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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I wanted a quick opinion on the nature of these two ETF's, does ZPR hedge ZRE with interest rates? What I mean is that if interest rates rise ZPR should rise and ZRE should decline and vice versa? Looking long term the interest rate effect will balance out with growth of the companies within ZRE and ZPR should be higher with higher payouts as the preferreds reset?
Read Answer Asked by Nino on November 18, 2016
Q: Hi Peter and Team

What Canadian listed ETF would you recommend today for US market exposure for the TFSA of a thirty year old with a long term time horizon? Would your answer be any different if it was for an RRSP where the 15% US withholding tax was not an issue? There seem to be hedged and nonhedged versions of all of them so would you recommend a hedged version now with the USD so strong?

Thank you!
Read Answer Asked by Mary on November 18, 2016
Q: Peter and Ryan,
I know you're expertise is Canadian investments, but I'm interested in your thoughts regarding the future prospects for American regional banks.If you believe there is upside in the sector, are there any specific companies you could recommend, or is there an ETF you believe has upside in the future?
Thanks so much for your appreciated guidance.
Read Answer Asked by Les on November 18, 2016
Q: 3 ETF growth portfolio: In the April 2016 issue of MoneySense magazine, on page 14, there is an article titled, "A Growth Portfolio for the Long Term" It is made up of these ETF's. I did a backtest assuming the portfolio began on Nov. 18, 2013. The total return is 34.55%, or 11.61% per year. What is your opinion of these ETF's and this combination for a long term sleep-well-at-night portfolio? Are there other ETF's you'd suggest? (IWO perhaps?) BTW, no rush to answer this question.
Read Answer Asked by Helen on November 17, 2016
Q: I am nearing retirement. Most of my savings is in a non registered account (75% non registered and 25% RRSP). Can you suggest tax efficient ways of managing the fixed income portion of the non registered component? I understand ZBD and BXF are tax efficient. Would you recommend these or do you have any other ideas? MERs are important and I noticed the management fee for BXF is about .2%. With a return of only about 1% does an investment in this make sense?
Read Answer Asked by BRYAN on November 17, 2016
Q: Is there an ETF listed on the TSX that replicates fairly closely Barclays Global Aggregate Bond Index? If so, what is your opinion of the fund as a core vehicle for the fixed income allocation of my portfolio, in addition to laddered GIC's? Many thanks!
Read Answer Asked by Paul W on November 16, 2016
Q: Peter and Ryan,
I currently have equal exposure to BNS and TD in my portfolio. In light of the recent American election, would you sell the BNS holdings to buy more TD? (TD is acting much better post election). Both companies are held in my RRIF account.

Supplementary, if I wanted to add American Bank exposure, which ETF would you suggest adding to the same RRIF account?

As always, thanks for your much appreciated guidance.
Read Answer Asked by Les on November 15, 2016
Q: What is your opinion on these multiple factor ishares? They currently appear new as they do not have many shares outstanding, 1MMM to 2.5mm and have low volumes of trade. Should this be a concern a this point?
Read Answer Asked by John on November 14, 2016