Investment Q&A

• iShares S&P/TSX Capped Information Technology Index ETF (XIT $71.80)
  • $71.80 P/E (TTM): 54.66X Cap: $725M
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• INVESCO QQQ Trust (QQQ $622.72)
  • $622.72 P/E (TTM): 30.59X Cap: $409.99B
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• State Street Technology Select Sector SPDR ETF (XLK $145.09)
  • $145.09 P/E (TTM): 40.05X Cap: $93.35B
  • View XLK Profile
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• VanEck Vectors Semiconductor ETF (SMH $400.09)
  • $400.09 P/E (TTM): 33.08X Cap: $43.42B
  • View SMH Profile
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Q: Your best 3 choices for both Cdn.$ Tech ETF and US$ Tech ETF.

Upvote 8

Read Answer Asked by Terry on January 02, 2025

• iShares MSCI South Korea ETF (EWY $117.97)
  • $117.97 P/E (TTM): 40.61X Cap: $10.74B
  • View EWY Profile
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Q: I'm looking for a way to invest in Korea given its long term prospects vs the short-term volatility and negativity due to the political events happening in the country. When I look at the RSI for this ETF it's at 30 which indicates it's becoming highly oversold.

I realise Korea growth is forecasted to be slower than the US but I'm looking for a bit of geographical diversification.

Any good ETFs to suggest to play this investment thesis?

Upvote 2

Read Answer Asked by Cathy on January 02, 2025

• iShares Core MSCI All Country World ex Canada Index ETF (XAW $52.50)
  • $52.50 P/E (TTM): 21.38X Cap: $3.80B
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• iShares S&P/TSX Capped Information Technology Index ETF (XIT $71.80)
  • $71.80 P/E (TTM): 54.66X Cap: $725M
  • View XIT Profile
  • View Questions on XIT
• Vanguard FTSE Canada All Cap Index ETF (VCN $67.28)
  • $67.28 P/E (TTM): 9.78X Cap: $13.58B
  • View VCN Profile
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• Vanguard S&P 500 Index ETF (VFV $168.07)
  • $168.07 P/E (TTM): 26.41X Cap: $28.22B
  • View VFV Profile
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• Vanguard Global Momentum Factor ETF (VMO $84.43)
  • $84.43 P/E (TTM): 26.01X Cap: $333M
  • View VMO Profile
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Q: I have these five ETFs in RESPs for my grandchildren: VCN, VFV, VMO, XAW, XIT.
This seems excessive, so I would like to consolidate: can you tell where there is overlap, and which three I should focus on for the future. Or should I sell 3 and add a new one? Or should I just keep all 5 and top up one of them? They have all done fairly well, but I feel more of a US focus going forward might be appropriate. If I'm gong to have a technology ETF, it should probably be USA? Thank you very much for all you have done for me over the years, much appreciated, and Happy 2025 to all at 5i.

Upvote 5

Read Answer Asked by Gordon on January 02, 2025

• Dynamic Active Ultra Short Term Bond ETF (DXV $19.78)
  • $19.78 Cap: $335M
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• iShares Flexible Monthly Income ETF (XFLI $40.19)
  • $40.19 P/E (TTM): 22.7X Cap: $359M
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• Dynamic Active Bond ETF (DXBB $19.90)
  • $19.90 Cap: $111M
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Q: Can I have your opinion on these three actively managed fixed-income etf. Which would be your preferred one and why?

Do you have any other suggestion?

Thank you,

Upvote 2

Read Answer Asked by Marcela on January 02, 2025

• Vanguard Balanced ETF Portfolio (VBAL $37.60)
  • $37.60 P/E (TTM): 11.44X Cap: $4.60B
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• BMO Balanced ETF (ZBAL $15.16)
  • $15.16 P/E (TTM): 18.29X Cap: $468M
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Q: Which do you prefer for a 3 to 5 year hold and why? Looking forward minimum volatility and preservation of capital. Do you have other etf to look at? Thanx.

