Investment Q&A

Q: Good Morning Peter. Thanks for your great service and am learning a lot from your reports and questions. Reply to my question may take more than regular of your time and efforts, hence feel free to deduct double the quota of question from my account.
I am a 41 year old, medium risk taker, can hold / wait for a 3-5 year horizon and looking primarily for growth. I started my portfolio back in 2012 , currently total investment over my tfsa, rrsp and resp is about 150k. I have not made any profits with this money in this 3 years thanks to my investments in BDI, Autocanada, HNL ,Entrec,Goldcorp and avigilion to name a few. I have sold most of my losing stocks, but not under water at this time. My current portfolio include Avigilion (3.4%), Wi-Lan(2.2%), Knight Thearauptics (3.8%) , CYB (2.25), Canaccord Financial CF(2%), CHP.UN.TO (2.1%), CIX (2.2%), SYZ (1.5%), RX (1.9%), ENT(0.6%). I also have mutual funds / Portfolios of banks like MAW106(10%), MAW150 (3.5%),RBF1025(3.8%), TD Monthly income TDB622(2.5%) , RBF209(14.4%) and RBF459(5.6%). I have couple of ETF’s VIG and IWO (total at 5%). I have cash and cash equivalents at about 29%.
I am planning to invest some of my cash , cash equivalents money and want to sell RBF209 and RBF459 and invest in individual growth stocks. Based on above , can you suggest me some growth stocks/mutual funds / etf’s to invest please? Do you see any stocks that I need to get rid of at this time?

Q: My portfolio is primarily stocks. Only bond position is XHY at 2.5% of portfolio. Want to add considerable fixed rate/bond holdings to get some balance. Could you make some suggestions. Thanks.
Dave

Q: I’m definitely more of a buy and hold investor than a trader, but with David Burrows’ words ringing in my ears – “The money’s gone! The market doesn’t know what you paid” -- I’m reassessing my Cenevous holding of two years (down about 30%) and I’m wary of the fact it’s close to breaking support, according to my Investorline data, at $20.23. In the same account (LIRA; currently has no cash), I also hold a small amount of the ZUB ETF. It’s at the upper end of its trading range for the last year and a half; is trending above its 20 and 200 day moving averages; on the verge of breaking out into a three-year high; and technically has moved up closing a gap with the S & P 500 trendline. I know it’s comparing apples to oranges, but I’m asking for a second opinion on dumping CVE for ZUB. (I have a full position in CVE, as well as full positions in WCP; PPY; and and a one-third position in SKX; in fact I’m considering clearing out all but SKX since there are bearish technical warnings for WCP and PPY as well). Other options: dump Cenevous for cash and either wait for another opportunity or buy Cenevous back at a cheaper price later in the year; or taking the Cenevous proceeds and putting them in Don Vialloux’ HAC ETF, which seems to trend steadily upwards, albeit unspectacularly, with his seasonal investing philosophy. ZUB, Cash or HAC? Your insight is very much appreciated.

Q: Do you have any opinions on Cyber Security stocks and this ETF in particular.Thank you.

Q: Good Morning Team,

BMO offers ZUB and ZBK. Both are equally weighted US bank ETFs. Both are sold in Canadian dollars. ZUB is hedged while ZBK is not. If they are both sold in CDN dollars could you please explain how one is considered hedged while the other is not? What are the tax implications for holding these in a TFSA?

Thanks,
Richard

Q: looking for growth stock or ETF suggestions for monthly contributions for kids under 18.This will be a taxable account. Monthly amounts would be small ~$100.
Thanks

Q: I'd like to get your opinion on recent changes to Vanguard ETFs. One of the changes is that VDU appears to change from ex NA to only ex US. For someone with an all-Canada portfolio looking to buy an ETF to diversify, what would you recommend now? Previous comments seem to suggest VXC is a bit small, and now that VDU includes Canada, I don't know if it's still a recommended product for diversification. Perhaps VGG or VEE? Thanks!

Q: Hi Peter,

I am looking for some global and US Specific (ex. Canada) diversification.
Can you please suggest some ETFS or Funds that would provide growth and some that would also provide some dividends for both global and US sectors. Please advise which would be suitable for a TFSA, for RRSP and for a cash account. US dividends in a TFSA are exposed to tax withholding, is it the same with dividends from the rest world.? Please advise if it still makes sense to hold US investments in a TFSA given that dividend taxes are withheld and not credited.

Joseph

Q: Could I get your opinion on these types of products? The idea is to prepare for the next correction or bear market, or is it better to just buy GICs? These ETF products seem very complicated and returns have not been that great.

Q: I HAVE BEEN SEARCHING FOR A GOOD PLACE TO BE WITH MY FIXED INCOME 60% TO 70% OF MY PORTFOLIO AS I'M 72 AND THE MARKET SEEMS READY TO RETREAT SOMEWHAT. THIS FUND IS NEW BUT LOOKS PROMISING. PLEASE ADVISE ME, THANK YOU

Q: Hi there. I'm new to investing, and would love your thoughts.

I've opened up a TFSA and bought shares in CDZ, IT, PHM, SCR and XIC. There is also a mutual fund in the TFSA that I was planning on selling and investing in stocks.

Would love to know what you think of that mix, and if you have suggestions for other investments.

Thanks very much.

Q: What is your opinion on this ETF for a longer time purchase? Thank you and cheers. Hans

Q: hi
hat is your view of this etf for the long run . i am thinking
that hedging u.s. dollar is a go think too
tks

Q: Good Afternoon,
What are your favourite ETFs and/or mutual funds for Emerging Market exposure and EAFE? Thank-you.

Q: Hello, thanks to 5I I feel comfortable with my diversified assets here in Canada, and I'm happy with what I have in the U.S.
Can you recommend some ETF's that can help me cover the rest of the world(maybe 3-4)? I'm ok with risk and can hold for 10+ years if needed. What would your total percent weighting recommendation be for these?
I would like to hold these in a TFSA, but what would the tax implications be? Or would it be better to keep them in an RRSP account because of the implications?
Thanks as always, I greatly appreciate your advice.
Patrick

Q: Would you recommend a few stocks or ETF's for Long term hold. My daughter has just started investing and only has $5000 in an RRSP to work without this time.

Thanks for your great advice.

Q: What are your thoughts on QLD. Seems to be a steady performer

Q: Hi guys, I have fortis in my u.s. side of my portfolio, your thoughts on selling and purchasing more of either vig or spy.
Thanks
Jim

Q: I have this as some portfolio diversification as a build up your portfolios. They are both ~ 2% of my portfolio. Should I take some profit, stand pat, or add these to my overall asset mix.

I don't have much international or Euro stocks except for international players from 5I.

Or switch to another product such as Vanguard or Ishares.

Cheers.

Q: Could you recommend a currency hedged broad market index that covers the Japanese market?

Larry