Investment Q&A

Q: As income sources in an RRSP which one would you regard as higher risk, XHY or TMC? Thanks

Q: Hello 5i
Thanks for the great responses. I am having trouble finding a post where you answered questions on fixed income, suggesting which bond etf’s you would use at the moment, both in the American and Canadian market. I cannot find it through the symbol search, as it is a general category question. I wonder if you could point me to that post or, sorry about the repetition, let me know once again what you would choose for fixed income at the moment.
thanks

Q: I have RBC managing a portion of my portfolio (RRSP). I have not been impressed with their service. They had the majority of my money in long term bonds earning a pittance plus they were bought at a premium. My overall return has been a abysmal but they still collect their management fee of 1.5%. ( I started with $450,000 6 yrs ago and now have $400,000) I recently got annoyed with this lack of performance and instructed them to sell the various bonds. Now I need to place the cash. Any suggestions?
RBC is suggesting a series of GIC's and some bond funds such as : Ipco monthly income,I shares advantaged short duration high income ETF,Lysander corporate value bond class templeton global bond fund.

I am 72 and must take money out of my RRSP whether I need it or not...
Can't thank you enough for this great service.

Q: good evening,
just wondering your thoughts on XDV growth over the next 6 months?Thanks!

Q: The question on CBO was interesting and as a result I went to the CBO web site to look at the bond holdings. I hold CBO and assumed that CBO was a laddered bong portfolio with maturities ranging from 1 to 5 years. If I was to build a laddered bond portfolio I would have 20% of the capital in one year maturities, 20% in 2 year maturities and so forth up to 5 years. And as bonds matured each year I would roll the proceeds into a new 5 year bond. What I fail to understand, however, is why CBO has bonds that mature in 2036, 2049 and even 2068. How can I-shares rationalize the objective of the fund while holding bonds with these type of maturities. I am baffled and would appreciate your thoughts. Thanks.

Q: Hi

Could you share your favorites in these categories of ETFS

Canadian bond index
Preferred share index
Canadian equity index (large cap)
US equity index (large cap)
International equity index (large cap)
REIT index (Canadian)

Q: Good afternoon 5I, Re: CBO, laddered bond ETF, Rob Carrick has an article on Globeinvestor saying that the actual yield is only 1.6% and not the 4+% shown on the stock charts. He seems to claim we are being
hoodwinked by just about everyone on the actual returns on these ETF's and that a ladder of GIC's would beat the ETF's hands down. Your opinion on this would be appreciated. Thank you

Q: Hello,

I have 30K in my RRSP account in ISHARES CDN S/T BOND ETF XSB . Are there better options to invest the money?

Thanks

Q: dear 5i team: I know stocks are the best way to go compared to mutual funds but if an investor wanted a hands off approach to investing to save himself from himself could you advise for a core allin one holding would you compare phn balanced D seires .88 mer and btg772 balanced 1.21 mer and steadyhand founders fund 1.34mer. this would be a retirment holding. of note btg seems to beat phn inspite of higher mer.and if i buy steady hand with my capital my mer would be 1.07 and with a lower unit price i would get far more units for capital appreciation.hope this is not to vauge a question thank you larry

Q: Hello Peter and 5i, Just been looking at the chart for ZMT. When every advisor on the planet is telling everyone to stay away from the base metals materials sector, why has this ticker done so well the past year. Is this an example of the big money buying stuff early so they can sell it to the street in a year or so?

Q: Hello and thank you for your work. There was an interesting guest on BNN talking about his bond fund and long/short strategies. Being quite hopeless with bonds, but thinking about some for a RRIF account. Is the fund ECF.UN a good fit.
Thanks D.V.

Q: Could you recommend a TSX Inverse and/or Bear ETF please.

Thank You As Always
Craig

Q: Thoughts on xgb at this time? Risk of deflation in Canada?

Q: Hi Peter and Team,
What are you and your teams thoughts of newer emerging economies in Africa vs. more well known areas of China/India. Is there a recommended Canadian ETF (or even company) that takes advantage of this potential growth?

Q: hi what do you think of SPFF(super income preferred ETF).Risk and reward.Thanks and have a good day.EBRAHIM

Q: Could I please have your opinion on IWO ETF? Thank You

Q: Hi team:
I bought some CPD (ETF for preferred shares) in my investment account about a year ago, it went down abit, but in the last few months it has rebounded and I am now no longer in the red
It was for income, but with the impending rising rates, would it be at risk of dropping in value ?
I realized that this could be a window of opportunity to get out and get into something like CDZ to get a nice dividend with some growth potential (I can tolerate the risks), thanks team!

Q: I am looking for advice on what type of accounts I should be holding my ETFs in. Presently the four ETFs I have (XBB, XSP, and XIC) are held in my brokerage non-registered account. I am wondering which ones, if any, should be moved to an RRSP or TFSA in order to keep taxes at an optimal level. Do you have any advice on which accounts these should be held in?

Q: Hi Peter:
there were some M & A frenzy in the health stocks in the US
are there any EFTs that one can buy to participate in this trend ?
My 2nd question is that when M & A activities are increasing, it pushes the P/E ratio of the sector very high, would one see it as the beginning of the end of the bull market?
would one also anticipate some M & A in the Canadian energy sector?
I look forward to your comments, it would be educational to alot of investors like me, I learned alot from being a member for over a year,
Many thanks!

Q: Hi, I'm looking at adding some higher-yielding municipal bonds to my portfolio and the
Short High-Yield Municipal Index ETF (SHYD) caught my eye. I like the relatively shorter duration but please let me know your thoughts.