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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: IJR has underperformed IWO this year. I am wondering if it is still worth holding or would selling for more IWO make sense? Also does 5i still believe small caps will turn-around and out-perform in future?
Read Answer Asked by Everett on October 15, 2025
Q: I'm looking to increase international exposure inside a TFSA account focused on long term growth. Is there enough difference between these two to own both ? If only one, which one would you add?

thanks
Read Answer Asked by Raymond on October 14, 2025
Q: Hello Peter
I have been a member since the early lunching of 5I and I have done very well thank you. I also managed my family portfolios with success. My approach was and still is 100% Stocks with a growth tilt and no Bonds.
Now 86 years old, I am starting to transfer gradually to my heirs the proceeds of my stock portfolio. My heirs a son and a daughter both professionals have no interest in managing a stock portfolio.
I am thinking of converting gradually my stocks and their portfolios to ETFs such as ZSP 30%, XIC 30%, VMO 15%, VIU 10% and QQC 15% with the intention of rebalancing once a year.
Is this approach and suggested portfolio viable for the next 5 to 10 years, please do not hesitate to suggest appropriate changes to achieve for the long term capital preservation, a reasonable return of 8% and a certain peace of mind with minimum effort.
I always valued your wisdom and advice and above all I would like to thank you for your help to manage my moneys with success.
Raouf
Read Answer Asked by Raoul on October 14, 2025
Q: Early September I asked a question about these two companies.
Hura has shown big increases in price while u.un
has gone nowhere
If you were to buy now would you buy Hura after this big run up ? Would you buy u.un also?
In your previous answer, you suggested buying both
Always
Thank you
Read Answer Asked by Indra on October 10, 2025
Q: Hello 5i,
Retired investor requiring sustainable income.
I currently hold ZWG as a large part of my International holdings, however it is largely U.S. and I am currently overweight U.S. by 10% according to my P.A. analysis.
I require the higher income that the C.C. ETF's bring to the table and I was considering switching from ZWG to EMCC:CA (Global X MSCI Emerging Markets C.C. ETF), either in whole or in part. Currently I have no Emerging Market coverage to speak of.
I do have some other Global X products and have no issues with them, but I would like your expert opinion on my proposed switch. Are there any "red flags" that I should be aware of? Would there be other options that you could recommend that you would be far more comfortable with?
Many thanks for any clarity you can provide!!
Cheers,
Mike
Read Answer Asked by Mike on October 10, 2025
Q: I was intrigued by this ETF and also looked up these other fidelity funds. can you give me your assessment of these three as a one stop shop for a retired senior looking for some fixed and growth investments being somewhat conservative. Any other suggestions for a income/ balanced, and equity ETF

Thanks Dave
Read Answer Asked by Dave on October 10, 2025
Q: Good morning, I currently use ETFs for foreign investments and I now have a large position in ZDI. I like it's growth and dividend. I have been looking at VIDY recently for diversification. I like it's growth rate of the last 5 years (does not have 10 year history). Can I have your thoughts on both these etf's and any other growth oriented ex-north-america etf's. Thank you.
Read Answer Asked by Roger on October 09, 2025
Q: I have asked lots of questions on GDXY and received answers that helped me assess the questions . So thanks for your great answers .....One additional question I have is on " dividend movement " .... I've researched this myself and haven't really noticed an effect from the security going ex-dividend with an associated drop in price . But this question is on " the honking big dividend effect " . I once asked Yieldmax investor relations a question. They ignored the question but put me on their mailing list . As a result I know how much the dividend is going to be the day before it goes ex- dividend..... I was notified today { the day before it goes ex-dividend } that the dividend will be 72.86% { annualized }.... As of 8:00 AM this morning the price of Gold is up $61.90 and the price of GDXY is up .30 or 1.70% .....

What I want to know is during previous extraordinarily large dividend payments { 70% or better } what was happening to the price of Gold ? The GDXY ETF price ? And if there was a reaction how long on average it took to settle to it's former price ? I would like to know what 5i's opinion on " why " the security moves or doesn't move on going ex-dividend into these large payments .....And how long it takes things to get back to normal ...... I'm trying to assess whether it is worthwhile going overweight couple of percent for a couple of days to collect the dividend and then sell and go back to my normal weighting ? Thanks for your terrific service ......
Read Answer Asked by Garth on October 09, 2025
Q: Hi 5i, Would you please suggest a couple of USA dividend/growth stocks/etfs for my RRSP. Thank you!!!!
Read Answer Asked by Fernando on October 09, 2025
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