Investment Q&A

Q: Retired, dividend-income investor. At what point does liquidity become an issue? I currently own 4000+ shares of LIFE and am considering adding another 500 shares. I believe that LIFE trades roughly 9000 shares/day.

LIFE is my proxy for the HC sector and it is my intent to hold for the long term. I know I could buy another HC ETF, like HHL. However I run a concentrated portfolio.

Thoughts? Thanks....Steve

Q: Can you suggest a few stocks and /or etfs either us or CDN?

Thank you, michael.

Q: I have a bit of money to invest in dividend paying stocks for a long term hold . What do you think of the 5, I have listed or can you suggest anything better ? Thanks.

Q: Could you please recommend a US Dividend ETF (in US $), preferably with a Dividend of 4% or more. Also US Dividend Healthcare ETF. What is a good entry point for each? Thank you.

Q: With utilities and real estate under pressure these days, can you recommend 4 choices in each sector for a conservative investor with a 10 year time line interested in income with some capital appreciation. Please include 2 ETFs and 2 companies in each sector.
Thanks,
Len

Q: I purchased ZFL as a hedge against the possbility of a recession. I am now down 8% on this position, interest rates keep going up and there is no recession. Assuming a balanced diversified portfolio, what would you do with ZFL; HOLD, SELL or Add ??
Many Thanks
John

Q: What is the difference between IJR and IWO? Best account to hold?
Many thanks.

Q: cdn110k suggestions please. ETFs or singleStocks please, us orcdn

Q: Could you please recommend a couple of your favorite Japanese ETF'S that provide
value and growth?

Stephen G

Q: So here is an interesting one for you. Recent (early) retiree at age 55. Let's assume I have 2 bond funds - one domiciled offshore and set up as a Trust, and the other a traditional mutual fund domiciled in Canada. Assume both have a similar return and distribution profile, as well as holdings. The offshore one only pays nominal monthly distributions, meaning they essentially go towards increasing one's adjusted cost base ("ACB"). It is not an actual cash distribution. This is good in the sense that, in theory, this reduces your capital gains when one sells. The other one pays the same monthly distribution, but it is cash, and not just nominal. As a retiree looking for cash yield, am I being short-sighted in wanting to stick with the fund that pays the monthly cash distribution, or is there something besides what is noted here that I should be more focused on with the fund that pays the nominal distribution? At this stage, all other things being equal, I am inclined to sell the offshore one and just own the one fund that is domiciled in Canada and take the monthly cash income.

And sorry about the long question. I really did try to keep this short :)

Q: I don't think I asked my question correctly. Am I buying IYW too high at $108, and does it have room to go up still? Why?

Q: Late starting a RESP. First annual withdrawal will be August, 2028. Deposits to the RESP will come from an initial funding and annual contributions thereafter. Please suggest appropriate investments in the scenario. Thank you

Q: Hello all at 5i:
There have been no questions on this ETF for over a year and asking your thoughts for young folks just starting with investments. Thank you as always. Barbara

Q: Hi everyone!!

What are your thoughts on QQQJ ?I have it in my portfolio and am experiencing a small loss. Does it have the potential for future growth or would I be better off unloading it??

Cheers,

Tamara

Q: IYW is near its all time high of $116. Over the next 3 months what are the chances of the price moving higher than current $109.05?

Q: I'm in the process of cleaning up our portfolio. Away:US has been a disappointment so far and we are in the red for this one, is there any reason to keep this ?

Q: Could you pls provide ETFs for dividend and capital growth over the next 12 months for each of:
Communications Services, Consumer Discretionary, Consumer Staples, Energy, Financial, Health Care, Industrials, Information Technology, Materials, Real Estate, and Utilities?

Q: you recently answered question re XIC vs CDZ like this:
we would prefer XIC as it has a lower MER at 0.06%, vs. CDZ at 0.66%

I've gone with CDZ in the past because of its lower holdings in financials. Does XiC's lower MER make up for the higher allocation?

Q: I was considering investing 300k into 2 or 3 of these picks below for almost guaranteed savings. This would be in a non registered holding company.

1. Horizons Cash Maximizer- HSAV (which you have pointed out is more tax efficient since they don't pay distributions and yield gains are building into escalating price, etc)

2. Horizons High Interest Savings-CASH which is straight up high taxation interest gains

3. Purpose High Interest Savings- PSA which is straight up high taxation interest gains.

Please advise if you have a preference for perhaps two picks at 150K, or all three at 100k for example.

Alternatively, if there is another TSX traded option that you suggest, i would look at that too. To be purchased via CIBC Investors Edge.

Thank you.

Q: I own TDB8150...I use it to park cash within my TD Webbroker accounts...currently pays 4.05%...that rate didnt move higher with latest interest rate hike...believe it didnt move higher on last rate hike either...I go onto TD's website to see mgmt fee but am unable to find details on it...are you able to tell me what the current mgmt fee TD is charging for this investment...please and thank you...and also any suggestions as an alternative place to park cash...take as many credits as you need...and thanks for your insight...Cheers