Upvote 1

Read Answer Asked by Steve on January 02, 2025

• PH&N High Yield Bond Fund Series F (PHN5280 $11.82)
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• iShares Flexible Monthly Income ETF (XFLI $40.19)
  • $40.19 P/E (TTM): 22.7X Cap: $359M
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Q: Hi Peter, I was looking for a low risk income product and wanted to get your thoughts of these two funds. Which one would you recommend for low risk income. I would like to diversify my holdings into some quality fixed income. If there is something else you prefer - I would appreciate it.

Thanks

Upvote 2

Read Answer Asked by Frank on January 02, 2025

Q: pls provide an analysis on QTUM etf as a play on Quantum computing & AI.
Happy New Year

Upvote 7

Read Answer Asked by WIB on January 02, 2025

• Simplify Managed Futures Strategy ETF (CTA $28.20)
  • $28.20 Cap: $1.21B
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Q: Hello, what is your opinion of the CTA ETF as a means of diversifying a portfolio away from strictly equities and bonds? In general, what would be the % allocation to this strategy in a 70% equities - 30% bonds balanced portfolio? Thanks

Upvote 2

Read Answer Asked by Martin on January 02, 2025

• Vanguard U.S. Dividend Appreciation Index ETF (CAD-hedged) (VGH $71.26)
  • $71.26 P/E (TTM): 25.21X Cap: $952M
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• Vanguard Dividend Appreciation FTF (VIG $223.14)
  • $223.14 P/E (TTM): 25.41X Cap: $100.86B
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Q: Happy new year 5I! (this question is not urgent),

Given how far the Canadian dollar has fallen, in an RRSP is there any merit to switching a VIG to VGH if one thinks the CAD will bottom soon and then slowly work its way up by 9-10% in value over the coming years?

Thank you for all your insight in 2024!

Upvote 3

Read Answer Asked by Kat on January 01, 2025

• Oaktree Specialty Lending Corporation (OCSL $12.86)
  • $12.86 P/E (TTM): 33.05X Cap: $1.11B
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• Schwab US Dividend Equity ETF (SCHD $29.14)
  • $29.14 P/E (TTM): 16.79X Cap: $76.41B
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• Blue Owl Capital Corporation (OBDC $12.48)
  • $12.48 P/E (TTM): 8.94X Cap: $6.37B
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Q: Hi 5i Team,

I am pondering selling some positions in my cash account and buy a few USD income producing investments. Could you please give me your opinions and analysis of OBDC and OCSL given the current interest rate and macro outlook?

SCHD is an EFT I have heard a lot about and looks like a quality holding in an income focused portfolio. Are there any other U.S. ETFs with a similar yield that you would recommend as an alternative or addition to SCHD?

Finally what are the tax implications for a Canadian holding these investments in a non-registered account?

Thanks for the Great Service and Happy Holidays!

Colin

Upvote 3

Read Answer Asked by Colin on January 01, 2025

• Harvest Premium Yield Treasury ETF (HPYT $8.55)
  • $8.55 Cap: $434M
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Q: Can you explain the dynamics of this ETF declining some 18 % this year. Thanks. Derek

Upvote 2

Read Answer Asked by Derek on December 31, 2024

• Purpose Premium Yield Fund (PYF $16.88)
  • $16.88 P/E (TTM): 26.46X Cap: $400M
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Q: Curious what your thoughts are on PYF for some income? Also, how is it taxed in a registered account? How are ROC and option income taxed?

Upvote 2

Read Answer Asked by Carla on December 31, 2024

• Peyto Exploration & Development Corp. (PEY $24.14)
  • $24.14 P/E (TTM): 12.9X Cap: $4.85B
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• Tourmaline Oil Corp. (TOU $62.51)
  • $62.51 P/E (TTM): 17.64X Cap: $24.19B
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• Advantage Energy Ltd. (AAV $11.14)
  • $11.14 P/E (TTM): 33.61X Cap: $1.85B
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• Birchcliff Energy Ltd. (BIR $7.30)
  • $7.30 P/E (TTM): 26.37X Cap: $1.99B
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Q: Can you please provide two or three of the best Canadian natural gas producers. Also if there is an etf available please include that.
Happy New Year

Upvote 7

Read Answer Asked by mitchell on December 31, 2024

• BMO Ultra Short-Term Bond ETF (ZST $49.13)
  • $49.13 Cap: $4.02B
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• Dynamic Active Ultra Short Term Bond ETF (DXV $19.78)
  • $19.78 Cap: $335M
  • View DXV Profile
  • View Questions on DXV

Q: What do you think about swapping dxv for zst for 1% higher yield.

