Investment Q&A

Q: Jean earlier today listed a number of stocks in his/her portfolio as being in excess of 10%. You do not suggest there's a problem with this, so I'm wondering if it's okay to own larger percentages of individual stocks if one has diversified ETFs. I have been buying ETFs to consolidate holdings as I move farther into retirement to make withdrawals simpler. But I still have a lot of individual stocks that I'm keeping in the 5% range. I think I noticed elsewhere you recommend not holding more that 5% of a portfolio in ETFs( now can't find it, so perhaps I misremember). I suspect I'm just not getting something here. What do you recommend regarding this use of ETFs and individual stocks (and %s) for a person past the accumulation stage?

Q: Hello guy

Is it better to sell my pimco monthly income fund to by the new etf pmif. I have for 6 000$

Thk you

Q: This morning I ask a question about fix income and recommended bshort duration bond ladders. You indicated that CLF or CBO would be your recommended choices. What is the difference?

Can you also recommend a short term bond ladder, corporate bond and preferred share ETF to hold USD in?

Thanks again!

DON

Q: What is your opinion of a franklin templeton smart beta etf with ticker symbol flus.
It shows up with an ROE of 28 . Is it a good enough etf for exposure to the US market?

Q: Would CPD be classified as 'fixed income'? What would be a recommended short duration ladder bond fund that you would recommend for diversification?

Q: Do ETF's change their dividends (increase/decrease), if so when do they re-assess
their payout.

Q: I have not paid much attention to robotics and Artificial int. I found this US ETF and seems to be doing well.I was thinking 5% holding $9.000. in this area as I do not much tech in portfolio.Is there a comparable Canadian ETF and does 5i have any other stocks to compare with this ETF.Thank's 5I

Q: The Canadian component of my income portfolio has AQN (12%), BCE (18%), CSH.UN (14%), DR (14%), XTR (12%), CPD (17%) and XHY (12%). What do you think about this diversification? I also have $100K in cash remaining to further deploy in Canada. Other than oil and gas, what Canadian income stocks would you suggest?

Q: Could I possibly get your opinion on Pimco Monthly Income (PMO005). Would you still start positions in this fund even in differing interest rate environments?

Thank you

Q: How are management expenses calculated when the holding(s) of an ETF include one of more other ETFs? For example the single holding in VGH is VIG. Does the MER for VGH include the MER for VIG?

Q: Interested in placing direct investments in China, Japan & possibly India. Trading market must be US. Primary interest is Technology & Space.
This will be completely separate from our current traditional investments as reviewed occasionally with you over the years. Aside from established players in the above markets, I would consider vertically specialized ETFs that have a strong Bloomberg rating. Please deduct accordingly. Thank you.

Q: Recently came into inheritance of ~£100,000 and looking to purchase a basket of 5 - 10 global ETF's (minus Canada) on the LSE with the proceeds. Currently well diversified within Canada through RRSP, TFSA accounts etc. Seeking growth and income and mindful of MER's, would very much value your recommendations.

Thank you

Q: Would appreciate your comment on this ETF. For example, is the thesis sound to you and are there similar ETFs? Thank you.

Q: Hello I am looking for a "one stop" etf that covers everything but US and Canada, which I am adequately invested in. I have checked the Vanguard Canada products such as VI/VIU but they seem to have a heavy concentration of investments in Japan (21-23% of holdings). Are you aware of another etf that may be appropriate? In the alternative should I consider one covering Europe and one covering emerging markets? Your thoughts would be most helpful. Thank you, Bill.

Q: The recent issue of the ETF & Mutual Fund Update discussed two ETF’s in the U.S. Technology Sector, ZQQ and XQQ. In your opinion would BST:US be as good as or better than the above mentioned?
Thank you for considering my question.

Q: Peter,
RESP first needed in 3 years with ~equal amounts of BNS, GUD, OTEX, PHO & T;
with cash for 2 more positions. What would you add or change at this time ? Thank you.

Q: Good afternoon,

I am looking for exposure to the US market, in my RRSP. According to your previous answers on this type of inquiry, an ETF would be the easiest way to go, since it automatically brings both diversification and exposure.

My time horizon is minimum 10 years and don't mind a medium amount of volatility, as long as the returns are there in the end. My plan is to invest into the chosen ETF each year, so that my exposure to the US market is taken care of.

I have been looking more closely at VGG, VFV and VUN, mostly out of the reputation of Vanguard products. The dividend growth orientation of VGG sure is appealing, but I am not primarly looking for income. Aside from that they all seem pretty similar.

I would like to know your point of view on these ETFs I mentionned and if there are any others that you consider that would fit better in a long term plan.

Thank you very much!

Q: Apparently PIMCO has introduced an ETF version of this fund. Which would you prefer and why.

Q: Good morning! Could you please give your choice of a Emerging Markets ETF. I have just looked at Goldman Sachs "GEM" which has been recommended. Do you like it or is there another that you would choose. Thanks, as always your opinion is so appreciated.

Q: I have taken a position in Goldman ActiveBeta Emerging markets equity ETF (GEM).It is actively managed with a low expense ratio. This helps me to diversify my portfolio. I have purchased it in my U.S. trading accounts.What are your thoughts on this ETF.