Q: Could you please update your 2013 answer on the interesting ETF.
Many thanks !
Many thanks !
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
Q: Hi Peter and team,
Could you please suggest several investments for a portion of a portfolio, in a non-registered account, where capital preservation and income (as frequently as yearly or more) are a priority?
It would be important to avoid the risk of losing capitol over a 5 year time frame. A distribution/interest/dividend/etc payment is also important for this investment.
With GIC rates being so low, I'm struggling with what to do.
Could you please recommend a few ideas which would yield more than a GIC while also minimizing risk and taking into account the tax implications of it being in a non-registered account.
Thank you very much for all of your helpful answers.
Could you please suggest several investments for a portion of a portfolio, in a non-registered account, where capital preservation and income (as frequently as yearly or more) are a priority?
It would be important to avoid the risk of losing capitol over a 5 year time frame. A distribution/interest/dividend/etc payment is also important for this investment.
With GIC rates being so low, I'm struggling with what to do.
Could you please recommend a few ideas which would yield more than a GIC while also minimizing risk and taking into account the tax implications of it being in a non-registered account.
Thank you very much for all of your helpful answers.
Q: I have parked US$ in a money market fund that pays 0.2 % pa. (RBF2014 in my case). That is a negative real return and money rusts away while you wait wait for the US market to cool its overheated jets. For parking C$ I use iShares CBO. Are you able to suggest any US$ short term* non-hedged US$ bond ETF? (* meaning 1 to 5 year). Funds would be required as and when reasonable prices are found or if US markets pull back. The holding period could thus range from several weeks to months.
Thank you. Best, Adam
Thank you. Best, Adam
Q: Hi Peter & Team,
Which of these 2 ETFs would you prefer? ZUE or ZSP.
Thanks for your great advice.
Regards,
Henry
Which of these 2 ETFs would you prefer? ZUE or ZSP.
Thanks for your great advice.
Regards,
Henry
Q: Hi,
Despite my doing quite well on stocks in the last couple of years, I've discovered I'm still trailing the s&p500 which is up 17% annually in last five years. This is what couch potato etf investing theory warms us about - statistically very unlikely to beat the market. Two questions.
1) given that we can't expect those kinds of broad gains in next two years, and that everyone is chiming 'its a stock pickers market", would you still recommend a s&p etf for a 20% position for the next few years?
2) can you recommend a couple CDn and US S&P etfs for me?
Despite my doing quite well on stocks in the last couple of years, I've discovered I'm still trailing the s&p500 which is up 17% annually in last five years. This is what couch potato etf investing theory warms us about - statistically very unlikely to beat the market. Two questions.
1) given that we can't expect those kinds of broad gains in next two years, and that everyone is chiming 'its a stock pickers market", would you still recommend a s&p etf for a 20% position for the next few years?
2) can you recommend a couple CDn and US S&P etfs for me?
Q: When I assumed control of my RRSP from the broker , I found OCV-UN in overly large amounts. Broker piled in at IPO price of $12. (Broker was dealer-advisor). I left the holding as was for the wrong reason, namely : OCV.UN has dropped significantly from cost such that monthly distribution is now around 9 to 10% p.a. I am uncomfortable with O’Leary. Are you able to suggest one or more ETFs that could take the place of OCV.UN? In the alternate, if you feel it’s OK to leave it alone for now, I would be thankful for knowing that.
Thank you and all the best
Adam
Thank you and all the best
Adam
Q: Hi, could you please tell me what you think about XEI as quick place to add funds during a market sell off? It's for my income portfolio (40% fixed income, 60% equities)
I like the 4+ % yield and the holdings. I believe iShares lowered the MER on it as well.
My equity portion is made up of the following:
XEI Index 2%
Consumer 3% CTC.A , L
Banks 19% BMO , BNS , NA , RY , TD , TMC , MTG
Insurance 11% MFC , POW , SLF
Utilities 8% EMA , FTS , TRP
Telecom 13% BCE , MBT , RCI.B , T
Prec Metals 6% AEM , TCK.B , SLW
Energy 14% CNQ , CVE , CPG , FRU , SU , ERF
REIT 13% CAR.UN , CHP.UN , HR.UN , REI.UN , TCN
Tech/Industrial 10% ET , MG , MDA , RUS , WSP, MRE
Thanks as always
I like the 4+ % yield and the holdings. I believe iShares lowered the MER on it as well.
My equity portion is made up of the following:
XEI Index 2%
Consumer 3% CTC.A , L
Banks 19% BMO , BNS , NA , RY , TD , TMC , MTG
Insurance 11% MFC , POW , SLF
Utilities 8% EMA , FTS , TRP
Telecom 13% BCE , MBT , RCI.B , T
Prec Metals 6% AEM , TCK.B , SLW
Energy 14% CNQ , CVE , CPG , FRU , SU , ERF
REIT 13% CAR.UN , CHP.UN , HR.UN , REI.UN , TCN
Tech/Industrial 10% ET , MG , MDA , RUS , WSP, MRE
Thanks as always
Q: India is doing well now; your opinion on India large caps ETF ?
thanks
MD
thanks
MD
Q: Hi Peter and team,
My US investment portfolio is 20% of my combined portfolios. In my Canadian (registered and non) I mostly have stocks from the 5i growth portfolio.
