Investment Q&A

Q: The banks seem to be big into mutual funds and TD is introducing low volatility funds, retirement funds, and shaking up their portfolios. So in the bank mutual fund space what are your overall impressions of TD Mutual Funds for the $100,000 client who does not want to manage their own investments?

Q: Good Morning
I would like to have a small position in gold and precious metals in my grandchildren's RESP. Would BMO S&P/TSX Equal Weight Global Gold Index ETF - ZGD be suitable? Do you have any other suggestions?
Thanks
David

Q: Hello Peter and team,

I own CGR and it has done well. What is your current view on this etf and it's holdings? Would you prefer a different etf or individual company for real estate exposure?

Q: Hi Peter and Team

I am a 70 year old retiree and currently have 90 percent of my savings in Equities and 10 percent in cash. I am concerned that I should have some fixed income for safety in event of a significant market pullback. Can you recommend either a bond etf or bond mutual fund that would offer some protection and a modest return. What percentage would you recommend.

Ray

Q: I have spent a lot of time over the last 25 years learning about technical analysis and have actively traded many individual stocks and commodities based on how I interpret the charts for them. I have been reading about sector rotation at different times of the economic cycle and seasonal trading. My question is:
What ETF's traded on the Canadian exchanges would you suggest for the following sectors. I know that we should invest outside of Canada but I have always traded Canadian. Thanks for your answer. I really enjoy the site.
Consumer Discretion
Consumer Staples
Energy
Financials
Health
Income Trusts
Industrials
Information Technology
Materials
Telecommunications
Utilities
Can you please offer any other suggestions to help me break down the larger sectors into more focused ones. I am just introducing myself to ETF trading and want to have a good starting point.
All the best.
Ron

Q: Do you know of an ETF that tracks the TSX Venture 50?

Q: Since the major banks are in s&p 500 is there a point to hold both Zue and Zub

Q: Would you suggest buying any etfs for Europe, India, emerging, China and if
So any suggestions

Q: Fixed Income portion of my registered accounts investment is 22.5%, and I want to increase it to around 30% I currently hold HFR, XSB, HYG, and CBO. I also hold a small amount of funds in Royal bank Bond fund. Should I add to these or can you suggest some other alternatives? I am 66 years old but does not the income from RRSPs at this time.
Thank you

Q: What are your 3 top etfs that follow s&p 500 and top 3 that follow American banks

Q: I have extra cash in my RIFF. I am in my mid 70s and will not be required to take this money out for 5 yr. Is this a good place to park about 30,000. Or do you have a better suggestion?

Q: Hello I am interested in one of these etf's for a long term hold. I know they are essentially the same but I would like to know if one is better than the other. It would be going into a TFSA.

Q: Hi, I'm looking for European exposure via a Canadian ETF that trades on the TSX in Canadian dollars. I know that you recommend FEZ but can you recommend a Canadian-based equivalent to FEZ as I understand FEZ is on the NYSE and is in US dollars.

Thank you,

Q: I am thinking of adding one of these vanguard etfs (VGH or VGG) to my RRSP portfolio
for a medium to long term hold. Is there any parameters to choose between the two:( VGH is hedged and VGG is not.)

I would like your opinion as to which one you would choose- with the Canadian Dollar hovering around 80 cents US

Thanks

Q: Hello,
I have very little fixed income in my portfolio (7% GIC's) and feel that I should probably increase this as I will be retiring in 3 years. What are your thoughts on adding ZLC, to bring my fixed income up to about 11%.
Thanks
Roy

Q: Can I get your thoughts on this ETF as a 5+ yr hold as part of a diversified portfolio.

Q: Hello Peter et al.

I am wondering if you could give me a list of your top five ETFs that are not Oil or Minerals or TSX related that would provide diversification into the world markets that are not invested in the Canadian markets but are listed on the TSX.

Thanks,

Brendan

Q: I am needing to add more bond/secure type investments to my portfolio. I am 70 years old and only have about 20% of my portfolio in bonds. However there are two funds that I currently have in my portfolio that have done quite well in the past year or two, and their track record is a good one. They are Signature High Income and Mawer Tax Effective Balanced. Both carry approximately 50% of their portfolios in bonds so I am considering selling off some ETFs and stocks (PKI and BCE) in order to increase my bond % through these funds. I also have some XBB. Any thoughts on these funds or XBB?

Q: Hello,
Back on January 22, 5i was commenting on Albert`s question that VUN has had consistently better performance than it`s hedged cousin, the VUS.
How does that occur when they both track the same index? Does the VUS have added admin costs with converting back into CAD dollars daily, which negatively impacts it`s performance numbers? Thanks for clarifying.

Q: Hi team. Thanks to your guidance and the present market, I have been able to shave a few of my equities, that are from your PFs, and am ready to purchase more U.S. I am thinking of this ETF. I understand you prefer unhedged. I have Canadian $ which I suppose I can convert. But having read answers on these ETFs am still confused. Which of the 2 is preferable? Is it best to convert my Can $ to US $ and then buy? (which one of the 2?) Or is that a waste of time and should I purchase with Canadian $ ?(again which one?) I am sorry for the confusion. Thank you as always for your sage advice.