Investment Q&A

Q: Would the proposed 5i model portfolio ETF be available to 5i members only or open to the general public? If open to the general public does this not mean they would have access to 5i intelligence without paying for a membership?Thanks Dave

Q: Am looking to purchase US ETFs, would you suggest purchasing in US dollars or would you purchase funds that are hedged? I am happy to stay invested for 10+ years.

Q: Hi Everyone!! I am rounding out my portfolio. I have my bond and stock allocations and even though I hold 12 US dividend aristocrats, I would like to add a good broad US stock ETF and a world ETF which excludes North America. I would like to use Canadian currency to invest. Could you suggest a few? Thank you for your excellent work. Cheers, Tamara

Q: I would like to have some fixed income in my portfolio. What is your opinion on this ETF? It is a fairly new ETF paying about 4%.
http://www.firsttrust.ca/Retail/Etf/EtfSummary.aspx?Ticker=ETP

What other recommendations for fixed income?

Thank you.

Q: Good morning Peter and Team,

The last question asked about CHB was over six months ago, and in the process of re-balancing my wife's RRSP, we notice that CHB has been languishing of late, especially when compared to ZFH. Even XHY is doing better than CHB. In an otherwise balanced portfolio containing many of your model portfolio equity picks plus CBO which you've consistently recommended, how would you judge a switch from CHB into ZFH at this time? In her RRSP, CHB is up 12% not counting reinvested dividends, but going forward, we feel that a switch to ZFH (or perhaps another suggestion?) may be warranted. We realize that some yield will be given up, but ZFH appears to be a lot safer. As always, your comments and advice are greatly valued.

Q: Over the past year the TSX has performed reasonably well.
And interest rates have been relatively benign. Yet CVD is down over this same period and has been dropping steadily since mid last year. All this within what should be a positive environment for this type of ETF. So why is it doing as poorly as it is. Is it the quality of the underlying assets, management, or something else. My concern is if it cannot maintain it value in a strong market and low interest rates, what happens if interest rates begin to rise. Also, if you share any of these concerns, would you consider dropping the ETF from your portfolio?

Q: hello team- iam 60 years of age and presently have 3 percent usa cash available in my rsp-presently equally invested in all sectors) please recommend something you feel has a potential upside, a dividend would be awesome too. could be etfs,stocks, bonds whatever.thx ja

Q: Hi Peter and Team:
so far our RSP accounts have equity only (as per our model portfolio). We do not have any fix income such as bonds.

if we want to have 10% fix income, what's your recommendation to start with? So far we prefer to buy corp bonds. I am 50 now and may want to retire at 60.

Thank you
Adriana

Q: Which ETF do you feel has greater risk as a fixed income vehicle... ZFH or XHY? Thanks. Joe

Q: Would you suggest having bond exposure in a portfolio. If so can you give an idea on 3 etfs to diversify the exposure thank you

Q: Can you suggest a couple small cap value etfs that trade in can that have us companies

Q: I would like to add some European exposure to my US dollar portfolio. Would you suggest investing in one or two of the stronger economies such as England (EWU) or Germany (EWG) or would it be better to invest in a broader ETF such as the 10 country EZU? Are there any other ETFs that might be preferable to these large cap ones?

Q: Hello 5i
I am looking at a group of funds and 1 IPO could you give me your opinion on them as they are all run by the Middlefield Group, GDG.UN RCO.UN GHC.UN GIF.UN
-On behalf of U.S. Dividend Growers Income Corp. (the "Fund"), is pleased to announce that it has filed a preliminary prospectus in relation to an initial public offering of shares at a price of $10.00 per share and the following.
Thanks

Q: I am retired and derive my income from investable assets. About half are in dividend-paying equities paying an average 5%, and half are in GICs paying 2.5%. I am thinking about getting out of GICs and buying a big position ($500K) in FIE or similar ETF. I can accept some volatility.

Q: What are the asset classes for canadian investor? How many should we be in? Sorry trying to understand just need some help, also would buying etfs diversify you enough?

Thanks

Q: Could you please explain how the falling C$ may effect this ETF? It was doing well but the last few weeks while the $ fell seriously it has stalled out.Mabe the stocks within it are just treading water ?
Thanks again
Larry

Q: I hold some conv debentures, all trading above par and yielding around 4.5%, all maturing in 3-5 years. Recognizing that I would give up any conversion advantages should a stock take off, what do you see as the pros and cons of selling all these and replacing with CVD with a higher yield and probably better liquidity (I would be buying about 3,500 shares). Does CVD move more with the bond market, or the stock market?
thank you

Q: I need some agriculture in my portfolio and recently added a small position in Tyson Foods. The etf, MOO.us looks interesting to me as it has the companies I would like to own like Mosaic, POT and Agrium. Is this a good one to own? Is there a similar Canadian ETF which is not strictly Canadian.

Q: I would appreciate some guidance in raising my fixed income from five to fifteen percent. I am looking at HYB.US which pays a healthy 8.5%. How safe is this and could you rank the following in terms of dividend and then share price appreciation safety, as well - XTR (5.8%), XHY (6.02%), XSB (2.56%), XHB (4.54%)and CB0 (4.5%).
My primary motive is to transition from too much cash to a capital-protected group.
Thank you.

Q: I own XLK and PSCT for exposure to us tech stocks. Are there any etfs for small cap and large cap Canadian stocks. My experience with individual Canadian small caps has not been great. I own sio and Vxs. They both are down.
Thanks