My US investments are full positions in VIG, BRK.B, IWO, QQQ, SLW & INTC and half position in FEZ. I also hold CRUS, VOD, VZ and GT.
I would like to get your thoughts(outlook) for the next 2 to 3 years considering the interest rates may be going(US) up and QE in Europe.
I am thinking of increasing my FEZ to full position but I have to sell something. In your opinion how should I rebalance my portfolio?
I value your opinion and really appreciate what you all do for retail investors like us.
Thanks
My US investment portfolio is 20% of my combined portfolios. In my Canadian (registered and non) I mostly have stocks from the 5i growth portfolio.
My US investments are full positions in VIG, BRK.B, IWO, QQQ, SLW & INTC and half position in FEZ. I also hold CRUS, VOD, VZ and GT.
I would like to get your thoughts(outlook) for the next 2 to 3 years considering the interest rates may be going(US) up and QE in Europe.
I am thinking of increasing my FEZ to full position but I have to sell something. In your opinion how should I rebalance my portfolio?
I value your opinion and really appreciate what you all do for retail investors like us.
Thanks
Q: You've mentioned CBO as a relatively good ETF to hold in the bond space. But when you look at the 5 year chart, it's on a downtrend. Is this really a good time to buy CBO?
Q: Would you consider this ETF a good add on to my portfolio for stability and decent growth. It seems to have been doing pretty good lately and wandering if that would be due to the consumer staples that it holds.
Q: Just a follow up on my previous question.
Do you have an ETF in mind that will work well as a replacement for the stocks.
Thanks
M
Do you have an ETF in mind that will work well as a replacement for the stocks.
Thanks
M
Q: I would like to start an RESP for my 10 grand children. The oldest being 9 and the youngest just born. Do you have any suggestions for core positions that I should hold over the next seven years.
Thanks for your great service.
John
Thanks for your great service.
John
Q: Is there an etf that holds Canadian or US securities eligible for a RRSP account that also mandates investing only in companies with worthy fundamentals/balance sheets. I know of a mutual fund that does this but I am hoping to acquire an etf. Sector diversification would be preferred but not necessary.
Thank you once again.
Thank you once again.
Q: Hello Peter, Would you recommend 2-3 ETF funds CDN and US for
a significant investment?
Larry
a significant investment?
Larry
Q: Hello 5i team.
I have read that your favourite US dividend ETF is VIG. I own the TSX listed version (VGG) in my RRSP. Although, there is no withholding tax on dividends in an RRSP, there seem to be some erosion from taxes within VGG itself. Can you recommend a US dividend etf that is efficient to hold within an RRSP?
I note that the total return of VIG has been less than VV. Is this compensated for by lower volatility?
Thanks,
Hans
I have read that your favourite US dividend ETF is VIG. I own the TSX listed version (VGG) in my RRSP. Although, there is no withholding tax on dividends in an RRSP, there seem to be some erosion from taxes within VGG itself. Can you recommend a US dividend etf that is efficient to hold within an RRSP?
I note that the total return of VIG has been less than VV. Is this compensated for by lower volatility?
Thanks,
Hans
Q: Hi Peter,
I was planning to add ZIC, BMO Mid-term US IG Corporate Bond Index etf, to my portfolio. It has a yield of 3.4% and the weighted average duration is 6.51 years.
What are your thoughts on buying ZIC at this time and your general opinion on bonds at this point in the economic cycle?
Thank You
I was planning to add ZIC, BMO Mid-term US IG Corporate Bond Index etf, to my portfolio. It has a yield of 3.4% and the weighted average duration is 6.51 years.
What are your thoughts on buying ZIC at this time and your general opinion on bonds at this point in the economic cycle?
Thank You
Q: Hi all. I purchased shares in the above a few months ago and it has been doing nicely. However, I note that you are recommending EPI. Can you please tell me the main differences. Would you Recommending making a switch?
Thanks.
Thanks.
Q: Hi Team,
I'm looking for a single etf or low cost mutual fund to diversify my tfsa portfolio which currently holds only Canadian equities.
A fund that caught my eye was prpfx which is supposedly modeled on the "permanent portfolio". What are your thoughts on this fund.
Are there other products that contain fixed income and international equity which you would suggest I consider? Do you have a favorite?
Thank you very much for all of your helpful answers.
I'm looking for a single etf or low cost mutual fund to diversify my tfsa portfolio which currently holds only Canadian equities.
A fund that caught my eye was prpfx which is supposedly modeled on the "permanent portfolio". What are your thoughts on this fund.
Are there other products that contain fixed income and international equity which you would suggest I consider? Do you have a favorite?
Thank you very much for all of your helpful answers.
Q: Great job you are doing. Could you please tell me about this ETF, other than low volume could you give me your recommendation for a 2 year or more hold in a RSP. It would be a 3-4% holding with another US ETF, XSP, at about 5%. Do you have any other choices and why. Thanks