Investment Q&A

Q: A few questions have mentionned the ETF XBB. Since its fee is 0.34% versus ZAG's fee of 0.23%, shouldn't we go for ZAG? I also like the fact that ZAG is a BMO product which means I pay fees to a canadian company rather than a U.S company (bonus points). Thank you.

Q: Hi team, can you recommend an ETF for emerging markets in Asia, lookign for something with lighter China weighting and higher Vietnam, Malaysia, Thailand, etc. Ideally looking for something that follows the index vs individual stocks.
Thanks
Nancy

Q: Looking at building my USD assets and then investing it in Vanguard ETFs. Would you invest in the S&P500 or maybe the specific sectors such as consumer staples? If so, what percentage would you put in each sector? Ultimately I would like to invest in specific companies but there is no 5i US equivalent so this would seem like the next best alternative.

Q: Hello and Merry Christmas to all at 5I.
Moving forward I have new funds to add to my portfolio in the fixed income sector. My RRSP portion is fully utilized for fixed income using CBO and XBB so this is new fixed income funds outside of a sheltered account should I still use XBB/CBO or is there some other fixed income source that would be more beneficial that I should consider.

Q: Is there a Canadian equivalent or similar product to the American Treasury Inflation-Protected Securities, or TIPS? A Canadian TIPS-like ETF for the retail investor?

Thanks

Q: Do you know of an etf that invest European banks or global banks ex-us

Q: What is your opinion of the Mackenzie maximum diversification etf managed by Tobam, aside from the size of those etf which could be a shorterm issue.

Regards Alain

Q: Large-cap healthcare ETFs are giving-up their post-election bump, in some cases (for example, HHL) approaching nine-month lows. Are there any that are becoming interesting, or is this sector just too instrinsically volatile? In the past, 5i has spoken well of IHI (NYSE), do you still like it?

Q: Hi 5i: As part of my RIF portfolio I hold three ETFs, namely one S&P (45%), one TSX (35%) and one for developed ex North America (20%). Do those percentages seem reasonable to you? I also have a chunk of the portfolio reserved for fixed (safe) income, so I'm not worried about safety, just efficiency.

Q: Hi there
What would be a good compliment etf to VIG for us growth exposure
In u.s. Dollars
Thanks for the help
Sam

Q: Hello 5i team,
I hold all the stocks in the balanced portfolio except AEM and SYZ. Regarding my exposure to the tech sector, in addition to CSU, ENGH and KXS, I also hold DSG, GIB.A and OTC; so I do not think that it is necessary to add SYZ to the mix.
There seems to be some momentum in the base metals sector, as per your response to an earlier question; instead of selecting a particular company, as per your suggestions, I decided to gain exposure via either XBM or ZMT.
I look forward to your comments.
Antoine

Q: In a scenario when the market goes down significantly how does a dividend etf with a covered call component react as opposed to a straight forward dividend etf.

Q: I am currently trying to diversify my portfolio with US and international exposure.I know you or i do not like fees but i have no experience in this area and you do not provide a US model so i am asking your opinion on investing in a hedge fund or looking at funds like Cambridge in particular provides but at a 2.45 mer.Please help me in my goal to diversify my RRSP

Q: Could you recommend a U>S> bank stock ETF, preferably one that trades on the TSX?

Raymond

Q: Good day,

I would like your opinion on PDF as my focus is on growth and income in my RRSP. I already hold CDZ and VGG as well as BCE,FTS,ENB and BIP.UN


Happy holidays

Carl

Q: Would xsu and zub be ok in a resp regarding with the holding tax. thanks

Q: Hello, Please suggest a least risky ETf for some income in lieu of keeping cash. This would be a most conservative position to earn some income instead of keeping cash and earning nothing. This is a RESP with Questrade for my 16 year old child. I had liquidated some positions so total 40% is in cash. Thanks.

Q: Hello. I have a 31-year old son who I've been investing on behalf of for the past two years. Since he started earning a regular income, he has loyally saved and invested in his TFSA (up to the maximum allowance) and started to make some contribution to his RRSP as well.

In his TFSA, he has three stocks (TD, AQN, ECI) and other Canadian and US ETFs (VFV, XIU, XEG, ZLB, XQQ, VEF). Now, given the fact that he has some time before retirement, my new plan is to sell ECI, AQN, or possibly BOTH to buy into more growth-oriented stocks. Do you think my new strategy makes sense? Should I sell ECI, AQN or both or none?

In my mind, there are several stocks that fit into a long term growth strategy. These include SIS, PBH, ATD.B, KXS. If you can think of a better one, please let me know. Your advice is very much appreicated. THANK YOU IN ADVANCE.

Q: Good day folks,always thank-you for your wisdom,i'm 72 and i follow your income portfolio,therefore withing some exceptions all my retirements RSSP-TSFA are basically close to the 5I Income,in order to diversify a bit toward the world emerging bond markets,I would like to have your opinion on EMB.
ThankYou
Dan

Q: TD Bank lists these 11 sectors - going forward and post Trump what would 5is's top picks be for these 11 sectors:
1)in Canada?
2)in the US?
Consumer Discretionary
Consumer Staples
Metals & Mining Index
Financials
Health Care
Industrials
Information Technology
Materials
Capped Real Estate
Telecommunication
Utilities
Thanks kindly.