Thank you

Upvote 2

Read Answer Asked by JACK on December 31, 2024

• Global X S&P 500 Covered Call & Growth ETF (XYLG $27.64)
  • $27.64 P/E (TTM): 25.74X Cap: $64M
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• Global X Russell 2000 Covered Call & Growth ETF (RYLG $23.12)
  • $23.12 P/E (TTM): 14.88X Cap: $8M
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Q: QYLG and XYLG dropped "extremely more" than the market ( close to 16%) on December 30th ,and it seems that RYLG had about the same pattern. Thanks for any explanation..

Upvote 1

Read Answer Asked by Jean-Yves on December 31, 2024

• Apple Inc. (AAPL $248.04)
  • $248.04 P/E (TTM): 33.29X Cap: $3.64T
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• Vanguard Dividend Appreciation FTF (VIG $223.14)
  • $223.14 P/E (TTM): 25.41X Cap: $100.86B
  • View VIG Profile
  • View Questions on VIG
• iShares Expanded Tech-Software Sector ETF (IGV $97.71)
  • $97.71 P/E (TTM): 47.96X Cap: $6.63B
  • View IGV Profile
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• Invesco NASDAQ 100 ETF (QQQM $256.40)
  • $256.40 P/E (TTM): 29.13X Cap: $71.31B
  • View QQQM Profile
  • View Questions on QQQM
• Invesco S&P 500 Momentum ETF (SPMO $117.92)
  • $117.92 P/E (TTM): 26.14X Cap: $13.54B
  • View SPMO Profile
  • View Questions on SPMO

Q: I plan to own above 4 ETF is there an overlap on these ETF. If there is an overlap which one would you recommend as a buy for long term hold.

Thanks for the great service

Upvote 3

Read Answer Asked by Hector on December 31, 2024

• iShares MSCI Singapore ETF (EWS $28.57)
  • $28.57 P/E (TTM): 10.88X Cap: $772M
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Q: Peter; A happy,safe and prosperous 2025. It’s been a great ride since 2012 - your Mawer recommendation then has been exceptionally beneficial.
Is there a way to participate in Singapores growth? Thanks.
Rod

Upvote 3

Read Answer Asked by Rodney on December 31, 2024

• Global X 0-3 Month T-Bill ETF (CBIL $50.08)
  • $50.08 Cap: $1.69B
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• High Interest Savings Account ETF (HISA)
  • View HISA Profile
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Q: How safe is CBIL? Can it be used instead of a HISA? It has a great yield.

Upvote 2

Read Answer Asked by Carla on December 31, 2024

• iShares Asia 50 ETF (AIA $108.27)
  • $108.27 P/E (TTM): 41.37X Cap: $2.18B
  • View AIA Profile
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• iShares MSCI Pacific ex Japan ETF (EPP $52.93)
  • $52.93 P/E (TTM): 30.36X Cap: $1.90B
  • View EPP Profile
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• iShares MSCI All Country Asia ex Japan Index Fund (AAXJ $100.14)
  • $100.14 P/E (TTM): 11.82X Cap: $3.28B
  • View AAXJ Profile
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Q: Hello,
can you recommend an etf that is asia ex Japan - preferably that trades in CAD?
there is no rush to respond.
happy holidays

Upvote 1

Read Answer Asked by Mary on December 31, 2024

• iShares Core MSCI EAFE IMI Index ETF (XEF $48.22)
  • $48.22 P/E (TTM): 28.71X Cap: $17.76B
  • View XEF Profile
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• iShares Core MSCI EAFE IMI Index ETF (CAD-Hedged) (XFH $39.22)
  • $39.22 P/E (TTM): 28.71X Cap: $2.51B
  • View XFH Profile
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• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $45.15)
  • $45.15 P/E (TTM): 23.36X Cap: $8.42B
  • View VIU Profile
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Q: Which of these three ETFS do you prefer if I was to pick one? I have 25% of my portfolio in USD Equity ETFS so already have some currency diversification.

Upvote 4

Read Answer Asked by Carla on December 27, 2024