Investment Q&A

Q: In the last couple of days I have come across some stocks with a negative Beta. CBO -.04
Can you explain negative Beta.

Thank You as always.
Craig

Q: Hi Peter and Team:
My self-direct RSP account still has the following mutual funds:
AIM925/924
MFC838/837
I am able to sell the mutual funds this year without penalty. It was recommended by our previous financial planner (bought in 2007)
My question is should we keep it or sell it now? if we sell it, what is your suggestion to replace mutual fund at this moment?
thank you so much.
adriana

Q: The Japanese stock market has had a pullback. Do you have a view on its prospects now? If so, any comments on EWJ vs CJP? Thanks

Q: Hi Peter
I am looking at starting a portfolio for my daughter who is interested in growth stocks or ETFs with some protection to preserve capital. What 4 stocks and ETFs would you recommend.
Thank you for your comments on Surge which I have bought recently and is it still a buy?

Q: Hi 5i
I have $50,000 that I want to put into an income producing account for retirement. I want it to be relatively secure and produce some monthly income. I have no other investments other than a small company pension. What would you recommend? ETF's or a number of good income stocks, or a bit of both. Do you have any recommendations on the specific etf's and stocks that I should get? I will retire in a year. I really appreciate your help as I have been a member for almost 2 years now and have finally saved enough money to begin a little portfolio.
Thanks again for your recommendations
Kevin

Q: Hi, 5i Team.
In a diversified ETF portfolio, is there any need or benefit to holding both CDZ and XDV? If not, which one do you prefer?

Thanks,

Q: Peter and Team
I totally revamped this TFSA in January according to your group' sure commendations, but did hold back on what is now 7% cash, of the portfolio and am ready to invest that.. I currently hold 17% in REITS, 13% in BCE , 13 in ZWB, 11% in BAD, the remainder , evenly spread, in CDZ, XIU and XCS.
What would you recommend that would provide substantial growth prospects and would it make sense to add a Canadian company with good foreign exposure?
In other accounts I own SGY, SYZ, SLF,, AVO, and ESL.
Thanks for your consideration. I have been pleased with the January changes made to this TFSA.
Ruth Ann

Q: Opinion on DGS ETF (WisdomTree Emerging Markets SmallCap Dividend Fund) ? thanks..

Q: Thanks for the income model. I plan on using it as a buying guide. I am retired with 100% in GICs. I plan on using about 15% of the GICs to buy the model. However, with such a high percentage of fixed income in the GICs, I wonder about the fixed income portion of the model. Should I replace the first 4 securities with equity? If so, please make some suggestions. Thanks Tim...

Q: Good afternoon,
I would appreciate your view respecting a potential investment in Wisdom Tree (WETF). My goal would be solely capital appreciation.
Thank you.

Q: I own the following ETFs for international exposure. EFV, SCZ, FEZ, VTI, VBR, VNM and VWO. I am trying to maintain a 30% of international ETFs. 1/3 in each of US, developed countries and emerging markets. I'm needing to add more emerging and thought I might add ILF to the mix. I would value your opinion on my overall choices and what you think about adding ILF or should I stick with VWO and VNM. Thank you for your valuable service.

Q: We have a RESP account with the following holdings:

Bond = 7K (individual, mature next month)
RBC Canadian Equity Income fund = 22K
Cash = 53K

Considering withdrawal will start Sep 2016, can you recommend a portfolio for the next few years?

Thank you.

Q: In the past few months you have recommended certain ETF's of which I have kept track off. What I was wondering which ETF's you suggest are best suited in a RRIF for a person aged 74?
Some of them that I have been following are CDZ, CPD, CUD, XEG, XGD,XLV & XWD. Are there others?
Look forward to your usual intelligent response.

Q: I have a small holding ( just over 1%) in Market Vector Rare Earth etf (REMX) Since I bought into it sometime back, it has gone down over 40%. Its downward trend appears to stabilize in the recent past. Are there any posssibilities of an upward movement for this etf in the near future ( may be over next year or two). Or should I just sell it and take my loss?

Q: hi Peter and Team,
Your opinion on IYU{US}Health Care and IDU{US}Utilities.is now a good time to buy these ETF's ?

Thanks again
Shirley

Q: What is you opinion about XTR ( fund of fund) ?.Thank you.ebrahim

Q: Hi,

My husband and I own about 70% of the stocks in your equity portfolio plus a few U.S. stocks. We have no fixed income and would like to start adding it from your income portfolio.

We plan to only add the ETFs, but don't have the money for all 5. We can probably only buy 3 right now, maybe a 4th next year. Can you rank them in the order we should buy them? We are looking for stability since we are so heavily invested in equities, but also for some income.

Also, we just sold a U.S. Stock and we have our acount set up on auto wash so that it keeps the proceeds from the sale in U.S. Funds. We are thinking of busing a US ETF for the S &P as we already have a mid cap IWO. Can you recommend any S &P indexes trading on the U.S. exchange, rather than Canadian?

Thanks so much,

Carla

Q: Rob Carrick had an article recently in the Globe and Mail: "Why it may be time to move away from dividend stocks". He refers to CDZ and suggests replacing it with the iShares S&P/TSX Capped Composite Index ETF. What is your take on his strategy, and on dividend stocks in general at this phase of the economic cycle?

Q: Hi 5i: What would you think of using JNK instead of XHY for income? I would hold it in my RIF account.

Q: Is there a place to see the price of the sells in the growth portfolio?
What would be 3 choices to put cash if one felt interest rates wee going up - safest to less safe (ETFs)?
Thank you.