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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Which are presently your top picks for Canadian and US ETF's for each sectors ? Which ones would you consider buying now ? Entry prices ?
Please take as many credits to answer this as required.

Gratefully,

Jacques IDS
Read Answer Asked by Jacques on March 19, 2025
Q: What do you think of these two etfs looking at the charts hdif has done better then xei and pays double the dividend. With a dividend over 10% is it safe which one would you prefer for a dividend investor.
Read Answer Asked by don on March 18, 2025
Q: I am interested on your view of these two types of investments in this period of volatile markets: one being preferred shares of FFH, the other relating to treasuries.
Would either be suitable at this time?
Would one be preferred over the other?
Would you have preferred suggestions?
Read Answer Asked by Catherine on March 18, 2025
Q: I right now have 100,000 in cash (Canadian Dollars) that I want to keep in Money Market ETFs for the Short Term.

I have been trying to find the yield for all of the above and it is not easy because most of them show me the annualized yield. Interest rates have come down several times in the last year so the annual yield is not the best way to compare the above funds.

Which of the two funds above do you recommend, the reasons why and what is the current yield on it.

My brokerage account is with Questrade and they do not offer any of their own High Interest Savings Accounts like TD Direct Investing.

Thank You.
Read Answer Asked by ALNOOR on March 18, 2025
Q: For long term investment what would be a neutral proportion of bonds in terms of distribution among these 4 or are there better options? Currently sitting on 17% cash which I intend to redeploy in stocks when we have better clarity, 36% XBB, 26% XLB, 12% XHY and 9$ XSB for 100% of my bond/cash portfolio.
Thank you.
Yves
Read Answer Asked by Yves on March 18, 2025
Q: I've recently sold partial positions of NA companies and am interested in shifting some funds to the EU, specifically the industrial/defense sector. Would you please comment on the above symbols and any other suggestions. And please...everyone...buy Canadian.
Read Answer Asked by Rob on March 18, 2025
Q: A follow up to my recent question on buffer ETFs. You referred me to the CIBC website on CDRs. I am sure this was not your intended answer. Thank you
Read Answer Asked by Richard on March 17, 2025
Q: I am holding some cash on the sides. I was wondering if there was a way to put some of it into an ETF, perhaps a money market fund that holds foreign (non US) currency. Either a basket of stable currencies or something like the Euro or Swiss Franc. The idea is risk avoidance against a sudden sharp drop in the CDN dollar (and perhaps US$ too) given the current situation. I already hold several ETFs that hold Euro stocks but would like lower risk.
Read Answer Asked by John on March 17, 2025
Q: Could you please tell me your top suggestions for low cost diversified index funds in non US markets?
Read Answer Asked by Judith on March 17, 2025
Q: I just became aware of buffer etfs that absorb losses up to a stipulated % by capping the future gains. Would you please expand upon my opening comment and suggest some CAD etfs to pursue this strategy. Could you also compare the buffer etf to a low volatility etf. Thank you
Read Answer Asked by Richard on March 17, 2025
Q: I sold some equity positions to the tune of 100K and would like to put that into fixed income.The cash accounts don't pay enough interest and some of the high ones may not be safe. Could you recommend some relatively safe higher income funds either cad or usd. Thanks.
Read Answer Asked by peter on March 17, 2025
Q: Would you recommend this ETF for a balanced portfolio given the volatile market? It hasn’t been around for very long.
Read Answer Asked by Merrilyn on March 17, 2025
Q: With Central Banks buying a lot of gold I am surprised a company like this has declined so much over the past. Is it because of its abandoning of a growth model? Will it take an increased interest in buying / storing by individual investors to elevate the stock price? I am assuming most of their profits are from recurring fees (?)

Finally, in the past I was a customer of GoldMoney Inc. With "mounting concerns" coming from south of the border, I am considering reopening an account with a much larger gold purchase and storage outside our country than before. What is your trust level in this company, and do you have any concerns about doing this with a large planned bullion position?
Read Answer Asked by James on March 17, 2025
Q: I am looking to add some income etfs that are looking attractive in this downturn to my RRSP. I'm looking for combined growth of 8-10% year over year for 10 years for this segment of my portfolio. Do you see either of the above as attractive in this way, or can you suggest something else? I could go to Cdn, but have most of my cash in USD right now.
Read Answer Asked by Kim on March 17, 2025
Q: Hi Peter,
In the covered call ETFs universe, there are ETFs that write options out of the money, and ETFs that write options at the money. Please explain what these two strategies mean. Is one strategy more risky than the other? For example, comparing ZWU with UMAX, yield of UMAX (at the money) is twice as much as ZWU (out of the money). What’s the catch here? With the current volatile market, would you favour one option strategy over the other? Thanks.
Read Answer Asked by Willie on March 17, 2025
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