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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I hold the listed equities/ ETF in my 14 year old grandson's RESP account. Given thee current environment what changes would you make in preparation for the next 4 years? I consider HFR is cash available.

Woule you consider adding some US listings for diversification? Given some current thinking regarding the US dollar would it be wiser to add Cdn listed ETFs of US companies? . What would be the tax implications of adding US listed companies that do not pay a dividend? Any paperwork?

Thanks very much. Take whatever credits are needed.

are there any stocks in the account that you would replace?,

Mike
Read Answer Asked by Michael on June 29, 2023
Q: Would you suggest some ETFs that capture U.S. & Cdn stocks - top ones that hold top DOW, NASDQ & S&P? My son is 33 YO - has RRSP, TFSA and Non- Reg acct, I believe he owns some NVIDIA stock. I realize not a lot of info. My investment strategy is quite different as I am not - as a priority, focused on growth; but, dividend growers which has served me well over the last 15 years.
Thank you,
James
Read Answer Asked by James on June 28, 2023
Q: I have money invested in the CASH and PSAV ETFs in registered accounts through my bank HSBC Canada. As I understand it, HSBC Canada is about to be bought by RBC. I also understand that RBC, for some reason, does not allow trading in the CASH and PSAV ETFs. If this is correct, am I at any risk or concern on this? Should I sell my CASH and PSAV ETFs before RBC takes over or just carry on as normal?
Read Answer Asked by David on June 27, 2023
Q: Hi,

Can you offer your words of wisdom about this product. I don't see any questions this when I searched your archives. Came across this product some time ago when a guest on BNN mentioned this.

Is this a safe place to park my USD (iTrade allows me to hold USD) Are thee any other products that are similar and less expensive? It's MER is 0.12 according to Horizon's website.
Is this okay to hold them in both registered and non registered accounts? With the long anticipated pullback on its way, I thought parking cash in USD is a way to go. Plus USD seems to weakening and may be worthwhile to buys some now?

As always many thanks in advance.
Read Answer Asked by Savalai on June 27, 2023
Q: Hello 5i,

What is your opinion of SPYI for a RIF.

Safety, Return, Growth and the High Yield it offers? Is this ETF safe as far as preservation of capital?

Thank you.
Read Answer Asked by Joseph on June 26, 2023
Q: Hi team, I am a retired, income with a bit of growth investor. I have 22 holdings in my portfolio. My general rule of thumb is that a single holding should not be over 5% and a sector no more than 20%. When it comes to ETF's my % are a bit higher. My question is, with the above ETF's in mind could you please tell me what the maximum % you would feel comfortable with holding in a portfolio. eg- I have ZWA at 10%, ZWE 9%, ZWU 9%, with cash at 15.5%. Thanks for your expertise, Bill
Read Answer Asked by William on June 24, 2023
Q: Retiree looking for suggestions to putt some money into a TFSA. Long term investment with a good dividend and reasonable capital appreciation. Please advise.
Read Answer Asked by Jacques on June 23, 2023
Q: I would like your opinion of this new ETF.
I realize it has no history, and is still rather small, but it seems to be in a growing segment, high income ETF's.
I like the equal weight aspect, I like all the companies in it, and I like that there is no leverage involved, and at the money options, seem like a winning formula.
I am looking for income, low volatility, and a little growth would be welcome, but honestly, if the share price is the same in 20 years after distributions, I would still be very happy.
It would make up about 30% of my investments, with HDIV at 20%, and HYLD at 20%, cash at 10%, and an assortment of individual companies, about 7, making up the remainder.

Thank you
Read Answer Asked by Greg on June 23, 2023
Q: Hi 5i team,

I haven't put any money into fixed income yet. Do you have any suggestions for fixed income ETFs or other products worth looking into?

Thank you,
Matt

Read Answer Asked by Matt on June 22, 2023
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