such as XQQ, ZQQ or HXQ or even XIT (Canadian tech ETF)?
I would appreciate your guidance.
Kind Regards
Q: Thank you for providing a great analysis of the historical performance of LC, MC, and SC stocks after a 20% decline on Apr. 18. In a previous question asked by a member you recommended IJT as a way to buy the S&P SmallCap 600 growth stocks. What symbol do you recommend for the S&P MidCap 400 group? Thanks again for the amazing service you provide.
Q: Just wonder your thoughts on this. Is it safe investment, has it been around long, is dividend safe. Would you buy for a long term hold? Thanks.
- Vanguard U.S. Total Market Index ETF (VUN)
- iShares Core U.S. Aggregate Bond ETF (AGG)
- Vanguard Balanced ETF Portfolio (VBAL)
Q: Hi 5i
Wondering if you know of a US equivalent of vbal, that a Canadian can buy. From my own search, it seems like there is onlya US mutual fund equivalent, which Canadians can’t buy. But maybe you have other information.
Thanks
Wondering if you know of a US equivalent of vbal, that a Canadian can buy. From my own search, it seems like there is onlya US mutual fund equivalent, which Canadians can’t buy. But maybe you have other information.
Thanks
- BMO International Dividend ETF (ZDI)
- Vanguard FTSE Developed All Cap ex North America Index ETF (VIU)
Q: In Portfolio Tracking and Analysis you suggest a portfolio allocation of 35% in international stocks.
I currently hold ZDI for 5% and need an additional 13% according to your recommendation.
At 18% (if I stick with ZDI) this seems like much for just one etf. Should I split between 2 or 3 etfs? Which ones do you recommend?
Please take credits as needed.
Thank you.
I currently hold ZDI for 5% and need an additional 13% according to your recommendation.
At 18% (if I stick with ZDI) this seems like much for just one etf. Should I split between 2 or 3 etfs? Which ones do you recommend?
Please take credits as needed.
Thank you.