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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I parked money in PSA in order to get a 1% retune while I decide what to do with the cash. I notice on the Purpose Investment website the following disclaimer
"Fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer"

Can you comment. I was under the impression that 100K is insured under CDIC

Thanks! Nice to have a go to service to ask these type of questions
Read Answer Asked by roland on January 10, 2016
Q: I do not own any gold stocks. Rather than trying to pick two or three for 5 percent of my portfolio what etf woukd
you recommend to give me diversification and less risk.
Read Answer Asked by Helen on January 10, 2016
Q: Hi, Peter
For the ETF investor, do you see the current market drop as a buying time? Are there Canadian and US ETFs that you would recommend now? VDU? CDZ?
Thanks,
Robert
Read Answer Asked by Robert on January 10, 2016
Q: What would be your recommendations for investment vehicles (with low MER) to hold cash at this time?
Read Answer Asked by Linda on January 10, 2016
Q: Hopefully, this question provides a simple answer. I have approx $100k in liquidity that I'd like to 'park' in whatever equity or REIT you feel is risk averse and would provide some dividend or interest income - bonds aside. I can leave the funds there for 2 to 4 years. At 66 years of age, I cannot afford to lose principal. I am not concerned with currency fluctuation.
Read Answer Asked by Claus on January 10, 2016
Q: If buying an income bond fund should one keep the weighting to 5% of the portfolio?
Read Answer Asked by Anne on January 10, 2016
Q: Hi Peter and team,
Is it now a good time to buy US financial and industrial Sector ETF, like XLF and VIS?

Thanks
Read Answer Asked by Victor on January 10, 2016
Q: I have investments in the US and Europe and have started to think that India might be a good place to enter into the emerging markets as part of my Global diversification. Would you agree?
What are the options for investing in India and can you make any recommendations?
Read Answer Asked by David on January 08, 2016
Q: hi, what do think about CPD? is now a good time to buy and hold...
Read Answer Asked by chris on January 08, 2016
Q: Just to add I do not recall the HORIZONS BETAPRO S&P/TSX 60 INVERSE ETF (TSE:HIX) being mentioned for us Canucks on the TSX.

It is an ETF.

It is an inverse meaning it rises when the S&P/TSX 60 falls and coversely it falls when the S&P/TSX 60 rises. Similar to the U.S's VXX.

Read Answer Asked by Stan (1) on January 07, 2016
Q: with the low dollar and oil with is better for the next few years vsp or vfv
Read Answer Asked by Walter on January 07, 2016
Q: In your answer to John, yesterday, on how to play the bear market (if it is one) you stated: "One other option is to own VXX, an ETN (different than an ETF) that is based against the VIX Volatility Index. "

What is an ETN, and how is it different from an ETF? How would this benefit the current situation? Thanks!
Read Answer Asked by Sylvia on January 07, 2016
Q: Could I please have an update on XHB, Blackrock's Hybrid Corp Bond Index. I asked about this ETF last August and it has since fallen in value quite substantially. On the other hand, the laddered Corp Bond Index from Blackrock, CBO, has held up rather well over the same time frame. Would CBO be preferable over XHB? Or should bond funds be avoided at this volatile time? I am currently sitting on 30% GIC's and 70% cash - no equities whatsoever. Thanks for your opinion.
Read Answer Asked by Paul W on January 07, 2016
Q: I have held VIG since our dollar was at par with US and it has appreciated over 10% since I purchased it.
I'm thinking of selling to take the profit on the spread between US and CAN currency, what would your opinion on this be?
Thanks
Read Answer Asked by John on January 07, 2016
Q: What do you think about Kevin O'Learys ETF,s
OUSA .. which I believe in hedged against currency and is supposed to be a high dividend ETF with low volatility.
Wonder if you think it's a good and stable investment and also, as its dividend paying ETF, if it's good for Canadians ... given withholding tax and our devalued dollar?


Thanks
Read Answer Asked by Graeme on January 07, 2016
Q: Happy New Year! Thanks as always for this service, it is the first place I go every morning. I invest through RBC Direct, and I am wondering how ETF's take their fees from me. Thanks very much.
Read Answer Asked by Kim on January 06, 2016
Q: the recent data seems to suggest that the markets,reflecting the average stock,is in a bear market with growth slowing, and recent interest rates seem to be going lower to reflect that. If we are in a bear market, how does one make money, as opposed to preserve capital?
Read Answer Asked by john on January 06, 2016
Q: 2 questions:

I have done very well with ABBV, but wonder how much of an impact is likely when Humira comes off patent in 2016. Have you heard of any company plans that would offset the loss? Do you have a hold or sell suggestion?

How much and what kind of a difference is VEF’s transition from the FTSE Developed ex North America Hedged CAD Index to the FTSE Developed All Cap ex US Hedged to CAD Index? How is it likely to affect my returns?
Read Answer Asked by Blanche on January 06, 2016
Q: Hello I am interested in how I could get some exposure to Samsung; perhaps through an ETF here or one in the US. A top ten holding would be preferred, but not necessary. Is the Mawer 102 or 150 likely places to start? Thanks in advance.
Read Answer Asked by Michael on January 06, 2016
Q: IOWN THIS IN A RRSP AND WAS THINKING OF SELLING AND MOVING THE MONEY TO THE OTHER ETF ZUB WHICH IS HEDGED OR DOES THE US DOLLAR STILL KEEP GOING UP. ANOTHER POSSABILITY WOULD BE TRICON (TCN). THANKS
Read Answer Asked by John on January 05, 2016