Investment Q&A

Q: In a scenario when the market goes down significantly how does a dividend etf with a covered call component react as opposed to a straight forward dividend etf.

Q: I am currently trying to diversify my portfolio with US and international exposure.I know you or i do not like fees but i have no experience in this area and you do not provide a US model so i am asking your opinion on investing in a hedge fund or looking at funds like Cambridge in particular provides but at a 2.45 mer.Please help me in my goal to diversify my RRSP

Q: Could you recommend a U>S> bank stock ETF, preferably one that trades on the TSX?

Raymond

Q: Good day,

I would like your opinion on PDF as my focus is on growth and income in my RRSP. I already hold CDZ and VGG as well as BCE,FTS,ENB and BIP.UN


Happy holidays

Carl

Q: Would xsu and zub be ok in a resp regarding with the holding tax. thanks

Q: Hello, Please suggest a least risky ETf for some income in lieu of keeping cash. This would be a most conservative position to earn some income instead of keeping cash and earning nothing. This is a RESP with Questrade for my 16 year old child. I had liquidated some positions so total 40% is in cash. Thanks.

Q: Hello. I have a 31-year old son who I've been investing on behalf of for the past two years. Since he started earning a regular income, he has loyally saved and invested in his TFSA (up to the maximum allowance) and started to make some contribution to his RRSP as well.

In his TFSA, he has three stocks (TD, AQN, ECI) and other Canadian and US ETFs (VFV, XIU, XEG, ZLB, XQQ, VEF). Now, given the fact that he has some time before retirement, my new plan is to sell ECI, AQN, or possibly BOTH to buy into more growth-oriented stocks. Do you think my new strategy makes sense? Should I sell ECI, AQN or both or none?

In my mind, there are several stocks that fit into a long term growth strategy. These include SIS, PBH, ATD.B, KXS. If you can think of a better one, please let me know. Your advice is very much appreicated. THANK YOU IN ADVANCE.

Q: Good day folks,always thank-you for your wisdom,i'm 72 and i follow your income portfolio,therefore withing some exceptions all my retirements RSSP-TSFA are basically close to the 5I Income,in order to diversify a bit toward the world emerging bond markets,I would like to have your opinion on EMB.
ThankYou
Dan

Q: TD Bank lists these 11 sectors - going forward and post Trump what would 5is's top picks be for these 11 sectors:
1)in Canada?
2)in the US?
Consumer Discretionary
Consumer Staples
Metals & Mining Index
Financials
Health Care
Industrials
Information Technology
Materials
Capped Real Estate
Telecommunication
Utilities
Thanks kindly.

Q: Re HY bonds referenced in Friday articles by Michael:
Does this apply to XHY and if so is the article in line with your current thinking on XHY, and what percentage of a reasonably diversified portfolio should be held? Current holding is one percent of my portfolio.

Thank you for considering my question.

Q: Hello from the Responsible Investing Club in Comox, B.C.
Thanks for your great service!
Do you have any suggestions for an ETF that focuses on Responsible/Ethical Investing, which does NOT use a "best of sector" approach? (i.e. the "best" oil company, the "best" mining company, etc).
For example, XEN on the TSE has Suncor as its third-largest holding, which isn't something that many ethical investors could invest in.
Thanks in advance for your suggestions.

Q: A few years ago you recommended to me the Powershares ETF QQQ for the IT portion of my holdings. It has been a very good performer, thanks. I also own CSU, MDA & ENGH.

Do you still recommend QQQ as your top ETF pick? Are there any other items you would recommend looking at. It can be a stock, mutual fund or etf.

Thanks

Paul

Q: Mp portfolio closely mirrors you balanced equity portfolio (about 3 exceptions). I have been happy with its performance but note some analysts indicate a that the US economy will out[perform the Canadian economy over the next year. Do you think it is a good idea to pick up some U.S.stocks? What do you think. I favor ETS's at would make up about 20%of my portfolio.

Would you recommend such a move? If so, what ETF's would you prefer?

Raymond

Q: I have very little US exposure in my portfolio. What would be a good Canadian US equity growth fund or ETF that would allow me to participate in the New America under the Trump regime?

Thanks

Peter

Q: I have a portfolio consisting of mostly stocks, but also some etf's (ex IWO, ZPR, etc...) and BRK.B. Could you offer some advice on how the ETFs and conglomerate companies fit in to overall sector allocations? For example, in my case I have very little consumer discretionary exposure via stocks, but obviously some through IWO & BRK.B. I'm trying to figure out the best way to measure these for sector allocation purposes.

As always, thanks for the great service.

Q: I would like to invest in robotics both in Canada and the U.S.; could you provide some names that you think are invest-able? Thank you!

Q: What do you think of the wisdom of buying PXMV to add to my US exposure? Esp its steadiness in a Trump universe, and fees?

Q: Considering returning to oil to take a full position. I have full position on utilities,finance,IT,Consumer, Is going to oil a good idea? Which of the above would you or combination would you suggest for an initial input of $50-70K.
Your service is much appreciated,

Q: I have an account that follows the balanced equity portfolio. I have some fresh money to put to work and am considering purchasing ITOT for US exposure. Your thoughts or alternate suggestion would be appreciated.
Thanks,
John

Q: I currently hold MAW102 Mawer Int'l Equity in my RRSP and am contemplating a switch to ZDI which has a distribution yield of
4.9%.My purpose is to generate more cash within the RSP.Your thoughts are appreciated. Joe